<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="http://www.artwoo.com/wp-content/themes/blognetwork/style.xsl" type="text/xsl" media="screen"?><!-- generator="ArtWoo/" ... the remainder of this comment is just a hack, that is padding so that Firefox and MS IE 7.0 will use the stylesheet as defined by the ArtWoo Generator.  You see, if you pad out this comment past 512 bytes, both Firefox and MS IE 7.0 will use the stylesheet designed by us so you will have the visual pleasure of the syndicated feed provided by us.  Otherwise, you are stuck looking at the default xml stylesheet provided by Microsoft and Firefox.  Now we're about of padding, so we can stop rambling. -->
<rss version="2.0" 
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/">

<channel>
	<title>reverse chronological order</title>
	<link>http://www.artwoo.com</link>
	<description>Returned search results for reverse chronological order</description>
	<copyright>Copyright 2008</copyright>
	<pubDate>Mon, 01 Dec 2008 22:32:19 +0000</pubDate>
	<generator>http://www.artwoo.com/rss/reverse+chronological+order</generator>

		<item>
				<title>A New Twist On An Old Friend -- The Chronological Resume</title>
		<link>http://www.artwoo.com/article/a-new-twist-on-an-old-friend-the-chronological-resume</link>
		<comments>http://www.artwoo.com/article/a-new-twist-on-an-old-friend-the-chronological-resume#comments</comments>
				<pubDate>Sun, 27 Aug 2006 16:27:07 +0000</pubDate>
		<category>chronological resume</category><category>resume format</category><category>resume style</category><category>chronological format</category><category>reverse chronological</category><category>chronological order</category><category>executive recruiters</category>		<guid>http://www.artwoo.com/article/a-new-twist-on-an-old-friend-the-chronological-resume</guid>
		<description><![CDATA[What is a chronological resume? A chronological resume is a resume in which you list your past jobs and educational qualifications in reverse chronological order, beginning from the latest or the present one first. This is the traditional and most well known resume format.  Why Use A Chronological]]></description>
    <content:encoded><![CDATA[What is a <a href="http://www.artwoo.com/tag/chronological+resume" rel="tag">chronological resume</a>? A chronological resume is a resume in which you list your past jobs and educational qualifications in <a href="http://www.artwoo.com/tag/reverse+chronological" rel="tag">reverse chronological</a> order, beginning from the latest or the present one first. This is the traditional and most well known <a href="http://www.artwoo.com/tag/resume+format" rel="tag">resume format</a>. <br /><br /> Why Use A Chronological Resume? <br /><br /> A chronological resume is especially effective for mid-career professionals and new grads that have limited work experience. It allows the employer to see all of your qualifications including education upfront. Your resume shouldn't read like a Ph.D. Dissertation -- it should get straight to the point, and the chronological resume does this and more: <br /><br /> 1. It explicitly demonstrates your career progression. It easily illustrates the solidity of your career. <br /><br /> 2. The simple, traditional format makes it easier for employers to skim through quickly and to determine your qualifications. The fact is that most employers are expecting a chronological resume. <br /><br /> 3. A chronological resume is a straightforward summary of your professional history. It is neat and simple. An employer usually takes only about 10 minutes to review your resume, and <a href="http://www.artwoo.com/tag/executive+recruiters" rel="tag">executive recruiters</a> take even less time. Do you want them to do more work than they have to? They won't, because they don't have the time! <br /><br /> 4. There are no ambiguities about your qualifications whatsoever as everything the interviewer wants to know is open and apparent. This is what you want - because they less questions they have about your resume, the less questions you'll have to answer in the interview! <br /><br /> Downsides To A Chronological Resume <br /><br /> Of course, like everything in life, the chronological resume has a few downsides. Since you are probably reading this to assess the pros and cons of this <a href="http://www.artwoo.com/tag/resume+style" rel="tag">resume style</a>, you may as well go in knowing these possible pitfalls: <br /><br /> 1. The <a href="http://www.artwoo.com/tag/chronological+format" rel="tag">chronological format</a> does not positively accommodate gaps in employment; in fact, when used, it could expose them quite easily. Additionally, a chronological resume does not suit those candidates who have changed careers often. If this describes you, then you may want to consider this resume style carefully before using it. <br /><br /> 2. Cross-discipline skills may not be highlighted to their full potential; some employers are looking for continuity, and if you have changed careers in short periods of time, then using a chronological resume will highlight this fact instead of the valuable skills you can bring to the table. <br /><br /> 3. If you have a short work history, a chronological resume will only highlight your lack of experience. For most employers, this is an immediate red flag and enough to make them file your resume under "C" for circular file. I hope you know