simon burgess http://www.artwoo.com Returned search results for simon burgess Copyright 2008 Sun, 23 Nov 2008 05:00:42 +0000 http://www.artwoo.com/rss/simon+burgess Paul Simon - A Musical And Cultural Icon Returns http://www.artwoo.com/article/paul-simon-a-musical-and-cultural-icon-returns http://www.artwoo.com/article/paul-simon-a-musical-and-cultural-icon-returns#comments Wed, 05 Jul 2006 02:27:05 +0000 simon and garfunkelpaul simonyear onequeens collegeart garfunkelplaying musicrecord labels http://www.artwoo.com/article/paul-simon-a-musical-and-cultural-icon-returns Paul Simon is a music and entertainment beacon, and fans of several generations will be thrilled to hear that he is returning to the stage with a full schedule of shows around the United States in 2006. Simon's work evokes different meanings for different people, but the fact remains that very few performers draw from as diverse a fan base as Simon. A look at his life and influences may help to explain why.

Early Life

Simon was born on October 13, 1941 in Newark Heights, New Jersey, but his family soon moved to Queens, which was where Simon was introduced to the world. Simon was raised in a typical family setting, and attended Forest Hills High School, where he became very interested in music.

It was here that Simon met and befriended , and the two began together sporadically under the band name "Tom and Jerry". The immediate bond the two shared centered on their mutual admiration of The Everly Brothers, and they released their first single, Hey, Schoolgirl, in 1957 and it climbed to number 49 on the charts. However, the duo did not begin their famous duo effort at this time. Instead, Simon continued to play on his own and with other artists.

Simon continued his education at , and he ultimately got his degree in English Literature. During this time, until he finished college, Simon was introduced to the folk music scene in New York City, and he continued to work on his own compositions. Simon released more than 30 songs before he graduated from college, most of which were released on small .

A Legendary Duo

In 1964, began their longstanding work together by signing a record deal with Columbia Records, and they released their first album, Wednesday Morning, 3 A.M. that same year. One of the singles from that first album, "The Sound of Silence", climbed to number one on the charts, and a dynamic duo was born.

For the next six years, the two singers released seven albums, one of which being the soundtrack for the legendary movie, "The Graduate". Although none of the singles from these albums achieved huge commercial success, the duo's work achieved cult status that's hard to match. A testament to their underground popularity was seen in 1981, when Simon and Garfunkel got together for a concert in Central Park that drew over 500,000 people.

Going Solo

After Simon and Garfunkel split in 1970, Simon continued to release albums, and his influence never waned. Simon released 14 albums during his time as a solo artist, and overall, Simon's commercial success actually grew, as he produced 17 singles that made the US charts. He also became a renowned musical writer, helping produce several platinum albums for other artists and Broadway productions. Simon continues to write and compose to this day.

Achievements

Paul Simon's status as an icon was cemented by several honors he received in reflection of his musical influence. Simon was inducted, with Art Garfunkel, into the Rock and Roll Hall of Fame in 1990. Simon was again recognized when he received Kennedy Center Honors in 2002. A year later, Simon and Garfunkel received a Grammy Lifetime Achievement Award, which led to a tour that wrapped up at the Colosseum in Rome in front of a staggering 600,000 fans.

Paul Simon has been perfecting the art of music and performing for nearly 50 years, and this summer's tour will be an opportunity for fans of all ages to bask in the glow of a musical legend. Written by Jay Nault sponsored by http://www.stubhub.com/">http://www.stubhub.com/ . Stubhub sells sports tickets, concert tickets: http://www.stubhub.com/">http://www.stubhub.com/ , theater tickets and more to just about any event in the world. Please link to this site when using this article. ]]> Anti-Gang Literature for the Little Ones http://www.artwoo.com/article/anti-gang-literature-for-the-little-ones http://www.artwoo.com/article/anti-gang-literature-for-the-little-ones#comments Thu, 18 Sep 2008 06:36:41 +0000 barrett schoolintervention teachersimages of violenceviolence in the mediaabiding citizensgang problemdaily basis http://www.artwoo.com/article/anti-gang-literature-for-the-little-ones images of violence in the media and in their own neighborhoods. In the Black community, many of the role models the children admire are gang members and drug dealers.

Often, law- are left helpless to protect their children from the negative images they see on a . However, Ralph Burgess, founder of Burgess Publishing and Media, is on a mission to destroy that helpless mentality in the Black community by releasing children's books with an anti-gang message.

Since being featured on NBC's Today Show in July 2006, Burgess' book Cool Calvin's No Bandanas for Me-Staying Gang-Free Anti-Gang Children's Book has been read in over 600 classrooms across the country, selling over 30,000 copies in the last year. In addition, Burgess recently entered into a distribution deal with Sussman Sales, which has provided distribution of children's books to New York City schools since 1973.

"These are the type of deals you hope for as a publisher," said Burgess. "It feels great to know that decision makers have confidence in your material enough to make such a significant purchase."

