sign contracts http://www.artwoo.com Returned search results for sign contracts Copyright 2008 Sun, 23 Nov 2008 04:41:09 +0000 http://www.artwoo.com/rss/sign+contracts No Contract Cell Phone Secrets - How To Get A New Cell Phone Service Without A Contract http://www.artwoo.com/article/no-contract-cell-phone-secrets-how-to-get-a-new-cell-phone-service-without-a-contract http://www.artwoo.com/article/no-contract-cell-phone-secrets-how-to-get-a-new-cell-phone-service-without-a-contract#comments Mon, 01 Oct 2007 00:15:02 +0000 prepaid cell phonecell phone carrierscell phone servicecell phone plansmailprepaid cell phone plansebay http://www.artwoo.com/article/no-contract-cell-phone-secrets-how-to-get-a-new-cell-phone-service-without-a-contract cell phone service contracts I've decided to share with you a few tips for getting cell phone service without signing on the dotted line.

The first (and my preferred) way for getting new mobile phone service without a contract is to simply purchase the handset outright. Most lock you into contracts by giving you a "great deal" on equipment, but if you have your own equipment you simply go "month to month".

There are a few ways to get a cell phone handset if you don't already own one that will work with your preferred provider. The first is to simply pay full price for the equipment at the carrier's retail store. I don't really recommend this as it's expensive (and I'm cheap). The second way to purchase a mobile phone handset outright is through an online auction site like . You can find incredible deals on both new and used cell phones on eBay and after the phone arrives in the , you simply walk into the service provider location and activate the phone... contract free!

A second way that you can get a cell phone service plan without signing a contract is by purchasing a . Prepaid allow you to pay for your minutes upfront and they stop working once those minutes have been used up. There are no contracts to sign and another benefit is that there won't be any surprise "mega bills" should you run over your allowed minutes for the month.

Hopefully this article has given you some useful ways to get that new mobile phone service plan without having to sign a contract. Stick it to the man! For more no contract cell phone tips, visit the Cellular Phone Forums at http://www.TheCellularForums.com/ today! Registration is free. ]]> How To Write A Contract http://www.artwoo.com/article/how-to-write-a-contract http://www.artwoo.com/article/how-to-write-a-contract#comments Sat, 30 Jun 2007 23:11:40 +0000 lawyercontractsboilerplatelittle demonclausearcane artlawyers http://www.artwoo.com/article/how-to-write-a-contract arcane art for s only, right? Wrong. Yes, you should definitely see a lawyer should for high value, complex transactions. But the fundamentals contract writing are not all difficult to learn. Of course, once you finish writing your contract, do have a lawyer review it. But writing your own draft contract will cost you less than having a lawyer write it from scratch.

Here are some pointers:

1.Avoid Legalese. It is usually best to write in a language called "English". Contracts do have to be precise, however. Write your contract with an imaginary demon sitting on your shoulder trying to twist your language around to make it mean something else. If your contract is precise enough to defeat this , then it's probably precise enough. Some contracts, however, do need legitimate contractual "terms of art" that have special meanings to and judges (the word "consideration", for example). That's one reason you should have a lawyer review your contract before you sign it.

2. Be sure to include appropriate contract . Including a dispute resolution , an assignment clause, an entire agreement clause, etc. can be important to avoid unpleasant surprises if a dispute arises. Standardized contract boilerplate clauses are available on my site (see below). Look carefully at this boilerplate and modify it to suit your needs =96 after all, every transaction is different.

3. Cover every issue that might result in a dispute. Be paranoid, because you never know what might happen. Think of every way that a dispute may arise, address the issue, and clearly resolve it.

4. Use proper grammar, punctuation, and spelling. This is not just for show. Some readers may remember the TV series about a lawyer who cost his client a billion dollars by misplacing a comma in a contract (he got fired, went back to his hometown, and opened his new law office in a bowling alley!). "Contracts" at http://contractsguide.blogspot.com offers readers information about all types of contracts, especially how to write a contract. See also http://contractsguide.blogspot.com/2007/03/how-to-write-contract-general-ad= vice.html .. Please bookmark "Contracts"! ]]> How To Read A Construction Contract http://www.artwoo.com/article/how-to-read-a-construction-contract http://www.artwoo.com/article/how-to-read-a-construction-contract#comments Thu, 17 Aug 2006 18:27:16 +0000 construction contractsundertaking contractssigned contractsconstruction contractpeople checkcompletion datesask http://www.artwoo.com/article/how-to-read-a-construction-contract s.

1.Construction contract

Home construction projects usually require .A construction contract will not only protect the contractor, but it will also protect you. In today's day and age it is critical that a contract is signed for almost any undertaking. Contracts can help to solve numerous disputes.

2. Comprehending construction contracts

Without legal knowledge, reading your first construction contract can be a challenge.But the good thing about most of these contracts it that they are written so that the buyer can understand them. Even though there may be some terminology that you are not familiar with, you should not have too difficult of a time deciphering a construction contract.

3. Prices and hidden fees

The first thing that most for is the price. There is nothing wrong with this, but make sure that you do not get caught up on this area. Simply make sure that the price is what you agreed to, and that there are no hidden fees included. If there is something that you do not understand on the pricing portion, make sure that you . It is better to get all of the details up front, than to end up with a large bill in the end that you did not expect.

4.

It is important to comprehend completion dates in contracts. If the construction contract that you are given does not outline this, ask for a revision. By signing a construction contract that does not specify a completion date, you will be leaving yourself open for a big problem. Often times, one of the biggest problems that people have during a construction project is the length of time that they take. When you have a construction contract that says when the job has to be completed, you will be able to put your mind to rest. Numerous people have regretted not sorting out completion dates. For more great construction related articles and resources check out http://weknowautomation.info ]]> Contracts For Your Customers, Ink It On Paper http://www.artwoo.com/article/contracts-for-your-customers-ink-it-on-paper http://www.artwoo.com/article/contracts-for-your-customers-ink-it-on-paper#comments Wed, 14 Jun 2006 00:32:07 +0000 verbal contractsobliterateprofit marginlayswarydistinctionvulnerable http://www.artwoo.com/article/contracts-for-your-customers-ink-it-on-paper
Why Do I Need Contracts?