what that means! <br /><br /> When to Use the Chronological Resume <br /><br /> Students and new grads applying for internships invariably have to use this style as they have a limited work history -- they don't have much choice. But, sometimes seasoned professionals use this format when applying for jobs that involve routine tasks. <br /><br /> Here is another example of when one can use this style: An accountant who is applying for her next job after several years of routine experience will have not much to show in terms of professional gains, but she can show job continuity. For such candidates who need to show continuity when changing jobs, the chronological resume works very well. <br /><br /> The Chronological Style Is Effective Across All Sectors <br /><br /> One of the reasons why chronological resumes are so popular is that they can be used effectively across all sectors. This includes the public and private sectors, as well as the Federal and State government sectors. <br /><br /> Although no one will actually say it, many employers are inherently expecting a chronological style resume, and may be psychologically thrown off or "distracted" by any other resume type. The employer may not be aware of this, or may not even know why they don't like a particular resume, but 9 times out of 10, this is the reason. It may not be fair, but that's the way it is! <br /><br /> Reduce The Risk <br /><br /> Let's face it...deciding to leave your current job and look for another one is a risk. You may not look at it that way, but it is. Any time you decide to do/use/implement something out of the ordinary, you are taking a risk, and this includes your resume format. There are only so many factors that you can control when searching for a job, and one of them is the type of resume that you send out. By using a chronological resume, you can take control of your destiny, immediately reduce your risk and increase your chances of landing a job that you'll love!   <bio>Heather Eagar is a former professional resume writer who is now dedicated to providing job seekers with resources and products that promote job search success from beginning to end. If you need resume examples and tools, go to <a href="http://www.NothingbutResumes.com" >http://www.NothingbutResumes.com</a> </bio>]]></content:encoded>
	</item>
		<item>
				<title>You Have To Use The Right Bait  To Get That Job Interview</title>
		<link>http://www.artwoo.com/article/you-have-to-use-the-right-bait-to-get-that-job-interview</link>
		<comments>http://www.artwoo.com/article/you-have-to-use-the-right-bait-to-get-that-job-interview#comments</comments>
				<pubDate>Sun, 03 Jun 2007 21:59:55 +0000</pubDate>
		<category>resume format</category><category>functional resume</category><category>resume layout</category><category>job seekers</category><category>format of resume</category><category>resume preparation</category><category>job search</category>		<guid>http://www.artwoo.com/article/you-have-to-use-the-right-bait-to-get-that-job-interview</guid>
		<description><![CDATA[ Many job seekers have one basic resume in the same way that a musician may only know how to perform one or two songs well. Different jobs searches require different resumes. Different type of jobs requires different tailor made resumes.  First you should decide on your job objective. This can be]]></description>
    <content:encoded><![CDATA[ Many <a href="http://www.artwoo.com/tag/job+seekers" rel="tag">job seekers</a> have one basic resume in the same way that a musician may only know how to perform one or two songs well. Different jobs searches require different resumes. Different type of jobs requires different tailor made resumes. <br /><br /> First you should decide on your job objective. This can be best accomplished by writing a concise job objective that describes the job that you are seeking. Your entire resume will be organized around that objective. Deciding on a clear job objective will help you determine the best way to organize your resume for the <a href="http://www.artwoo.com/tag/job+search" rel="tag">job search</a>, select appropriate keywords and present your job and career experiences. <br /><br /> First on the blueprint list is to choose the most appropriate <a href="http://www.artwoo.com/tag/resume+layout" rel="tag">resume layout</a> for your resume project. Among the most popular resume layout schemes are reverse chronological, functional and lastly a combination of both. <br /><br /> The reverse chronological layout is best to show skills, work experience and logical career progression that are directly related to the employment job target. This layout should be chosen when you wish to emphasize steady, solid work experience without major employment gaps. Place prominently at the very top of the resume the information category that best supports your job objective or career objectives. List your employment history in reverse chronological order with the most recent experience first on the list. Ensure that you stress the major accomplishments and responsibilities of each position. It is best to avoid repeating details that are common to several of the work employment positions. <br /><br /> The second of the <a href="http://www.artwoo.com/tag/resume+preparation" rel="tag">resume preparation</a> formats is the "functional" resume. You should use this <a href="http://www.artwoo.com/tag/resume+format" rel="tag">resume