Cool Calvin has a third grade readability and is marketed to grades two through six with an accompanying teacher's guide.

"I like the fact that it's written from a peer to peer point of view," said New Jersey's Secretary of State Nina M. Wells. "I like the fact it addresses character education. We really have failed to teach core values. If those things were emphasized more, you wouldn't have a ."

Not only is the book a hit with school administrators and Black community leaders, but it is also extremely popular with the children.

"I was stopped in the hall by one of our who shared how enthusiastically our students have been reading (Cool Calvin)," said Louis Barrett, school social worker at Brehm Elementary School in Baltimore. "She expressed amazement that she actually had to ask students to put [the] book away, since that's all they want to read. She noticed many of the third through fifth graders reading No Bandanas for Me and her excitement was evident. Several of our parents applauded us for purchasing [the] book for our students since they recognize that gang activity is a growing problem in this community."

However, two cities (Chicago and Los Angeles) with a rampant gang problem in the Black community have not gotten on the Cool Calvin bandwagon by purchasing books for their school systems.

"There are no two cities in the country where [the Black community has] been held hostage by gang activity more than Chicago and Los Angeles. I hope a purchase like this will make educators take a deeper look at the huge educational advantages the book has to offer," said Burgess.

Burgess has also written an anti-gang book for young adults entitled Mo, The Pallbearer. To learn more about these books visit www.coolcalvin.com and www.mothepallbearer.com. For bulk orders call (919)763-4467.Todd A. Smith is the web master for Regal Mag The preeminent Online Magazine for African American Men For more information on the Black community, visit our Community section.]]> Dating Advice: What American Idol Can Teach Us About Attracting Women http://www.artwoo.com/article/dating-advice-what-american-idol-can-teach-us-about-attracting-women http://www.artwoo.com/article/dating-advice-what-american-idol-can-teach-us-about-attracting-women#comments Sun, 21 Jan 2007 18:27:02 +0000 genuinelyarrogant bastardarrogancekudossimon cowellhumble guyvulnerable side http://www.artwoo.com/article/dating-advice-what-american-idol-can-teach-us-about-attracting-women arrogance can be an amazing tool to help you attract women. When you're slightly arrogant, females want to find a redeeming softer side to you. If you're too arrogant or rude you will blow your chances.

Let's look at for a minute. When we first saw Simon on American Idol our first instinct was to hate the guy. We all said, "What an ". Now us guys thought that and probably never gave it a second thought, but women around the world starting digging deeper. They thought, "There's got to be something more to this guy". Then as the season went on Simon began to give credit where credit was do. What began to happen was incredible. Whenever Simon gave a compliment, the audience and all of America (particularly women) began to cheer like crazy. Why did this happen? The reason is because people were so excited to see that redeeming quality they were searching for shine through. They knew there was some good in this guy. They found themselves wanting to like him. Randy Jackson who never played the mysterious, arrogant role at all didn't get nearly the same response when he gave to a contestant.

The key is to balance this confident arrogance with a sweet, . You can actually create a pattern with women where they'll start being nice to you and doing all kinds of favors for you just to see that redeeming side of you peek through. It's an amazing thing to watch when it's done right. Personally I hate the idea of playing the arrogant role because I'm a nice, but it really works so I do it anyway. It even annoys me that women react well to this kind of attitude but unfortunately it's a fact of life.

Remember not to be mean for the sake of being mean. I wouldn't go as far as Simon, who actually crossed the line sometimes and became mean. Remember - you don't have months and months on a TV show to redeem yourself like he does so you can't afford to go as far with it as he has. But done properly, arrogance can really work for you.

A simple way you can begin to create the kind of dynamic that Simon does is to start calling girls out on things. Start "breaking her chops" in a playful way. When they are being lazy, call them lazy. If you don't like her outfit, say, "I'm not really feeling that. You should wear something else". Please don't take this as a cue to go out and be MEAN to women. Instead it's a cue to go out and be HONEST with women. Her behavior will actually begin to cater to making you happy and she'll start working hard to bring the complimentary side out of you. Quick Dating Tip: Wearing t-shirts with funny sayings on them makes a great icebreaker with women. http://www.wittyshirts.com has some great ones. For more free dating advice, go to http://www.datingwar.com ]]> Playing It Safe With Uk Mortgage Payment Protection Insurance http://www.artwoo.com/article/playing-it-safe-with-uk-mortgage-payment-protection-insurance http://www.artwoo.com/article/playing-it-safe-with-uk-mortgage-payment-protection-insurance#comments Sun, 28 Oct 2007 15:30:00 +0000 mortgage payment protectionmortgage payment protection insurancepayment protection insuranceuk mortgagemortgage repaymentsmortgage industryloan payment protection http://www.artwoo.com/article/playing-it-safe-with-uk-mortgage-payment-protection-insurance mortgage payment protection insurance is one of the best things to happen to the in the last few years. However, high street banks and lenders recognised an opportunity to make a profit when they saw one, and this often clouds the general public's judgement of the product. Many dismiss UK before probing into it as far as they should to see what it ca actually do for them.

payment protection insurance is a protective policy that will pay out for up to 24 months' if an individual is sick, injured as the result of an accident or involuntarily unemployed. All three situations would result in an individual being unable to work for a period of time and thus would jeopardise the financial security of a household in the ensuing months, if not years. It would certainly mean that it would be a struggle to keep up with .