A contract gives you a sound legal base for your business, and some guarantee that you're going to get paid for your work without you having to ask the customer for payment in advance. In the event of a dispute, the contract down what the agreement was so that you can point to it and say what was agreed. If you ever end up having to go to court (let's hope you won't), the contract is what the judge's decision will be based on.

Without a contract, you leave yourself and open to exploitation. Someone could claim that the terms they agreed with you were different to what you say they were, or that they never signed up for anything at all and so they won't pay. It's especially common to see big businesses mistreat small ones, thinking that they won't have the knowledge or the money to do anything about it. Essentially, contracts take away your customers' ability to hold non-payment over your head, and give you the ability to hold it over theirs instead.

Written and .

It is important to point out the in the law between a verbal (spoken) contract and a proper, written one. A verbal contract is binding in theory, but in practice can be very hard to prove. A written contract, on the other hand, is rock-solid proof of what you're saying.

You might think that you're never going to get into a dispute with your customers, but it's all too common to find yourself in a little disagreement. They will often want to get you to do some 'small' amount of extra work to finish the job or make it better, not realising that doing so would completely your .

For this reason, you should be very of doing anything with nothing but a verbal contract. On the other hand, if you were incautious or too trusting and only got a verbal contract, it could still go some way towards helping you, especially if there were witnesses.

Won't It Be Expensive?

Written contracts don't necessarily need to be formal contracts, which are drawn up by a lawyer with 'contract' written at the top and signed by both parties. These kinds of contracts are the most effective, but can be expensive to have produced, not to mention intimidating to customers.

The most common kind of written contract, oddly enough, is a simple letter. If you send a customer a letter (or, indeed, an email) laying out your agreement before you start work, and they write back to agree to it, that is enough to qualify as a written contract, with most of the protections it affords.

If you are doing high-value work for some clients, though, it could be worth the time and trouble of having your lawyer write a formal contract, or at least of doing it yourself and getting a lawyer to look it over. Formal contracts will give you more protection if the worst happens, and there's nothing to stop you from making it a one-off expense only by re-using the same contract for multiple customers.

Contracts for Small Purchases: the Terms and Conditions.

Obviously it would be silly to expect everyone who buys some $10 thing from you to sign a contract, or write back indicating their agreement to your terms. In this situation, you should have a statement of the 'terms and conditions' that your customer is agreeing to by buying from you, and they should have to tick some kind of box indicating their agreement before you send anything.

Luckily, it isn't usually so necessary to be paranoid about contract law with small purchases anyway, since customers will be paying you first and receiving the goods or services afterwards, not the other way around. If you plan to offer any kind of payment plan or other long-term agreement, of course, this should always be backed up with a signed contract. Discover How YOU Can Profit From Your Mailing List With Every Way Possible - From The Moment Your Subscriber Visits Your Lead Capture Page Until He Receives E-mails From You! http://www.mailinglistsforprofit.com Active hyperlink must remain if you use this article. ]]> A Review of Pro-Investor Real Estate Contracts For Canada http://www.artwoo.com/article/a-review-of-pro-investor-real-estate-contracts-for-canada http://www.artwoo.com/article/a-review-of-pro-investor-real-estate-contracts-for-canada#comments Thu, 11 Sep 2008 01:08:57 +0000 real estate investorreal estate contractsinformational kitoption contractsreal estate investmentfirst hundred wordsinformational product http://www.artwoo.com/article/a-review-of-pro-investor-real-estate-contracts-for-canada Real Estate Contracts For Canada is that owner Aiden Win only wants those who are serious about investing. Don't take it from us, within the of the sales letter you'll get the same feeling. However, if you're really wanting to become more successful as a then you'll want to read more about this .

Three Choices

Aiden makes a great point after you're done reading his quick analogy on some of the greatest athletes in their sports. He talks about three choices you could make in the Real Estate world. The first is whether or not you would like to spend seven years learning everything he has been taught. Then, if you really want to put forth $11,000 to have attorneys put together the right contracts and papers.

The final choice is obviously investing a small amount of money and time into the Pro-Investor Real Estate Contracts For Canada. From what we gather it's basically a way for you to not only keep yourself from making the same mistakes Aiden did, but also save tons of money or even make more in the process. All in the matter of weeks instead of years.

Getting the Contract

In all there are twenty-two contracts within the pages of his Pro-Investor Real Estate Contracts For Canada. You name it, it's probably in there and can help you in several different facets according to the website. You'll find everything from simple Lease and to more complex and overlooked ones like Garage Lease Agreements. When you see it for yourself, the sales page has a long list of everything that's available.

More for You

Besides getting the 22 forms, you'll also receive several tips, tactics, and various strategies to keep you a step ahead of everyone else. Add in marketing plans, mistake-free avenues, less stress, along with shorter time frames of securing deals and you have yourself a professionally filled at your disposal. Best part? We haven't even covered everything Mr. Win offers.

Our Overall Analysis

We really thought this was a cut and dry process with everything available in the Pro-Investor Real Estate Contracts For Canada program. Then after reading everything you'll receive the sales page has a short distraction, then leads you back to bigger things you'll receive with this system. It's a bullet point (check mark) list that adds 7 more things overall. Be sure you don't miss the extras because one of them could help you make a decision about this program.

Then we saw ten different bonuses you'll get as well that end up being worth over $300. Mix together a money back guarantee and you really don't have anything to lose. So, just to recap, if you're serious about Real Estate and would like to save thousands of dollars then the Pro-Investor Real Estate Contracts For Canada might be your ticket to the next level. You won't really know until you read over their information thoroughly. Trust us, it will turn out to be a more informed decision.Let Real Estate Review Kings Brian Keith Garvin and Jeffrey D. West present to you more about Pro-Investor Real Estate Contracts For Canada this very second. You can without notice visit our website as we have a myriad of wherewithal to help you find what you want, with no obligation.]]> Vendor Contracts For Your Wedding Day http://www.artwoo.com/article/vendor-contracts-for-your-wedding-day http://www.artwoo.com/article/vendor-contracts-for-your-wedding-day#comments Wed, 30 Jan 2008 07:20:01 +0000 service customer satisfactionred and white winewedding contractsformal weddingnarrow pathwedding eventlegalese http://www.artwoo.com/article/vendor-contracts-for-your-wedding-day wedding event, purchasing a home, auto or property or the deal for your wedding meal and reception =96 in the end legalities, and contracts come into play. Better to play it by the book, follow the straight and . Be safe rather than sorry.