format</a> is you lack work experience that is directly related to your job employment career target. As well the functional <a href="http://www.artwoo.com/tag/format+of+resume" rel="tag">format of resume</a> type is appropriate are you having gaps in employment history. In our day and age gaps in the employment history of men generally draw much more attention whereas in the case of the female sex leaving the workplace for a number of reason whether it be for raising children or other household duties is not such a red flag in the employment hiring process. <br /><br /> Clearly emphasize your skills that relate to the job objectives and substantiate them with measurable accomplishments. Use separate paragraphs to emphasize each skill category. Arrange the paragraphs in order or importance to objective, listing the most appropriate and important skills first. <br /><br /> Lastly the third and last of these resume format is that of the "Combination" resume format. You can and should capture an employer's attention by emphasizing the match between your skills and the position's requirements. Consider the combination layout if you want to emphasize your skills or if you have limited experience. List your skills in a reverse chronological list of job experiences. Add credibility by linking your achievement with specific employers and time periods. Place your education summary where it best suits your objectives. If your education is more closely related to the skills required for you target job, then place your educational information before your work experience information. <br /><br /> It is often said that it `how you tell the story" not the story itself that counts. . The same holds true with your resume and its preparation. The whole purpose of the job employment resume is to open the door for an interview. Different jobs require different resumes that are targeted for that specific job. How could it be otherwise? Choose the most appropriate resume layout format to be the bait to get that interview or interviews on the way to landing that job.   <bio>Shaun Z. Stevens <a href="http://www.winnipegjobshark.com" >http://www.winnipegjobshark.com</a> <a href="http://www.fishlakemanitobanarrows.com" >http://www.fishlakemanitobanarrows.com</a> <a href="http://www.aceemploymentservices.net" >http://www.aceemploymentservices.net</a>  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Choosing the Right Resume Format</title>
		<link>http://www.artwoo.com/article/choosing-the-right-resume-format</link>
		<comments>http://www.artwoo.com/article/choosing-the-right-resume-format#comments</comments>
				<pubDate>Tue, 29 Jul 2008 19:36:25 +0000</pubDate>
		<category>chronological resumes</category><category>least five years</category><category>reverse chronological order</category><category>chronological resume</category><category>career ladder</category><category>superior computer</category><category>switch careers</category>		<guid>http://www.artwoo.com/article/choosing-the-right-resume-format</guid>
		<description><![CDATA[If you learned to write a resume more than 10 years ago, you may be thinking, "I didn't know there were different formats." That's because until recently, most workers were pretty predictable: they stayed at the same company--or at least within the same field--throughout their careers. Few people]]></description>
    <content:encoded><![CDATA[If you learned to write a resume more than 10 years ago, you may be thinking, "I didn't know there were different formats." That's because until recently, most workers were pretty predictable: they stayed at the same company--or at least within the same field--throughout their careers. Few people switched careers, and they certainly didn't <a href="http://www.artwoo.com/tag/switch+careers" rel="tag">switch careers</a> the three to five times many workers today do.<br><br>Everyone learned how to write a <a href="http://www.artwoo.com/tag/chronological+resume" rel="tag">chronological resume</a> because it made sense. And it's still a viable format for many people, but there's a whole new world of possibilities out there. Below is an outline of popular formats and a listing of when they're most useful.<br><br><a href="http://www.artwoo.com/tag/chronological+resumes" rel="tag">Chronological Resumes</a><br><br>These are still the most commonly used resumes--first, because most people apply for jobs that are relatively similar to the position they currently occupy and secondly, because it's the most commonly taught resume. Chronological resumes are perfect for showcasing your growth within a field of employment and progression up a <a href="http://www.artwoo.com/tag/career+ladder" rel="tag">career ladder</a>. Use this format when you're:<br><br>• Applying for a position within the same field.<br>• Applying for a promotion at the same company.<br><br>To format this type of resume:<br><br>• Start with your Objective, where you list a specific job you're interested in, or an Interest section, where you list a few of your most marketable strengths.<br><br>• Next is the Experience or Work History section. In <a href="http://www.artwoo.com/tag/reverse+chronological+order" rel="tag">reverse chronological order</a>, list your jobs, dates of employment, and significant tasks.