UK mortgage payment protection insurance will pay the mortgage and related bills, such as home and contents insurance, for the period of time laid out in the terms and conditions of the policy. Anybody over the age of 18 and up to the age of 64 is eligible for UK mortgage payment protection insurance as long as they work over sixteen hours a week. This ensures that the majority of main wage earners are completely covered, and it is often them paying the mortgage and related bills.

There are many advantages and benefits to having UK mortgage payment protection insurance. It is an essential product these days and is most definitely worth its weight in gold to those who need it. Even if you hope that you will never need to use it, UK mortgage payment protection insurance is worth investing in just in case. Simon Burgess is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and insurance. ]]> Loan Protection Insurance - A Necessity Or A Rip-off? http://www.artwoo.com/article/loan-protection-insurance-a-necessity-or-a-rip-off http://www.artwoo.com/article/loan-protection-insurance-a-necessity-or-a-rip-off#comments Thu, 19 Jul 2007 01:21:14 +0000 loan protection insuranceincome payment protectionstreet lenderssimon burgessbankscoerceloan repayments http://www.artwoo.com/article/loan-protection-insurance-a-necessity-or-a-rip-off loan protection insurance industry then you could be left asking yourself "is loan protection insurance a necessity or is it nothing but a big rip-off?"

There have been widespread investigations into the payment protection sector with complaints of mis-selling of the cover and price inflated premiums. While this is true, it is some of the major companies selling the product that are at fault not the actual policies themselves. The biggest problem is with the high and . While they might be fully trained to offer loans and credit cards and can you a great deal on these, when it comes to selling the protection for them, in a lot of cases, they tend to tell you very little and you in to buying their cover without fully explaining it. For this reason - and for greed - many consumers have found they weren't able to claim on a policy due to the hidden exclusions within the policy.

Loan protection can be considered a necessity if you consider the fact of how you would continue to make your monthly if you should come out of work due to an accident, unemployment or sickness. Without the policy you could be struggling and indeed get behind on your repayments, whereas if you have the cover then after you have been out for work for a specified period of time the cover will give you an income to ensure you can continue with the repayments.

The answer to the question is really all about where you choose to take the cover from. If you take it from the high street lenders and banks without first investigating other options, then yes you could be ripped-off. However, if you buy it the sensible way by researching the marketplace first and going with an independent provider, then it should be classed as a necessity. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> Loan Cover Still Associated With Problems http://www.artwoo.com/article/loan-cover-still-associated-with-problems http://www.artwoo.com/article/loan-cover-still-associated-with-problems#comments Thu, 17 Jan 2008 04:30:01 +0000 mortgage payment protection insurancepayment protection insurancemortgage payment protectionway of mysterysimon burgessmystery shoppersloan repayments http://www.artwoo.com/article/loan-cover-still-associated-with-problems
When taken out with your circumstances in mind loan cover can give you a tax free income which would begin to payout once you had been out of work for a certain length of time which can be anywhere between the 31st day and the 90th day. The cover would then continue to provide you with an income which would allow you to continue paying your and avoid getting into debt. You would receive a payout for up to 12 months and some providers will extend this to 24 months which gives you more than enough time to get back on your feet again.

While some changes for the better have been seen since the FSA`s investigation into the loan cover and payment protection sector - fines were handed out after the latest investigation by shoppers - there is still a long way to go yet. One of the biggest problems is the lack of information given regarding the product such as the exclusions and how much the cover would cost over the lifetime of the loan. The Financial Services Authority some well known financial organisations are going to receive personal fines if they continue not to have the consumer's best interests at heart.

For now the safest way to buy loan cover is with a standalone provider of loan cover. Not only will you get some of the cheapest premiums but also the information you need to make sure that a policy is suitable for your needs. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income (PPI), insurance (MPPI) and loan payment protection insurance. ]]> Protect The Roof Over Your Head With Mortgage Cover http://www.artwoo.com/article/protect-the-roof-over-your-head-with-mortgage-cover http://www.artwoo.com/article/protect-the-roof-over-your-head-with-mortgage-cover#comments Sun, 16 Dec 2007 03:34:59 +0000 mortgage repaymentsfull time workrepaying your mortgagesimon burgessinvaluable protectionmoney mortgagebritish insurance http://www.artwoo.com/article/protect-the-roof-over-your-head-with-mortgage-cover mortgage repayments to make each month and are in then you should give some serious thought as to how you would continue if you were to find yourself out of work due to having an accident, suffering from a long term illness or through unemployment of no fault of your own. This is where mortgage cover can provide .