Weddings are dreamy affairs, but they often involve some down-to-earth planning. Once you decide your vision, you should count on some down-to-earth paperwork, namely the contracts. Such documents are legal between you and your vendor on terms and conditions. They work to each and both parties' advantage. Each knows what is expected in terms of services and fees, so there is less chance of disappointments as the wedding day nears.

Many wedding services provide formal drawn up by their lawyers. These contracts are usually standard. It is best not to be put off by all the complex gobbleygook . Although you do not always have to pay for your own lawyer, look over a contract, if you take the time to read it carefully. You should be able to get more than a gist of the language and undertaking yourself. Make sure that you read every line, foreword and backward, and understand every nuance- even the simplest phrases such as "and/ or" (for example "red and / or white wine"), may not be correct. You may wish at your event not have to have either red or white wine. You choose to have both served. Next look to references in the text. For example the phrase "above", may refer to a description of terms of events that are not your choice. Or refer to paragraph one, where paragraph one refers to a vendor's decision which was exactly not the one that you chose. If you are not sure, or unsure of anything, now is the time to ask. There is nothing wrong in asking for clarification of the agreement and contract. After all that is what the whole contract process is about =96 customer service, customer satisfaction with no misunderstandings.

Some vendors, especially those with small or informal businesses, may draft a handwritten agreement or use a simple proposal as the contract. In many cases this fine and standard practice. It is often the case that this suffices as the contract whereas a lengthy very expensive and overkill lawyers contract is needlessly long and complex for the situation. Both parties may well find it much easier =96 both for the agreement and work through. Remember that you are party to this process of the contract as well. If things =96 or a clause are not to your liking =96 then no need to be bulldozed or taken advantage of. Smaller, more personal vendors usually take a direct pride in their business and personal reputation. They want to do business with you. They want you to be happy and spread their word and reputation. After all business grown by word of mouth and referrals is the very best form of advertising and promotion there is.

For any document and contract to be legally binding both parties must sign the agreement =96 not only one side. Otherwise the contract is not binding and valid to both sides. In addition any changes that are made to the contract must be followed up by a letter from both sides.

Ensure to keep a copy of these signed contractual documents in a safe and accessible manner. You are not running a land titles or property tax assessment office.

However in the case of any changes or even disputes actual documentation goes a lot longer in a pinch of problems on a wedding day than simply a verbal recollection or misunderstanding by both sides of the agreements and contracts. King Cole Catering Plan Your Winnipeg Wedding Winnipeg Wedding Photography and Venues Plan Your Winnipeg Wedding Blog http://kingcolecatering.nedsolution.com/blog/ http://www.realtytaxconsultant.com/ http://www.kingcolecatering.net ]]> Some Things To Note With Regard To Formulating Interior Design Contracts http://www.artwoo.com/article/some-things-to-note-with-regard-to-formulating-interior-design-contracts http://www.artwoo.com/article/some-things-to-note-with-regard-to-formulating-interior-design-contracts#comments Thu, 04 Oct 2007 21:34:59 +0000 design contractsinterior designregard tointerior designerspeltproject qualitydesign contract http://www.artwoo.com/article/some-things-to-note-with-regard-to-formulating-interior-design-contracts interior designers is the interior s which help both parties to agree to the terms of the project and which also sets forth the scope of the project in question. Interior design contracts allow home owners to specify who is to be held responsible and also for what the responsibility is to be shouldered, and also they help in defining the duration of the project and also the budgeted limits.

Work Should Move Along Set Lines

Drawing out a well conceived and all encompassing interior design contract is to your advantage as also to the advantage of the as it allows work to progress along set lines, and the amount of money involved will have been clearly out leaving no place for ambiguity or confusion. It also helps in laying down the estimated costs of the project and you need to have worked out all of the variables that will influence such costs including the size of your project, quality of products to be used as well as the timeframe in which the project need to be completed.

Important elements of interior design contracts include agreeing to engage the interior designer who in turn accepts to undertake the project and there must also be mention of specification and design of furnishing, wall treatment, fixtures as well as color concepts and even the equipment that will be used. Also, the interior design contracts will mention the date by which the project must have been completed and that the home owner shall from time to time review the work as it progresses in phases and give his or her opinion with the quality of work performed.

Furthermore, it is quite usual for interior design contracts to require the interior designer to prepare preliminary conceptual studies which may include sketches and also materials that are proposed to be needed and may also require setting out the needs with regard to furniture, carpeting, draperies, wood finishes, paints as well as architectural drawings and more, and after the design and preliminary presentations have been approved by the home owner, the project may be given the go-ahead to progress further.

It is also a good idea to have the interior design contracts vetted by a legal eagle as this is an important agreement that involves a good amount of money and thus any loopholes and discrepancies should be ironed out at the very beginning to ensure that neither party suffers later on. In any case, the interior design contracts must at the very least spell out the scope of the project and makes sure to place responsibility on the shoulders of the interior designer to get the work performed to the satisfaction of the home owner. http://www.snslamps.com http://www.snslamps.com ]]> Kingdom-Homes Warns Of Abusive Clauses In Spanish Property Contracts http://www.artwoo.com/article/kingdom-homes-warns-of-abusive-clauses-in-spanish-property-contracts http://www.artwoo.com/article/kingdom-homes-warns-of-abusive-clauses-in-spanish-property-contracts#comments Mon, 19 Feb 2007 20:27:04 +0000 purchase contractsconsumers associationconsumers rightsclausescecuspanish propertysubsequently http://www.artwoo.com/article/kingdom-homes-warns-of-abusive-clauses-in-spanish-property-contracts Spanish property to watch out for the various abusive that too often appear in the that they will be required to sign subsequent to reserving their Spanish property.

The lack of a precise date for the termination of the property is one such abuse. There is often a big difference between the date given verbally in the showroom (for example, two years from now or December 2008) and what you find in the contract presented for signature (18 months from when building begins, for example, or two years from the issue of the building license). You, the purchaser, clearly have no control over the building license, or when construction commences. Your ability to claim damages or to cancel your purchase, in these circumstances, effectively disappears. You have no alternative but to wait!