<br><br>• Add your Education section third (assuming you've been out of school at <a href="http://www.artwoo.com/tag/least+five+years" rel="tag">least five years</a> and have been building your career since then), and include any special training or certifications you've received.<br><br>• Finish with an Additional Skills list, where you describe abilities that may not be directly related to the job for which you're applying, but are assets just the same (<a href="http://www.artwoo.com/tag/superior+computer" rel="tag">superior computer</a> skills, foreign languages, etc.).<br><br>Functional Resumes<br><br>Functional resumes are the second most popular format because they can be used to both highlight and hide certain elements. This format is great for emphasizing a skill set and unique abilities. For better or worse, it doesn't underscore the jobs you've held, so make sure you understand that before putting together a functional resume. Use this format when you're:<br><br>• Switching careers or fields.<br>• Re-entering the work force after an absence (to stay at home with kids, an illness, etc.).<br>• Young and entering the work force for the first time.<br><br>To format this type of resume:<br><br>• Start with your Objective or Interest section. This is especially important with a functional resume, which may include information from several fields or careers.<br><br>• Next list all of your experience under different headings. For example: Sales Experience will include everything you've done in sales--from all of your jobs. Organizational Experience will include everything you've ever done in that category, etc.<br><br>• Third is the actual Employment category. In reverse chronological order, list your employer, dates of employment, and title. Don't record job responsibilities--all of the good stuff will already be listed above.<br><br>• Now add your Education section.<br><br>• Finish with your Additional Skills section.<br><br>Technical Resume<br><br>As its name implies, a technical resume is ideal for drawing attention to a job seeker's technical skills--a highly valuable commodity in today's market. Done correctly, it also highlights stability. Use this format when you're:<br><br>• Applying for a technical job and have lots of experience.<br><br>To format this type of resume:<br><br>• Start with a Profile section that lists your strengths and skill sets.<br><br>• Next add an Experience section that lists your jobs and associated responsibilities in reverse chronological order. (Because technical formats are geared toward technical industries, it's assumed that you don't need to hide career gaps or changes.)<br><br>• At the bottom, insert your Education section, and include any additional training, certificates, courses, etc.<br><br>Curriculum Vitae<br><br>Many people use "curriculum vitae" and "resume" interchangeably. But technically, a curriculum vitae is specifically used within the academic and research arenas. It's a format that accents teaching, publication, and research experience. Use a curriculum vitae when you're:<br><br>• Applying for an academic or research position.<br><br>To format this type of resume:<br><br>• Start with your Education section--even if you've been out of school for years. In reverse chronological order, list your degrees, where they were earned, your areas of study or research, and thesis topics.<br><br>• Next, in reverse chronological order, list your Practica section (for educators who also have a degree in areas such as psychology, as well as researchers) or Teaching section (for academic resumes). Both of these are the equivalent of the Experience or Work History sections of most job seekers' resumes. If you need both a Practica and Teaching section, list the Practica first.<br><br>• Third, list your Research section (if applicable). Discuss what projects you worked on, under whose supervision, what the results of your research were, and any other highlights of your experience.<br><br>• Add your Publication section next, listing the journals in which your work has appeared.<br><br>• Finish with an Affiliation section followed by an Honors or Awards section.<bio>Jason Kay recommends you read <a mce_href="http://www.jobgoround.com/review_resume_writers.php" href="http://www.jobgoround.com/review_resume_writers.php">resume writing service reviews</a> before choosing a professional resume service. Read more career advice and <a href="http://www.jobgoround.com/resume_distribution.php">resume distribution reviews</a> at JobGoRound.com.</bio>]]></content:encoded>
	</item>
		<item>
				<title>What Is A Reverse Mortgage Good For?</title>
		<link>http://www.artwoo.com/article/what-is-a-reverse-mortgage-good-for</link>
		<comments>http://www.artwoo.com/article/what-is-a-reverse-mortgage-good-for#comments</comments>
				<pubDate>Wed, 05 Jul 2006 06:27:19 +0000</pubDate>
		<category>reverse mortgage</category><category>reverse mortgages</category><category>mortgage cash</category><category>home loans</category><category>cash advance</category><category>lump sum</category><category>hassle free</category>		<guid>http://www.artwoo.com/article/what-is-a-reverse-mortgage-good-for</guid>
		<description><![CDATA[A home loan that you do not have to pay back for as long as you're alive or for as long as you live there? That sounds too good to be true, but that's what reverse mortgages do.  A reverse mortgage is a loan that you make where you do not have to pay back anything for as long as you still possess]]></description>