Protecting your mortgage repayments with mortgage cover insurance is essential as the help that the State gives can be very little even if you do qualify for it. This means that you risk getting behind on your mortgage repayments, getting in to arrears and even lose your home to repossession. Mortgage cover can help you to avoid this as long as you have made sure that the cover would be suitable for your needs. There are exclusions in all mortgage cover policies and some of the most common include only being in part time work, being retired, or suffering from a pre-existing medical condition at the time of taking out the policy.

Once you have determined a policy is suitable for your needs then it would begin to pay you a tax free amount after you had been out of work for a pre-defined period of time which can be from the 31st day of being out of work while some mortgage cover providers won't payout until up to 90 days. The insurance would then continue to give you the income you need to be able to pay your mortgage without the worry of where you would get the money.

Mortgage cover can be taken out alongside the mortgage with the high street lender but this is the dearest way of buying the cover. If you want the cheapest premiums then you use a standalone specialist for the protection, not only will you get some of the cheapest premiums but you can also take advantage of the information you are given to ensure that a policy would be suitable for your circumstances. is Managing Director of the award-winning (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> UK Mortgage Protection Insurance Can Give You A Safety Net To Which To Land http://www.artwoo.com/article/uk-mortgage-protection-insurance-can-give-you-a-safety-net-to-which-to-land http://www.artwoo.com/article/uk-mortgage-protection-insurance-can-give-you-a-safety-net-to-which-to-land#comments Wed, 31 Oct 2007 01:15:02 +0000 mortgage protection insurancemortgage payment protection insuranceuk mortgagepayment protection insurancemortgage payment protectionincome mortgagemppi http://www.artwoo.com/article/uk-mortgage-protection-insurance-can-give-you-a-safety-net-to-which-to-land mortgage protection insurance can provide you with a safety net on which to land if you should find yourself out of work due to suffering from an accident, suffer from sickness or find yourself unemployed by way of redundancy.

While the protection insurance cover can give you great peace of mind you do have to make sure that a policy would be in your best interests. Your mortgage is your biggest outlay each month and it is important that you keep up with the repayments because getting behind on them means that you are putting your home at risk. Repossessions and unemployment are on the increase and if UK mortgage protection insurance would be suitable for your needs then it can ease the worry about where you would find the money to keep the roof over your head if you did lose your income.

() would begin to payout once you have been out of work for a set amount of time which varies from provider to provider. The cover can start paying out once you have been out of work for 31 days or it could be as long as the 90th day so check this out when you check out the small print and the exclusions.

The exclusions are what can stop you from being eligible to claim against a UK mortgage protection insurance policy and you have to understand them, or you could buy a policy that you couldn't claim against. Some of the most common include being in part time employment, retired, or if you suffer from an ongoing medical condition.

When looking for UK mortgage protection insurance shop with a specialist provider as they can get you the best deals and among the cheapest premiums along with offering you the advice you need to ensure that you make the right decision regarding the suitability of the UK mortgage protection insurance. Simon Burgess is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), insurance (MPPI) and loan payment protection insurance. ]]> Go To A Specialist Provider For Your Cheap Mortgage Insurance And Get A Quality Affordable Product http://www.artwoo.com/article/go-to-a-specialist-provider-for-your-cheap-mortgage-insurance-and-get-a-quality-affordable-product http://www.artwoo.com/article/go-to-a-specialist-provider-for-your-cheap-mortgage-insurance-and-get-a-quality-affordable-product#comments Fri, 25 Jan 2008 05:20:01 +0000 mortgage payment protection insurancepayment protection insurancemortgage payment protectionmortgage repaymentsloan payment protectionsimon burgessmortgage insurance http://www.artwoo.com/article/go-to-a-specialist-provider-for-your-cheap-mortgage-insurance-and-get-a-quality-affordable-product Mortgage insurance has been known to be expensive and can add thousands onto the cost of the loan when bought alongside the mortgage from the high street lender. Luckily there are other options when it comes to taking out cheap mortgage insurance and the cheapest quotes can be found when you choose to go independently to a specialist for your cheap mortgage cover.

Not only will you get cheap mortgage insurance when you go independently but you will also get sound advice when it comes to the key facts and the exclusions within a policy. When taken out correctly cheap mortgage insurance can give you peace of mind that if you should find yourself out of work after suffering from an accident, or sickness or through unemployment such as redundancy, then you would still be able to pay your .

Providing you fit the bill for the requirements of a policy then the cover would begin to provide you with a tax free income each month to ensure that you keep the roof over your head. The policy would begin payout after you had been out of work for 30 days or more and continue paying out for up to 12 months and with some other providers up to 24 months.

Taking out cheap mortgage insurance cover can be confusing as there are exclusions in the policy that could mean you would be ineligible to claim, but by going to a specialist and getting good advice, you stand a much better chance of getting a quality product for a low premium.