Another example of an abusive clause is one that gives the developer the right to make changes to the property being purchased subsequent to the sale being agreed. Your chosen property's bathroom, in the sales office, and subsequently in the purchase contract, for example, features a Jacuzzi bath. On completion, however, there is no bath in the bathroom, but a shower instead. Unless you want to convince a Spanish judge that your property has suffered a loss in value as a result, you will have no option but to accept the property as it is / with a shower instead of a bath.

There are many other abusive clauses. What they all have in common, however, is the circumvention of the consumers' legitimate rights.

The Spanish (la confederacion de Consumidores y Usuarios - ) recently studied a sample of property purchase contracts. Their conclusions included the following:

- That the inclusion of clauses abusing in property purchase contracts was common practice; and - That there was a general lack of knowledge among consumers of their legal rights

The Association reported that the contracts they examined contained, on average, 4.74 clauses or stipulations that they considered to be abusive of the consumers' legal rights.

Kingdom-Homes believe the British buyers best defense against these abuses to be:

- The use of a British property agent, who speaks fluent Spanish, lives in their chosen area and conducts business with the utmost integrity (a firm commitment of Kingdom-Homes); and - The appointment of an independent Spanish lawyer who speaks fluent English Kingdom-Homes sell Spanish property in Murcia / the Costa Calida, a genuinely unspoilt region of Spain. Kingdom-Homes is firmly committed to the highest ethical standards, putting their clients Spanish property requirements and interests before their own commissions. http://www.kingdom-homes.com ]]> Make Your Own Lawn Care Contracts http://www.artwoo.com/article/make-your-own-lawn-care-contracts http://www.artwoo.com/article/make-your-own-lawn-care-contracts#comments Thu, 14 Feb 2008 13:25:00 +0000 lawn care businesscare contractsbusiness contractsextra materialscare contractproper businessmaterials services http://www.artwoo.com/article/make-your-own-lawn-care-contracts lawn care business you will need to ensure that you have proper .

If you run your own lawn care business then you will know that you will have to deal with lawn s, as this is what you will have to issue to your clients when you provide them with your services. With the contract it is a law binding agreement that will ensure that you get paid for the work that you have done. It also lets the client know exactly what services you will provide for them.

What should you put in the Lawn Care Contracts?

One of the most important things about the lawn care contract is what is actually put into the contract as this is legally binding and so it needs to contain everything within it. Each contract will be customized for each client, so you will need to read it over thoroughly before issuing it to your client in order to make sure that everything in it is acceptable.

In the contract you will want to make certain things clear such as:-

=95 The price of your services for the individual project =95 What you will be offering =95 Whether you will be charging any more for the use of , services or products =95 How long the project will take to complete

As well as the things mentioned above, you may also want to state whether the customer will have to renew the contract yearly or not. You will also want to state any costs for the renewal of contracts if needed.

The job of the contract is to make sure that the agreement between the provider and the client is completely understood and that both sides know what is going on. The customer should completely understand about what services they will be getting, how much it will cost and whether there will be any other costs. If the client is happy with the contract and your services, then the chances are that the client may use your services again and that is why it is important to have a proper contract.

You can either get a professional writer to make a contract for you, or if you know what you want in the contract you may decide to do it yourself. If you do it yourself then you can type it up onto a contract and you can even print it off from the comfort of your own home. If you use a professional writing service, you will give them the information that you require for the contract and they will then create an attractive and informative contract that will be extremely impressive. This is a good option to consider if you are not sure how to make a contract or how to make it sound professional.

Overall a contract does come in extremely useful when you run a lawn care business. So do think about it seriously and if you do use one, make sure that it is professional. Andrew Caxton is a syndicated writer of http://www.lawn-mowers-and-garden-tractors.com . Find more publications about best garden tractor at http://www.lawn-mowers-and-garden-tractors.com ]]> Temporary Staff And Motivation - Are Short-term Contracts Damaging The Health Of Your Organisation? http://www.artwoo.com/article/temporary-staff-and-motivation-are-short-term-contracts-damaging-the-health-of-your-organisation http://www.artwoo.com/article/temporary-staff-and-motivation-are-short-term-contracts-damaging-the-health-of-your-organisation#comments Mon, 09 Oct 2006 22:27:03 +0000 contractskings college londonjob securitymark osullivanpublic sector employerswork harderemployment legislation http://www.artwoo.com/article/temporary-staff-and-motivation-are-short-term-contracts-damaging-the-health-of-your-organisation contracts and agency staff? Sometimes it is for short-term projects. But often it is simply a device to try and get round the constraints of , in the hope of keeping flexibility in an uncertain future -- in essence, shifting the risk of from the firm to the individual. Of course, European legislation has recently made this more difficult. But there is a bigger question underlying the practice: whether using temporary contracts improves or harms an organisation's performance.

In general, the popular assumption has been that people will if they have to get their contract renewed in a few months, and that that will improve output. On the other hand, it is argued that people on temporary contracts may be more dissatisfied and so perform less well. Psychologists in this area have performed useful studies over recent years, though the results have not always been what one would expect.

Mark O'Sullivan of Birkbeck tested the question in a small but representative study of UK , by looking at expectations of staff performance (through scores in the recruitment process) against how they actually performed (through staff appraisal scores), and seeing whether this comparison was different for those on temporary contracts. The results depended on how employable staff felt. Professionals who expected easily to be able to find another job resented being put on temporary contracts and performed less well. But less skilled or mobile staff in areas with fewer vacancies did work harder and produced more.

A subsequent major survey-based study is now under way across a number of European countries, led by David Guest of . Initial results suggest that staff often now prefer to be on temporary contracts -- but that the reason is that it is a way of avoiding the more difficult or less visible work: this gets given to the permanent staff, who also have to put up with the long hours needed to deliver it, while their temp colleagues are already down the pub. The effect on organisational performance has not yet been measured, but seems unlikely to be positive.