    <content:encoded><![CDATA[A home loan that you do not have to pay back for as long as you're alive or for as long as you live there? That sounds too good to be true, but that's what <a href="http://www.artwoo.com/tag/reverse+mortgage" rel="tag">reverse mortgage</a>s do. <br /><br /> A reverse mortgage is a loan that you make where you do not have to pay back anything for as long as you still possess that property you have purchased. <a href="http://www.artwoo.com/tag/reverse+mortgages" rel="tag">Reverse mortgages</a> provide you with cash which you can use for other investments. By turning the value of your home into cash, reverse mortgages gives you virtually unlimited funds without having to move and even without repaying the loan every month. <br /><br /> There are several ways to give you the cash from reverse mortgages. You can get cash from a reverse mortgage all at once or in a single <a href="http://www.artwoo.com/tag/lump+sum" rel="tag">lump sum</a>. With a reverse mortgage, you can also opt to receive a regular monthly <a href="http://www.artwoo.com/tag/cash+advance" rel="tag">cash advance</a>. <br /><br /> In addition, a reverse mortgage can offer you cash as a "creditline" account. This creditline account from a reverse mortgage will let you get the amount of money you want whenever the need arises. And if none of these methods suits you, reverse <a href="http://www.artwoo.com/tag/mortgage+cash" rel="tag">mortgage cash</a> may be given to you using any combination of the abovementioned methods. <br /><br /> Whether or not you want your cash from a reverse mortgage be paid to you in lump or in installment, the main thing is that you do not have to pay anything back until you die, sell your home, or permanently move. Reverse mortgages usually cater to homeowners who are 62 years old and older. <br /><br /> Reverse Mortgage vs. Other <a href="http://www.artwoo.com/tag/home+loans" rel="tag">Home Loans</a> <br /><br /> In most other loans, a systematic check on your income and assets is done in order to pre-qualify for the mortgage. This is done as an assurance to the lender that you will be able to afford the monthly payments tied with a loan. Since reverse mortgages do not involve any monthly payments, you not have to go through these tedious prequalification procedures. Qualifying for a reverse mortgage is easy and hassle-free. There is no minimum income required and no monthly repayments. And what's more, with a reverse mortgage, you do not stand the chance of losing your home. <br /><br /> The downside to a reverse mortgage <br /><br /> In every story, there is always the other side of the coin. While reverse mortgages have their advantages, they also have a downside. As you know already, reverse mortgages do not require monthly paybacks. This means that with reverse mortgages, you are actually taking out equity from your home and turning it into cash. This does not bode well for your debt or your home equity for that matter. <br /><br /> Here's how it works. Other mortgages require a person to make a down payment when buying a home. As years go on, they use their income to pay back the money they borrowed in making the purchase. This decreases their debt and increases the value of their home. <br /><br /> With a reverse mortgage, everything works in the reverse. You have your home. You convert its value into cash. And then you take out that cash every now and then, thereby increasing your debt and reducing your home equity. <br /><br /> Of course, this is not always the case with reverse mortgages. If your home value grows rapidly or you only one loan on your home, there's every chance that your equity could increase over time.   <bio>If you want to learn more about mortgages you may visit the authors directory website at: <a href="http://www.2nd-mortgage.com-internet-online.com">http://www.2nd-mortgage.com-internet-online.com</a> </bio>]]></content:encoded>
	</item>
		<item>
				<title>You Aren't Single Dimensional -- So Why Is Your Resume?</title>
		<link>http://www.artwoo.com/article/you-arent-single-dimensional-so-why-is-your-resume</link>
		<comments>http://www.artwoo.com/article/you-arent-single-dimensional-so-why-is-your-resume#comments</comments>
				<pubDate>Sun, 27 Aug 2006 02:27:10 +0000</pubDate>
		<category>functional resume</category><category>resume style</category><category>chronological resumes</category><category>job seekers</category><category>employment histories</category><category>internship experience</category><category>changing careers</category>		<guid>http://www.artwoo.com/article/you-arent-single-dimensional-so-why-is-your-resume</guid>
		<description><![CDATA[Choosing a resume style is as difficult or easy as choosing the most suitable dress or suit for that all-important interview. It is all too simplistic to say that a one 'jacket fits all' strategy will work for everyone when deciding what resume style to use -- still, most job seekers take this]]></description>