If you want the safety net that cheap mortgage insurance protection can provide you then you have to go with a standalone specialist for cheap mortgage cover and ensure that you understand the product and what the cover entails. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), insurance (MPPI) and insurance. ]]> Get Your Mortgage Protection With A Standalone Provider http://www.artwoo.com/article/get-your-mortgage-protection-with-a-standalone-provider http://www.artwoo.com/article/get-your-mortgage-protection-with-a-standalone-provider#comments Tue, 11 Dec 2007 01:15:01 +0000 mortgage payment protection insurancemortgage protection policymortgage protection covermortgage payment protectionpayment protection insurancemortgage repaymentssimon burgess http://www.artwoo.com/article/get-your-mortgage-protection-with-a-standalone-provider
Also called MPPI =96 insurance - mortgage protection is purchased for a premium each month which is based on factors such as your age at the time of taking out the cover and how much your monthly are. The cover would begin to payout once you had been out of work for so many days which can be from day 31 or up to the 90th day of being out of work continually.

gives you a tax free income which means that you aren't risking losing the roof over your head due to having your home repossessed because you have got in arrears with your mortgage repayments. Homeowners are under the impression that the State would step in and help if they ere to find yourself out of work and while homeowners can get some financial assistance if they qualify, the amount is rarely enough.

Mortgage protection can give you the safety net on which to fall but you do have to make sure that a policy would be suitable for your circumstances. The cover does have exclusions and these could stop you from claiming. Some of the most common reasons include being in part time work, retired or suffering from a pre-existing medical condition. The exclusions are normally found in the small print of a and it is essential that you read these and the key facts of a policy to make sure that the product would be suitable for your needs before you buy. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> Beware Of The High Street Lender When It Comes To Buying Unemployment Insurance http://www.artwoo.com/article/beware-of-the-high-street-lender-when-it-comes-to-buying-unemployment-insurance http://www.artwoo.com/article/beware-of-the-high-street-lender-when-it-comes-to-buying-unemployment-insurance#comments Wed, 25 Jul 2007 01:30:00 +0000 unemployment insurancespecialist providerfinancial lifelinesimon burgessbritish insuranceinsurance providerinsurance policy http://www.artwoo.com/article/beware-of-the-high-street-lender-when-it-comes-to-buying-unemployment-insurance Unemployment insurance can be a great asset to have in a world where nothing is certain. While you might right now be financially comfortable now, if you have taken on a loan or credit cards and were to suddenly find yourself out of work due to sickness, unemployment or an accident for any length of time then you could be left struggling to meet the monthly repayments.

Unemployment insurance is definitely worth considering and, even better, cheap unemployment insurance is worth buying. However, good value insurance can be hard to find and especially if you consider taking the insurance from the high street banks and lenders. In fact, you should beware of the high street lender when it comes to buying unemployment insurance as a high street lender is more likely to give you a quote which is way over the odds in comparison to a standalone provider.

A standalone provider can save you money on your premium but not only this; it is the safest way to ensure that you don't buy a policy that you cannot possibly claim on. The has the expertise when it comes to insurance such as this as very often they specialise in only this type. You don't buy your food from a garage or your car from a supermarket, you go to those in the know and no one knows more about unemployment insurance than a specialist unemployment .

A good quality cheap unemployment can pay out for up to a period of 12-24 months after you come out of work for a specified amount of time and it can be a . If you are suffering an illness or are unemployed, then you don't want the added stress of worrying about when the next loan repayment is due and how you are going to pay it. Shop around for cover and go to a specialist to get the peace of mind you deserve, whilst making great savings. is Managing Director of the award-winning (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> Income Protection Insurance Can Be Your Safety Net http://www.artwoo.com/article/income-protection-insurance-can-be-your-safety-net http://www.artwoo.com/article/income-protection-insurance-can-be-your-safety-net#comments Sun, 20 Jan 2008 07:20:01 +0000 mortgage payment protection insuranceincome protection insurancepayment protection insurancemortgage payment protectionsimon burgessstreet lendersbritish insurance http://www.artwoo.com/article/income-protection-insurance-can-be-your-safety-net Income protection insurance can be your safety net if you should find yourself out of work through suffering from an accident, being off work long term sick or finding yourself unemployed through no fault of your own. It can bring peace of mind that you would have the money each month to carry on living your lifestyle in the manner you are accustomed and pay your essential outgoings.

Income protection insurance can, providing you have made sure that a policy is suited to your circumstances, give you a tax free income once you have been out of work for s set period of time. The period you have to wait before you can make a claim is determined at the time of taking out your policy and typically can be anywhere between the 31st day of being out of work up to 90 days. Once the cover has started you would then have an income each and every month you were out of work for up to 12 months and with some providers for up to 24 months.

While the cover can be a great product to have, you do have to ensure that it would be suitable for your circumstances. All income protection insurance policies do have exclusions and these can be found in the small print of a policy, some of the most common reasons included are if you are only working part time, suffering from an illness at the time of taking out the policy or if you are retired.