We can conclude that the true position is complex, and that no one should offer temporary contracts without a good deal of thought: motivational effects on both the temporary employees and on their permanent colleagues may be hard to predict. And a small early investment in expert advice may pay dividends later on. Mark O'Sullivan writes for IMS Interim Executives, an international S-Cat approved interim management provider. Visit http://www.ims.uk.com for interim management, change and turnaround consultancy, for project management visit http://www.ims.uk.com/project-management.asp ]]> Writing Contracts: Representations http://www.artwoo.com/article/writing-contracts-representations http://www.artwoo.com/article/writing-contracts-representations#comments Sat, 14 Jul 2007 05:20:01 +0000 false representationsconsumer protection lawsthis means thatconsumer contractsrepresentationheating billsdeclared void http://www.artwoo.com/article/writing-contracts-representations representations is important to drafting many kinds of contracts. If your representations are well written, they can prevent a dispute later. Even if they don't, skillfully drafted representations can win a contract dispute for you if it ever comes up.

A representation is a statement intended to persuade someone to enter a contract. For example, "The all new Heatflux will reduce your by 20%". If this representation turns out to be false, then the buyer might be able to have the contract =96 treated as if it had never existed in the first place, allowing the buyer to return the Heatflux and get a full refund. Nevertheless, a misrepresentation will not void a contract unless it is "material" - the aggrieved party would probably not have entered the contract without the representation. ambiguous statements like "This outfit is so sporty the women will be crawling all over you" are usually unenforceable even if you never get a date. Comparatively minor failures may not be enough to get the contract declared void either =96 if Heatflux reduced your heating bills by only 17% you may be entitled to a small amount of damages, but you might not be excused from paying your installments. If you are a buyer, get clear and complete representations from the seller =96 and if you are a seller, don't make any to the buyer.

will, in effect, write invisible representations into even if they are not written down. An electric razor that won't shave, or a DVD player that won't play DVDs may be returned for a full refund even if the contract did not say that the product would actually work.

In a commercial contract between two businesses where the purchase terms are negotiated rather than being offered on a "take it or leave it" basis (known as an "adhesion contract"), consumer protection laws will not apply. In this situation a contract maybe enforceable even if it states that the product is supplied "as is". "Contracts" at http://contractsguide.blogspot.com offers readers information about all types of contracts, especially how to write a contract. See also http://contractsguide.blogspot.com/2007/04/how-to-write-contract-representa= tions.html. ]]> Mobile Phone Contracts: Look Before You Leap! http://www.artwoo.com/article/mobile-phone-contracts-look-before-you-leap http://www.artwoo.com/article/mobile-phone-contracts-look-before-you-leap#comments Fri, 28 Jul 2006 18:27:09 +0000 mobile phone plansmobile phonesmobile carriersthing to rememberservicecommunication toolflag fall http://www.artwoo.com/article/mobile-phone-contracts-look-before-you-leap Mobile phones are a great , but the contracts for are binding and can be tricky to say the least. In order to get the best possible contract and to avoid consumer traps, it is best to prepare yourself before you sign on the dotted line. It is also good to know what you can do if you end up with a problematic contract.

Prevention is a lot better than cure, so before we look at what to do in case of a problem, let's concentrate on how you can get a mobile phone contract that will give you the you need at a price that you can afford.

The first is that a mobile phone contract is binding. If you sign it then you are legally bound by its provisions for the term of the contract. It is up to you know what you are signing up for.

Before you select any mobile phone contract or plan, make an estimate of how many calls you will make and who you will make them to. Are you calling landlines, mobile phones, locally, interstate or internationally? The most important tip for getting the right mobile phone contract is to match your calling patterns with the rates that are offered by the and service providers.

Once you have an idea of how you will use your phone, take a look at the rates and conditions offered by the various companies. In Particular, Pay Attention To The Following Factors:

1. Find out what the rates are for calling other mobiles, landlines and for long distance.

2. Find out how the charges are calculated. Will you be billed per second or by 30 second intervals?

3. Find out if there is a connection fee or "" cost in addition to the per second call rate.

4. Read the fine-print carefully, so that you will not be surprised later on by conditions that will not be favorable to you. If you are not sure what you are signing, then delay your decision. Don't sign under pressure or threat.

5. Consult with your friends, colleagues and do research on the web to find out if your would-be service provider is reliable and ethical.

In addition to this there are some other tips that can help you to reduce your mobile phone expenditures:

1. Consider buying your own handset. If you buy an economical handset then it may be cheaper than the expensive models that are included in many contracts. Remember, if you get a phone as part of a contract it is not normally free. The cost of the phone is usually incorporated somehow in your bill.

2. Get text alerts that let you know how much you are spending. Many providers will let you opt-in to this service.

3. Join the network or service where most of your friends, relatives and business contacts are already members. It is usually cheaper to call to phones that are on the same network.

4. Ask your service provider if you can opt-out of making calls to expensive services. If you go this route, then your phone will be blocked from making these expensive calls.

If you follow all of these tips then you will probably get a phone contract that will not be a problem, however many people wonder what can be done in case of difficulties.

A Common Question Is: "Is It Possible To Get Out Of A Mobile Phone Contract?"

Normally you are obligated to remain in the contract for its duration. That's why before you sign up find out if there is a penalty fee for breaking the contract and how much that will be. Also you should check to see if your provider offers any insurance in case the phone that comes with the contract is lost or damaged.

Another common problem is a rate rise while you are under contract. Look at the fine print of your contact before signing up to see if your provider is allowed to make any rate rises while you are under contract. If you rates go up, check your contract or ask your provider to show which part of the contract has allowed them to make the rate rise. If they can't justify the rate rise, then they are violating the terms of the contract.

Finally, if you think that you have signed up for a contract due to false or misleading advertising then you can take action to have your contract terminated, using the consumer protection services of your country. In Australia the Telecommunications Industry Ombudsman may be used to resolve contract disputes, but you first have to try to work out the problem with your service provider.

If you prepare yourself with proper information and select your mobile phone contract carefully, you will not run into many problems later on down the line. So, when you are getting ready to enter into any mobile phone contracts available on the market, just remember to "look before you leap." John Bertone is a mobile phone specialist that'll show you how to find the http://www.mobilephonesecrets.com.au/cheapest-mobile-phone-deals.html. Read his report, Mobile Phone Secrets Revealed, at his website: http://www.MobilePhoneSecrets.com ]]> How Important Is An Attorney To Your Real Estate Transaction? http://www.artwoo.com/article/how-important-is-an-attorney-to-your-real-estate-transaction http://www.artwoo.com/article/how-important-is-an-attorney-to-your-real-estate-transaction#comments Tue, 24 Apr 2007 23:00:02 +0000 real estatering of firefiduciary responsibilitycontractsfire in the oceanfinished readingpurchase agreements http://www.artwoo.com/article/how-important-is-an-attorney-to-your-real-estate-transaction fiduciary responsibility to ensure there is no adverse language in the contract. Yet, we do it for ourselves all the time.