    <content:encoded><![CDATA[Choosing a <a href="http://www.artwoo.com/tag/resume+style" rel="tag">resume style</a> is as difficult or easy as choosing the most suitable dress or suit for that all-important interview. It is all too simplistic to say that a one 'jacket fits all' strategy will work for everyone when deciding what resume style to use -- still, most <a href="http://www.artwoo.com/tag/job+seekers" rel="tag">job seekers</a> take this approach and use a <a href="http://www.artwoo.com/tag/functional+resume" rel="tag">functional resume</a>, even when it may not be well suited to their specific situation. One appropriate alternative to the functional resume is the combination resume. You may wonder how this type of resume will work for you. What you need to understand is the fact that each person's situation is different, and resume readers (your potential bosses) are different people with variable moods and different points of view. <br /><br /> A combination resume can be an effective alternative to a functional resume in many cases. Let's take a look at what a combination resume really is. <br /><br /> Combination Resumes <br /><br /> As the name implies, a combination resume is one that merges the styles of both the functional and <a href="http://www.artwoo.com/tag/chronological+resumes" rel="tag">chronological resumes</a>. The combination resume doesn't just present the facts in reverse chronology but also highlights the functional aspects of each position that you have held, such as your unique skills, the experience gained in all previous jobs and your knowledge. <br /><br /> How Will A Combination Resume Work For Me? <br /><br /> Combination resumes suit all those who have varied (read: checkered) <a href="http://www.artwoo.com/tag/employment+histories" rel="tag">employment histories</a>. This can be due to gaps in employment or having held substantially different positions. If you are changing your career, a combination resume will most likely work well for you. This is because they emphasize your skills and adaptability more, which is typical of <a href="http://www.artwoo.com/tag/changing+careers" rel="tag">changing careers</a> at regular intervals. A combination resume is also perfect for students and new graduates with only part time or <a href="http://www.artwoo.com/tag/internship+experience" rel="tag">internship experience</a>. <br /><br /> The crux of the matter is that the combination resume provides the perfect platform for highlighting and presenting your soft skills, in addition to allowing you to list your work experience in a chronological sequence. For all these reasons, a combination resume is a workable alternative to a straight chronological or functional resume. <br /><br /> Here is a snapshot of candidates that would benefit from using a combination resume: <br /><br /> 1.Entry level candidates who have very short work experience to speak of but strong academic excellence and marketable skills. <br /><br /> 2.Older employees - they can make use of the summary section to highlight their strong credentials from their long careers. <br /><br /> 3.Frequent career changers. With the caveat that if you are radically changing your career, it is more advisable for you to use a functional resume than the combination resume. <br /><br /> 4.Candidates who have had gaps in their employment for long periods of time and are now attempting reentry to the job market. <br /><br /> 5.Lifers. Those job seekers who have spent a long time in a single job or similar jobs without breaks or any changes whatsoever. They could very well use the chronological style, but the combination resume will present them as more polished and adaptable (key here). <br /><br /> Doing Double Duty <br /><br /> The key to a combination resume really lies in how effectively you market your skills and abilities on paper. Use the combination resume to head off possible red flags that can torpedo your chances with a particular employer or for a particular position right from the start. Take advantage of the benefits of a combination resume by positioning your unique combination of skills and accomplishments upfront. <br /><br /> By using a combination resume, you give the employer what they want, (because employers either consciously or unconsciously look for a chronological-format resume) and give yourself an immediate advantage over the competition - candidates that use other resume types.   <bio>Heather Eagar is a former professional resume writer who is now dedicated to providing job seekers with resources and products that promote job search success from beginning to end. If you need resume examples and tools, go to <a href="http://www.NothingbutResumes.com" >http://www.NothingbutResumes.com</a> </bio>]]></content:encoded>
	</item>
		<item>
				<title>Conducting a Phone Number Reverse Lookup</title>
		<link>http://www.artwoo.com/article/conducting-a-phone-number-reverse-lookup</link>
		<comments>http://www.artwoo.com/article/conducting-a-phone-number-reverse-lookup#comments</comments>
				<pubDate>Sun, 28 Sep 2008 08:01:39 +0000</pubDate>
		<category>reverse phone lookup</category><category>cell phone numbers</category><category>convenient service</category><category>lookup tool</category><category>reverse lookup</category><category>search services</category><category>tool that enables users</category>		<guid>http://www.artwoo.com/article/conducting-a-phone-number-reverse-lookup</guid>
		<description><![CDATA[A reverse phone lookup is also an effective method for finding out if your customer is a minor or just slightly older than a minor (as always, there are exceptions to this). A reverse phone lookup is helpful in numerous ways. A reverse phone lookup is a method by which a person can accesses some]]></description>