You do have to be careful when buying income protection insurance and the best way to buy the cover is with a standalone provider of income protection insurance. Beware of the high when thinking of buying payment protection cover as the cover is generally dearer with little or no advice given. The specialist will always give you the best deal and this means that you get the cheapest premiums along with the best advice. is Managing Director of the award-winning (http://www.britishinsurance.com), a specialist provider of low cost income (PPI), insurance (MPPI) and loan payment protection insurance. ]]> Loan Protection Insurance Can Help To Keep You Debt Free If You Should Lose Your Income http://www.artwoo.com/article/loan-protection-insurance-can-help-to-keep-you-debt-free-if-you-should-lose-your-income http://www.artwoo.com/article/loan-protection-insurance-can-help-to-keep-you-debt-free-if-you-should-lose-your-income#comments Fri, 14 Dec 2007 22:20:05 +0000 loan protection insurancemortgage payment protection insurancepayment protection insurancemortgage payment protectionloan payment protectionsimon burgessloan repayments http://www.artwoo.com/article/loan-protection-insurance-can-help-to-keep-you-debt-free-if-you-should-lose-your-income loan repayments to make each month and worry how you would continue to repay them if you should suddenly lose your income through having time off work due to accident, sickness or becoming unemployed, then is the solution.

A loan protection insurance policy would give you an income with which you could continue to meet your loan repayments each month after you had been out of work for a certain length of time. The waiting period for claiming depends on the provider and this can be from the 31st day of being out of work right up to the 90th day and the majority of policies are then backdated to day one. Once the policy has started then it would continue to give you a tax free income for up to 12 months and with some providers for up to 24 months.

All loan protection insurance policies do have reasons which can stop you from claiming against them and some of the usual include if you are suffering from an illness or have been within the last 2 years, if you are retired or if you only work in part time employment. It is essential that you do check the exclusions in any loan protection insurance policy you are interested in as exclusions can vary slightly from provider to provider.

Loan can help to stop you from getting into debt and the best way to purchase the cover is with a standalone provider who can not only offer you some of the cheapest premiums for the cover but also the advice that you need to be able to make an informed decision regarding the suitability of loan protection insurance for your circumstances before you buy the product. If you are in doubt over the policy's suitability then always be sure to take advantage of the specialist's expertise and ask questions. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), insurance (MPPI) and insurance. ]]> Mortgage Protection Cover Can Be Your Lifeline http://www.artwoo.com/article/mortgage-protection-cover-can-be-your-lifeline http://www.artwoo.com/article/mortgage-protection-cover-can-be-your-lifeline#comments Sun, 09 Dec 2007 22:35:00 +0000 mortgage payment protection insurancemortgage protection covermortgage payment protectionpayment protection insurancemortgage repaymentssimon burgesstime mortgage http://www.artwoo.com/article/mortgage-protection-cover-can-be-your-lifeline mortgage protection cover. Mortgage protection cover would, if it suits your circumstances, give you the money to carry on meeting your each month and so give you peace of mind that you won't lose the roof over your head.

Mortgage protection cover pays out after you have been out of work for a pre-defined amount of time which can range from 31 to 90 days and the majority of policies are backdated to the day you first came out of work. The policy would then continue to provide you with peace of mind and security for up to 12 months and with some providers for up to 24 months.

And while the cover can be a great product if it is suitable for your circumstances it unfortunately isn't suitable for everyone and you have to make sure you would be eligible to claim before you buy the cover. Some of the most common reasons which could mean that you wouldn't be able to make a claim include if you are of retirement age, suffer from a pre-existing medical condition or only work part time.

Mortgage protection cover can also be very expensive depending on where you purchase it from. The high street lender will sell you a policy alongside your mortgage at the time of taking it out but this can boost up your monthly costs considerably. Standalone providers will offer much cheaper premiums for the cover and along with this give you the essential advice that you need to ensure a policy would be suitable for your needs.

Mortgage protection cover can be your lifeline and help you to keep the roof over your head but only if you understand the product and what it is capable of doing. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income (PPI), insurance (MPPI) and loan payment protection insurance. ]]> Do You Have The Cheapest Mortgage Cover Available? http://www.artwoo.com/article/do-you-have-the-cheapest-mortgage-cover-available http://www.artwoo.com/article/do-you-have-the-cheapest-mortgage-cover-available#comments Sun, 26 Aug 2007 08:35:01 +0000 mortgage payment protectionmortgage payment protection insurancepayment protection insurancemppiwhich means thatindependent providerpremiums http://www.artwoo.com/article/do-you-have-the-cheapest-mortgage-cover-available mortgage payment protection insurance () as it is usually sold - can make all the difference to you losing your home or keeping it if you find that through some reason such as becoming ill, unemployed or having an accident that you cannot work for a period of time. The cover would pay out usually for up to a period of 12-24 months which gives you enough time to get well or find another job and get back to work.