Years ago when I enlisted into the U.S. Navy, several of us were in the same room to sign our enlistment with the government of the United States. Afterwards, we would together go on to the next phase of the enlistment process. Everyone had signed their contracts without reading it and they were grumbling, because I would not sign my contract until I had read every word. The contract was many pages in length and lots of small print. After one guy was a bit too aggressive in his complaints of me making them wait, I quietly looked him straight in the eyes and said, "You signed your contract without reading it. Did you know that you have agreed to jump off the end of a naval ship into the ocean amidst a ?" The guy laughed and said the contract did not say that. The senior chief, who was supervising us and in the room, said the contract did say that. While everyone else went green in color and looking ready to throw up, I the contract. You could say that jumping into a ring of from a very big naval vessel might be construed as "adverse language" in a contract.

Signing for is no different; yet, many people sign them every day without reading them, much less having an attorney review them.

The average home will cost you a long-term commitment upwards of $135,000 =97 much more in the San Diego area. You are going into debt for a large amount of money over a long period of time. It is important to have a real estate attorney review such a contract, as it is for creating any other contract.

A real estate attorney will tell you if the purchase is advisable, if it should be modified to protect you if the transaction goes bad, if it is legally binding as written, and whether there is any adverse language in it. You should be protected against any contingencies and possible outcomes.

The services of a real estate attorney may cost $200 or more to review the contract. Though many realtors assist in this capacity, a real estate attorney is more knowledgeable and experienced, ensuring you get the best advice. That same real estate attorney can represent you in court, where the realtor can only shrug his/her shoulders and, maybe, offer an apology. Additionally, the real estate attorney can prepare all needed real estate documentation, including warranty deeds, title opinions, and documents to clear any title defects.

There are times when having a real estate attorney review a contract could cost you the deal =97 you could be up against another buyer, who wants the same property and the seller will not wait for the review, which the other buyer is not requiring. In such a case, only sign the purchase agreement after adding the clause: "Subject to review and approval by attorney of buyer's choosing."

Remember, once the contract is signed without a contingency clause, it is too late for redress. At that point, a real estate attorney can only advise you on what you have done and little else. The time to hire the real estate attorney is before you sign on the dotted line, not afterward. John Harris is an expert researcher and writer on real estate topics such as economics, credit improvement tips, home selling advice and home buying preparations. For more on San Diego Homes for Sale visit http://www.twtrealestate.com ]]> Considerations When Selecting Your Wedding Vendors http://www.artwoo.com/article/considerations-when-selecting-your-wedding-vendors http://www.artwoo.com/article/considerations-when-selecting-your-wedding-vendors#comments Mon, 14 Jul 2008 11:15:17 +0000 overtime chargeswedding djwedding vendorswedding invitationtight budgetwedding vendorcaterer http://www.artwoo.com/article/considerations-when-selecting-your-wedding-vendors wedding invitation yourself? In most cases you will not do all these yourself. To this end you will need to search for some s to help you when you are planning for your wedding. However, a badly chosen wedding vendor can actually ruin your wedding. As a result, you should try your best to find the most suitable wedding vendors. Here are some important tips for you.

First of all, you should always sign contracts with the wedding vendors. Of course you may think that it will require you to spend more time. However, you should do it unless it is only a very small amount of money. On the contract, you will need to write down clearly what kind of services will be provided. The obligation of both of you and the wedding vendors should also be listed. Remember, you should read all the terms and conditions clearly before you really sign the contract. You will need to ask questions when necessary. You have always bear in mind that the contract is meant to be protecting both the vendor and of course you. As a matter of fact, the vendors may require you sign a contract anyway even if you do not ask for it.

Another thing you will need to ask is the . It can be very easy for your wedding reception to be over run. In this case the , live band or may charge you some fee for working overtime. This can lead to a serious argument if you do not ask clearly before you sign the contract. Of course some vendors may not really have overtime charges. The key here is that you have to know all the charges that may be applied. This is very important if you have a . If you know that there can be overtime charges, you will need to plan for your reception such that the possibility of over running is minimized. Otherwise your wedding will be totally out of your budget. This can be a real disaster if your budget is really tight.

There can be penalties if you cancel the order. One very practical case is that you may decide to hire another vendor after you have paid the deposit. In most cases you will not be able to get your deposit back. However, you can ask beforehand so that you will know what the penalties will be. Another possibility is that you are forced to cancel the order due to incidents such as extremely bad weather. You will need to discuss with the vendors about such occasions so that you will know the penalties. The fact is that most vendors will let you hold the order and arrange it in another day. Again, different vendors may have different policies and you should ask clearly before you sign the contract.TM Lung designs Chinese Wedding Invitation. He has sites on Wedding Vendor Directory and Wedding and Marriage.]]> Dealer Leasing Tricks http://www.artwoo.com/article/dealer-leasing-tricks http://www.artwoo.com/article/dealer-leasing-tricks#comments Mon, 26 Mar 2007 22:40:01 +0000 money factorlease contractsexcessive mileageinterest ratelengthy contractsenticelong term loans http://www.artwoo.com/article/dealer-leasing-tricks
Here is a look at some of the tricks dealers use to pad their profits and leave the customers shelling hundreds of dollars more than the deal should be worth.

Trick 1: Leasing always a better deal than buying

Dealers use the lure of lower-monthly payments to customers to sign for long-term loans, with terms stretching for five years or more, making the payments even lower. There are two catches with such : higher mileage, exceeding the prescribed limit, and hefty repair costs. With leases charging on average 10 to 20 cents a mile for any extra mile over the agreed amount in the contract, and warranties only covering three years, you leave yourself wide open for hefty charges for and wear and tear.