    <content:encoded><![CDATA[A <a href="http://www.artwoo.com/tag/reverse+phone+lookup" rel="tag">reverse phone lookup</a> is also an effective method for finding out if your customer is a minor or just slightly older than a minor (as always, there are exceptions to this). A reverse phone lookup is helpful in numerous ways. A reverse phone lookup is a method by which a person can accesses some database or directory in order to get more information on the <a href="http://www.artwoo.com/tag/cell+phone+numbers" rel="tag">cell phone numbers</a>. The database helps to get information of the person using the number.<br><br>A reverse phone lookup is also effective for figuring out if your client is a minor or older. A Reverse phone lookup is a <a href="http://www.artwoo.com/tag/tool+that+enables+users" rel="tag">tool that enables users</a> to type in a telephone number and obtain a host of information. These services are generally free, but can come at a charge in some cases. A Reverse phone lookup is available on the Web and can be done very quickly from work, the library or your home. Actually, anywhere that has an internet connection.<br><br>A reverse phone lookup is available on the Web and can be done very quickly from work, the library or your home. Actually, anywhere that has an internet connection. A reverse phone lookup is needed, mostly when one of these situations arise. You may receive a number of calls that are irritating. A reverse phone lookup is the same with any company you are using.<br><br>A reverse phone lookup is an effective method for finding out if your customer is a minor or just slightly older than a minor (but as always, there are exceptions to this). In other words, it's simply a great way to find out who owns a phone number. By using such a <a href="http://www.artwoo.com/tag/convenient+service" rel="tag">convenient service</a>, you can double check that the number you need to look up is legitimate, and actually belongs to whom you think it might. A reverse phone lookup is helpful in numerous other ways as well.<br><br>An online reverse <a href="http://www.artwoo.com/tag/lookup+tool" rel="tag">lookup tool</a> offers potential users the ability to type in a telephone number and get a host of information. Most web sites charge a small fee for a reverse phone lookup but the actual policy on fees will vary from site to site. These reverse online <a href="http://www.artwoo.com/tag/search+services" rel="tag">search services</a> allow you to perform a search using a telephone number as your searching term. You are able to look up business and residential landline numbers, as well as cell phone numbers.<br><br>When a person performs one of these searches, he or she ends up accessing some database or directory in order to get more information on a phone numbers. These databases are what helps a person get information about the person using the number. A reverse phone lookup is not designed to provide other types of data such as call logs, text logs, or a mobile device's current location. These services do not and cannot provide phone call or SMS text logs. Overall, a reverse search service is a handy tool to have when you want to get more information about a phone number. Give a reverse search site a try to see if you can find what you need.<bio>Do you need to perform a <a href="http://www.thephonedetective.com/phone_number_reverse_lookup.html">Phone Number <a href="http://www.artwoo.com/tag/reverse+lookup" rel="tag">Reverse Lookup</a></a>? Conduct a FREE preliminary <a href="http://www.thephonedetective.com">reverse cell phone lookup</a> by visiting this <a href="http://www.thephonedetective.com/reverse_phone_listings.html">reverse phone listings</a> site.</bio>]]></content:encoded>
	</item>
		<item>
				<title>Reverse Funnel System Experience - My Review</title>
		<link>http://www.artwoo.com/article/reverse-funnel-system-experience-my-review</link>
		<comments>http://www.artwoo.com/article/reverse-funnel-system-experience-my-review#comments</comments>
				<pubDate>Sun, 13 Apr 2008 09:20:00 +0000</pubDate>
		<category>network marketing opportunity</category><category>traditional network marketing</category><category>ground floor opportunity</category><category>ty coughlin</category><category>mlm businesses</category><category>mlm opportunities</category><category>home based business opportunity</category>		<guid>http://www.artwoo.com/article/reverse-funnel-system-experience-my-review</guid>
		<description><![CDATA[ In case you're not familiar with The Reverse Funnel System, it is a hands-free, fully automated home based business opportunity created by entrepreneur Ty Coughlin. The Reverse Funnel System essentially combines elements of the "funded proposals" method, online marketing techniques, and complete]]></description>