While the cover should be classed as essential it is only worthwhile taking if taken the right way. Good quality, cheap mortgage cover is available but you will typically have to go to an independent specialist adviser for the cover. You can a quote for mortgage payment protection cover from an independent online provider and compare it to the quote offered by your bank or lender. An can in most cases offer you cheaper along with their expert advice on insurance products you get the best deal available and a policy that is suited to your particular needs.

is usually offered alongside your mortgage when you take it out, but the high street lenders premiums are always sky high when compared to an independent provider. The high street lender uses many tactics to try and get you to take out the insurance alongside you mortgage and some will even try persuading you that the cover must be taken there and then or you cannot have the mortgage.

While some lenders will want you to have protection you should know that you can choose to go independently for your cover and it is not compulsory.

So if you want the cheapest mortgage cover that is available then forget the high street lender and instead go to an independent provider. Mortgage cover is confusing and, as the media regularly highlights, only a specialist can provide the best quality product for the cheapest premiums while answering any questions you may have regarding the product. Simon Burgess is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> Cheap Mortgage Protection Insurance Can Be Made To Work If You Understand It http://www.artwoo.com/article/cheap-mortgage-protection-insurance-can-be-made-to-work-if-you-understand-it http://www.artwoo.com/article/cheap-mortgage-protection-insurance-can-be-made-to-work-if-you-understand-it#comments Wed, 19 Dec 2007 03:25:01 +0000 mortgage protection insurancemortgage payment protection insurancepayment protection insurancemortgage payment protectionmortgage repaymentscheap mortgage paymentloan payment protection http://www.artwoo.com/article/cheap-mortgage-protection-insurance-can-be-made-to-work-if-you-understand-it mortgage then it can do the job it's designed to do, it is the exclusions which have caused the majority of problems with insurance (MPPI) and you have to check these and make sure that they would be suitable for your circumstances.

The majority of policies are sold alongside the mortgage from the high street lender but this is the dearest way of buying the cover and can add literally thousands onto the cost of the mortgage. A far better way to purchase the cover is by going with the standalone providers of payment protection, this way you can be sure of getting a quality policy for the lowest premiums.

Cheap mortgage protection insurance can be made to work if you realise that there are exclusions such as being in part time work, self-employed, retired or if you suffer from a pre-existing medical condition. You do have to read the small print of the policy and check as they can differ slightly both in exclusions and the cost for the premiums.

Providing a policy would be suitable for your needs it would begin to payout after you had been out of work for a set period of time which can range from the 31st day to the 90th day of being out of work depending on the provider. Cover would then continue to give you a tax free income with which to carry on paying your monthly without worry about where to get the money from each month.

Cheap mortgage protection insurance can help you to keep your home safe from the possibility of repossession but you have to stick with the standalone provider and make sure a policy would be suitable for your circumstances. Simon Burgess is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and insurance. ]]> Is Loan Payment Protection Insurance A Good Buy? http://www.artwoo.com/article/is-loan-payment-protection-insurance-a-good-buy http://www.artwoo.com/article/is-loan-payment-protection-insurance-a-good-buy#comments Thu, 19 Jul 2007 19:21:13 +0000 loan payment protectionpayment protection insurancestreet lenderscarefullyloan protectionprotection policiesbritish insurance http://www.artwoo.com/article/is-loan-payment-protection-insurance-a-good-buy Loan payment protection insurance can be a great buy and it can provide a valuable safety net on which to fall should you find yourself out of work due to an accident, long term sickness or unemployment. The cover can provide you with a tax-free monthly income which enables you to pay your commitments without worry while you get back to work. The period of time you are usually covered for is typically up to 12 months, though with some policies it is up to 24 months, which is usually more than enough time for you to get back on your feet.

However the policy is only a good buy if you choose it and wisely. Sadly the industry has been blighted by the negative publicity surrounding with the high being the main culprits when it comes to selling over-priced, sometimes unsuitable, cover.

If you want to protect yourself with loan then you should shop around and go to a standalone provider. A specialist who only deals in payment protection will be able to offer you the cheapest premiums along with giving you the best advice regarding the policy. One of the biggest findings by the Financial Services Authority's recent investigation into the sector was that policies were being mis-sold with the consumer having no hope of claiming on it should they actually come out of work. The majority of times the reason why the policy had been mis-sold was due to the exclusions within the policy which the consumer wasn't aware of. High street lenders have very little knowledge when it comes to selling and this is why it is always safer to buy from an independent provider.

So, is loan payment protection a good buy? Yes it can certainly can be, but only by looking carefully at what the policy offers and determining if it is suitable for your needs. Simon Burgess is Managing Director of the award-winning (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> Protect Against Losing Your Income With Income Protection http://www.artwoo.com/article/protect-against-losing-your-income-with-income-protection http://www.artwoo.com/article/protect-against-losing-your-income-with-income-protection#comments Mon, 21 Jan 2008 02:35:01 +0000 mortgage payment protection insurancepayment protection insurancemortgage payment protectionfull time worksimon burgessbritish insurancepart time work http://www.artwoo.com/article/protect-against-losing-your-income-with-income-protection full time work and fear that you could become unable to work due to having an accident, sickness or unemployment and worry where you would get the money to carry on paying your essential outgoings then some thought should be given to income protection.