Trick 2: Cheap 2-3% APR rate on your lease

The dealer is not quoting the you would be paying on your lease; he's rather giving you the lease . Whilst similar to an interest rate and important in determining your monthly payment, a more accurate rate is calculated by multiplying the money factor by 24. For example a "cheap" 3% money factor is 24 X 0.003 = 7.2%. This gives you a better sense of what your annual interest rate on your lease contract is.

Trick 3: Stress-free early lease termination

Dealers know consumer driving needs change and they would like to have the option of getting out of a lease commitment sometime down the road, before their lease ends. Truth of the matter is, when you sign for a lease, you are effectively saddled with monthly payments for the remainder of the lease term and there is little-choice of getting out early. carry hefty financial penalties for either defaulting on monthly payments or terminating the lease earlier than the scheduled term.

To avoid being on the receiving end of such tried-and-true tricks, educate yourself about leasing. Get down to the nitty-gritty and understand what the leasing terms used by dealers mean. Crunch the numbers along with him and understand how they arrived at the monthly payment figure. Don't sign anything until you've understood all the terms and your numbers much those of the dealer. Do not let the dealer pressure you into signing; you are the one to determine whether the agreement is right for you. Best Rent A Car has the latest enterprise rent a car tips, advice and insider secrets from experts. http://www.best-rent-a-car.com ]]> What To Include In Your Wedding Contracts http://www.artwoo.com/article/what-to-include-in-your-wedding-contracts http://www.artwoo.com/article/what-to-include-in-your-wedding-contracts#comments Wed, 11 Oct 2006 00:27:05 +0000 wedding reception venuelimo companylimo servicecancellation policywedding reception hallcontractsexact time http://www.artwoo.com/article/what-to-include-in-your-wedding-contracts limo company said, there is a bottle of champagne included with the service get it in the contract.

Even though most of the time, vendors do as they say, you should never assume anything. You owe it to yourself to include the important details in your . Your written contract is your legal leg to stand on in case something goes wrong. You should have a written contract for all vendors including, reception venue, photographer, , wedding cake company, caterer, florist, and more.

The written contract should include many important points such as:

Date of service: You need the to be available on a certain date, not a day before or after.

Time of service: It is not enough to have the limo to arrive on the correct date; it is essential that it be on time. Be sure the of service is noted in the contract. The should be reserved for so many hours, depending on the contract. The cake should arrive within an acceptable time frame. Keep in mind time and date is equally important.

Be specific about the place. If your reception is held at a resort, make sure the name of the room is in the contract.

If cleaning, setup and break down is part of the service.

Whether or not the negatives are included with the service has to be in writing.

should be part of all contracts. You have no control of the future, so make sure there is reasonable cancellation policy.

Contracts are an essential part of your relationship with your wedding vendors. What exactly should your contract include is up to the vendor you are hiring and the service they provide, but the information above should be a good starting point in your research. Author: George Meszaros with http://www.beachweddingfavor.com ]]> Wedding Contract -- Get It In Writing http://www.artwoo.com/article/wedding-contract-get-it-in-writing http://www.artwoo.com/article/wedding-contract-get-it-in-writing#comments Wed, 11 Oct 2006 00:27:03 +0000 written contractswedding planningphotographer weddingreception venuewedding cakewedding plannerwritten proof http://www.artwoo.com/article/wedding-contract-get-it-in-writing wedding planning should result in many to protect yourself. Smart people planning their weddings make sure the details are in writing. Your wedding planning journey is incomplete without written contracts for everything from your , photographer, , and more.

It is not enough to like the vendor you meet, and it doesn't matter if you like them. It is insignificant is it is a reputable company. Unless you have binding, written, and signed contract, it never happened. Just think of all the hard work you put in could be wasted without to protect you. Keep in mind that a written contract not only protects the consumer, it also protects the vendor. It is good for everyone.

There are so many details that have to be done for your wedding that it is impossible to keep it all in your head. You may have all the details you want in your written notes, but those details must find their way to the official written contract. You may show up for your reception only to find that the room is not available for another 3-hours, because there was a scheduling conflict. To make it worse, when you look in your contract the time of your reception is not noted. Because you allowed such an important detail to be omitted from the contract you are not protected. You may learn that the chef decided to substitute lobster with shrimp.

The details above are only a couple of examples to show you how important it is to include details in your contract. Never assume anything, include it in the contract. Even if you think it is trivial to worry about such details, include it all in the contract to protect yourself.

Getting a written contract is worthless unless you fully understand it. That means you have to carefully read it. You may ask a or an attorney to go over it with you to make sure you are not missing anything important. Don't allow anyone to pressure you into signing any contract before reading it. If you are being pressured to sign on the spot, it is time to walk. Author: George Meszaros with http://www.beachweddingfavor.com ]]> Prepaid Cellular Phones - Reasons Why You Should Buy A Prepaid Cellular Phone http://www.artwoo.com/article/prepaid-cellular-phones-reasons-why-you-should-buy-a-prepaid-cellular-phone http://www.artwoo.com/article/prepaid-cellular-phones-reasons-why-you-should-buy-a-prepaid-cellular-phone#comments Sat, 06 Oct 2007 23:34:59 +0000 prepaid cellular phonesprepaid cellular phonepre paid cellular phonesprepaid mobile phonepre paid phonespre paid phonepre paid cellular http://www.artwoo.com/article/prepaid-cellular-phones-reasons-why-you-should-buy-a-prepaid-cellular-phone s" probably doesn't conjure up the sexiest mental image, but pre-paid phones certainly have their place and can be extremely useful. In this brief article, I'm going to outline some of the advantages to buying a and why you might want to consider doing it in the future.

So, what exactly are prepaid cellular phones? A prepaid phone is one in which you purchase the phone and minutes upfront. There are no contracts, no credit checks, and it's impossible to run up massive cell phone bills with prepaid cellular phones. Now that you know what these are, let's talk about a few of the reasons why you should consider buying one.

For one, a prepaid cellular phone doesn't require a credit check in order to set up service. This is great for anyone who has a bad credit history because a traditional cell phone contract would require a substantial deposit from them.

Secondly, a prepaid mobile phone doesn't require you to sign any long-term contracts. Since you are purchasing your usage minutes upfront, you won't end up getting locked into a contract just to obtain service. This is great for anyone who is unsure about their situation and doesn't know where they will be in a year or so.