Income protection is taken if you want peace of mind that you would still have some money coming in each month which will enable you to carry on paying your outgoings and continue living your lifestyle without too much change. An income protection policy can be taken out to protect up to a certain amount of your monthly income which would then kick in once you had been out of work for a defined period of time continually. The amount of time you have to wait before you can claim is typically between the 31st day and the 90th day of being out of work and the majority of policies are backdated to day one. Income protection would then continue to payout for up to 12 months and with some providers for up to 24 months to continue giving you peace of mind and ease the worry.

You do however have to check the small print of a policy because there are reasons which can stop you from making a claim. Some of the typical reasons which could mean you would be ineligible to claim are if you are only in , suffer from a pre-existing medical condition at the time of taking out a policy, being retired or a part time worker.

Income protection can give you peace of mind but it does have to be given some serious consideration if you want to make sure you have the safety net it should be. Sticking with standalone and specialist providers is the best way to make sure that you get among the cheapest premiums for the cover and the information you need to ensure that the product is suitable for your needs. is Managing Director of the award-winning (http://www.britishinsurance.com), a specialist provider of low cost income (PPI), insurance (MPPI) and loan payment protection insurance. ]]> Are You Paying Too Much For Your Mortgage Protection? http://www.artwoo.com/article/are-you-paying-too-much-for-your-mortgage-protection http://www.artwoo.com/article/are-you-paying-too-much-for-your-mortgage-protection#comments Sun, 22 Jul 2007 20:24:58 +0000 mortgage payment protectionmortgage protectioninsurance mortgagemortgage insurancemortgage repaymentswill ensure thatindependently http://www.artwoo.com/article/are-you-paying-too-much-for-your-mortgage-protection mortgage protection from a high street lender or bank, then the chances are that you are paying far too much for your mortgage protection. The good news is that you may be able to cancel your policy, and go to a standalone provider for your insurance.

Mortgage protection is big business and the high street banks and lenders know this and often craftily attach alongside your mortgage. Some would have you believe that the cover is necessary in order for you to be successful in getting the mortgage. However, it is currently not compulsory and you can choose to buy it . A standalone provider is more often than not the best way to get your mortgage protection. They offer some of the cheapest policies, quality products and a reputable provider should give great advice which ensures you don't get ripped-off.

A mortgage payment protection policy is taken out in case you should find yourself unable to work due to an accident, an illness or redundancy and will pay out for a pre-determined length of time, which is usually for up to 12 months though in some cases it will run for 24 months. Providing you have been out of work for around 30 days (or 90 days with some lesser quality policies) then the cover you have enough money to pay the monthly , which means you won't lose the roof over your head.

One of the biggest benefits besides the lower premium rates that the standalone provider charges is the fact that a standalone provider knows their business. When it comes to loans and getting the cheapest rates then the high street lender is the place to go. However for the insurance to cover the mortgage then it has to be a standalone provider.

So when you go to the bank for your mortgage by all means get the cheapest deal from them, but do your homework and insist that you will take care of the cover yourself and go independently. If you don't, then you could be paying too much for your mortgage protection. Simon Burgess is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]> Protect Your Loan Repayments With Payment Protection http://www.artwoo.com/article/protect-your-loan-repayments-with-payment-protection http://www.artwoo.com/article/protect-your-loan-repayments-with-payment-protection#comments Mon, 05 Nov 2007 23:19:58 +0000 payment protection insuranceinsurance policysimon burgesskey factswill ensure thatsufferingprotection policies http://www.artwoo.com/article/protect-your-loan-repayments-with-payment-protection suffering from an accident, sickness or through redundancy then (PPI) can give you an income each month so that you can continue meeting your payments and so not risk getting behind and into debt.

You do however have to make sure that a payment protection would be suitable for your needs and this can be done by reading the small print of a policy and the . All payment have exclusions within them that could mean you would be ineligible to make a claim. Usual reasons include only being in part time work, suffering from an illness which you have had within the last 2 years, or being retired. It is essential to check with providers as to the terms of the individual policies, as they can vary slightly from provider to provider.

Once you have decided a payment protection insurance policy would be suitable then you would pay a monthly premium for the cover which is quoted on your age and how much you want to insure against each month. The cover would begin to pay out once you have been out of work for a pre-defined period of time which depends on the policy terms and can range from the 31st day to the 90th day and would be backdated to day one with the majority of providers. You would then have a tax free income for up to 12 months and with some providers this extends for up to 24 months which is usually more than enough time to get back on your feet again and back to work.

Sticking with standalone providers in payment protection you get the cheapest premiums along with the information and key facts of a policy so that you can decide the products suitability before you buy what could be peace of mind and security and stop you from getting into debt. is Managing Director of the award-winning British Insurance (http://www.britishinsurance.com), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance. ]]>