Lastly, prepaid cell phones eliminate those shockingly expensive bills that seem to come out of nowhere. With a pre-paid phone, it's impossible to run over your minutes and end up with a huge bill that you can't pay. This makes pre-paid cellular phones an excellent choice for parents who have teenagers. Kids love to talk on the phone, and with a prepaid phone you'll never have to worry about your child overusing their phone.

Hopefully this article has given you some food for thought as to why you might want to consider buying a prepaid cellular phone. While they don't have a sexy reputation, prepaid phones definitely do serve a purpose and can really come in handy. Visit the Cellular Phone Forum at http://www.TheCellularForums.com/ and be sure to check out our Amp'd Mobile Forum. Free membership. ]]> How To Win Federal Contracts By Selling To Smartpay Cardholders http://www.artwoo.com/article/how-to-win-federal-contracts-by-selling-to-smartpay-cardholders http://www.artwoo.com/article/how-to-win-federal-contracts-by-selling-to-smartpay-cardholders#comments Sat, 26 Aug 2006 02:27:14 +0000 federal contractsfederal contractingfederal creditfederal buyersmailemailfreedom of information act http://www.artwoo.com/article/how-to-win-federal-contracts-by-selling-to-smartpay-cardholders
opportunities under $25,000 are not advertised. Contracts under $25,000 present special opportunities for small businesses. To PLAY in this card game businesses MUST have a merchant account. Federal agencies save money when they make small purchases using credit cards. Federal end-users with purchasing power generally purchase products and services from small businesses in there local market. Selling to credit cardholders is one of the quickest ways to accelerate your success to winning a federal contract.

Independent professionals and small businesses who build solid relationships , market products and services as a customized solution and "keep in touch" throughout the fiscal year can consistently win .

Federal contracts (Micro-purchases) $2,500 or less may purchase from any small business without comparison shopping.

Small purchases ($2,500 to $25,000)are subject to more formal contracting requirements wherein the federal buyers must obtain three informal quotes by phone, fax, e or mail.

Here are 4 principle reasons this "hidden" market is ideal for small businesses:

* Relationship driven contracts * Prompt payment * Potential for multiple contracts throughout the fiscal year * Less competition -- not publicly advertised

The Federal credit cardholder single purchase limit varies. Here are a few examples of single purchase limits:

* $2,500*$10,000 * $25,000*$100,000 (note: this figure is not a typo)

How do you find Federal credit cardholders(SMARTPAY)? Under the (FOIA) Small businesses can make a formal written request to obtain a list of federal credit cardholders by contacting the Principal FOIA Officer at each federal agency you want to market your products and services to.

If you are willing to do some homework and be different from the competition there are countless federal opportunities worth pursuing in the "hidden" federal credit card micro and small purchase market. Robert Moment is an expert business strategist and author of , "It Only Takes a Moment to Score". Robert show entrepreneurs how to successfully build and grow profitable service based businesses. Visit http://www.howtostartyoursmallbusiness.com and download the FREE Special Report "17 Profitable Ways to Turn Your Content into Wealth". ]]> How To Trade Mini Futures Contracts Successfully http://www.artwoo.com/article/how-to-trade-mini-futures-contracts-successfully http://www.artwoo.com/article/how-to-trade-mini-futures-contracts-successfully#comments Tue, 05 Feb 2008 08:20:01 +0000 soybean marketsfutures contractscontract chartscorn wheatcommodity contracttrade commoditiestrading commodities http://www.artwoo.com/article/how-to-trade-mini-futures-contracts-successfully trade commodities? In a word, yes.

You don't need $20,000, or even $5,000, to be a successful commodity trader. The mini- were designed to fill the gap that exist between the high roller large accounts and those that only have a couple of thousand dollars to invest.

New traders are told to stay away from mini-futures because there is not enough contracts traded and you can lose all your money. That statement is true, and applies to trading standard as well, if you plunge right in without first learning your craft.

Mini futures provide excellent trading opportunities for the small trading accounts.

It does not take a trading genius to make money trading mini commodities, just a little common sense and patience. There is nothing mystical about nor are there any great secrets to trading.

Standard and mini futures look all most identical.

The major difference is the volume of contracts traded is much less that that of a standard futures contract. It should be noted that standard size contract charts can be used to find trades for the Mini Futures market simply because the mini-futures, for all practical purposes, mirror the standard size contracts.

Currently there are four groups of futures contracts that trade the mini contracts.

AAgriculture. Long term trading

1. Wheat 2. Corn 3. Soybeans

BCurrencies. Extremely risky

1. Euro FX mini 2. Japanese Yen mini

CPrecious metals. Extremely risky

1. NY Gold mini 2. NY Silver mini

DIndexes. Extremely risky

1. Nasdaq 100 2. Russell 2000 emini 3. SandP 500 emini

A new trader should stick to the first category to learn the proper way to trade commodities. There is still a risk in the corn, wheat, and but it is reduced a great deal with the mini contracts. The other three categories do have mini contracts. However, they can be extremely volatile and wipe out a trading account in a heart beat.

Trading mini futures contracts can give new traders a chance to gain experience while building confidence and cash in on the fabulous profits being made in the futures markets. It does not take a small fortune to learn how to trade commodities.

Current margin (performance bond) required for a mini wheat contract is $400. One point (Cent) on a mini soybean contract = $10. With proper money management a new trader can slowly build their trading account and at the same time learn the craft of futures trading.

There are fortunes being made by commodity traders (speculators) every year. The best part about being a commodity trader is it does not matter if the markets are going up or down. You can make money even if the economy is in a recession.

Over night fortunes are very rare to non-existent in commodity trading.

However, you must understand perfect trades do not happen every day and it will take some experience to spot them. Mr. Larry Williams, a recognized trading professionals, made the statement "You don't have to take every trade; just the winning ones." Patience is one of the key ingredients of successful trading.

It's tough sitting on your hands and not jumping on every trade but it pays off in the long run.

Always remember. Commodity trading is an extremely risky business. The first rule of a successful commodity trader is Plan Your Trade! Trade Your Plan! Richard Tolar survived a ruptured brain aneurysm six years ago. Up until that time he was a very successful futures trader. He is passing on his knowledge with this series of articles. Pick up his free ebook "How To Trade Price Patterns In The Futures Markets" at http://www.myfuturesblog.co ]]>