    <content:encoded><![CDATA[ In case you're not familiar with The Reverse Funnel System, it is a hands-free, fully automated <a href="http://www.artwoo.com/tag/home+based+business+opportunity" rel="tag">home based business opportunity</a> created by entrepreneur <a href="http://www.artwoo.com/tag/ty+coughlin" rel="tag">Ty Coughlin</a>. The Reverse Funnel System essentially combines elements of the "funded proposals" method, online marketing techniques, and complete automation to create a network marketing program that is producing results for newcomers and veterans alike. <br /><br /> The Reverse Funnel System is in it's infancy, and it's still a <a href="http://www.artwoo.com/tag/ground+floor+opportunity" rel="tag">ground floor opportunity</a> having only been around for a few short months now. <br /><br /> So what has my experience with The Reverse Funnel System been like? In a nutshell, it's been a wild ride... <br /><br /> In the short time that I've been involved, I'm seeing things that I've never seen before in any MLM or <a href="http://www.artwoo.com/tag/network+marketing+opportunity" rel="tag">network marketing opportunity</a>. Due to the fact that the sales process is 100% automated, the Reverse Funnel System has eliminated much of the learning curve and provided a way for brand new reps to begin building their businesses from day one. <br /><br /> Another side effect of the automated system is duplication. I've never personally experienced duplication like what I've seen in this opportunity. In most home based businesses, it's a rarity to see newcomers having success early on. With the Reverse Funnel System, it's commonplace. <br /><br /> Having said that, don't expect to get wealthy with the Reverse Funnel System program without putting forth some effort. While the automated system and high paying compensation plan make it easy to start generating income right off the bat, you will have to devote time to your business in order for it to grow. The nice thing with the RFS is the fact that because it is so easily duplicated, it takes far less work in the long run to build a big business when compared with other <a href="http://www.artwoo.com/tag/mlm+opportunities" rel="tag">MLM opportunities</a>. <br /><br /> Hopefully this Reverse Funnel System review has given you some insight into what my experience has been like thus far. As someone who despises <a href="http://www.artwoo.com/tag/traditional+network+marketing" rel="tag">traditional network marketing</a> and <a href="http://www.artwoo.com/tag/mlm+businesses" rel="tag">MLM businesses</a>, I can truly say that the Reverse Funnel System is a welcomed breath of fresh air for the work at home industry.   <bio>Lazy surf bum cracks the $100K a month code using The Reverse Funnel System at <a href="http://www.ReverseFunnelSecret.com" >http://www.ReverseFunnelSecret.com</a> today.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>The Reverse Mortgage Association:  Answers For Seniors</title>
		<link>http://www.artwoo.com/article/the-reverse-mortgage-association-answers-for-seniors</link>
		<comments>http://www.artwoo.com/article/the-reverse-mortgage-association-answers-for-seniors#comments</comments>
				<pubDate>Sun, 10 Jun 2007 23:19:50 +0000</pubDate>
		<category>reverse mortgage lenders</category><category>mortgage lenders association</category><category>mortgage association</category><category>mortgage payments</category><category>national reverse mortgage lenders</category><category>mortgage payment</category><category>reversemortgages</category>		<guid>http://www.artwoo.com/article/the-reverse-mortgage-association-answers-for-seniors</guid>
		<description><![CDATA[ The National Reverse Mortgage Lenders Association was established in 1997 to provide a variety for services for both those wishing to take advantage of reverse mortgages on their homes and lenders wishing to finance reverse mortgages.  The Reverse Mortgage Association has an educational program to]]></description>
    <content:encoded><![CDATA[ The National <a href="http://www.artwoo.com/tag/reverse+mortgage+lenders" rel="tag">Reverse Mortgage Lenders</a> Association was established in 1997 to provide a variety for services for both those wishing to take advantage of reverse mortgages on their homes and lenders wishing to finance reverse mortgages. <br /><br /> The Reverse <a href="http://www.artwoo.com/tag/mortgage+association" rel="tag">Mortgage Association</a> has an educational program to aid senior citizens who have decided to take out a reverse mortgage as a way to remain financially independent<br /><br />The Reverse Mortgage Association has also established a Code of Conduct to which it expects reverse mortgage lenders to adhere in their dealings with senior citizens; it also has a training program in which reverse mortgage lenders are encouraged to participate. <br /><br /><br /><br />How Reverse Mortgages Work <br /><br /> The Reverse Mortgage Association oversees a program in which homeowners sixty-two and older can turn a percentage of their home equity into non-taxable income while still retaining title to their homes. They are freed of the burden of a monthly <a href="http://www.artwoo.com/tag/mortgage+payment" rel="tag">mortgage payment</a>, which they would otherwise have to accept by taking out a traditional home equity loan. The Reverse Mortgage Association oversees the activities of lenders who make the reverse <a href="http://www.artwoo.com/tag/mortgage+payments" rel="tag">mortgage payments</a> to the senior homeowners. <br /><br /> A reverse mortgage does not have to be paid back until the home is no longer the borrowers' principal residence, the borrowers pass way, the home is sold, or the borrowers leave it for good.<br /><br />And it the home is sold for an amount greater than the outstanding balance on the reverse mortgage, the borrowers, or their estates, can keep the difference. For more info see <a href="http://www.i-<a href="http://www.artwoo.com/tag/reversemortgages" rel="tag">reversemortgages</a>.com/Reverse_Mortgage_Information/" >http://www.i-reversemortgages.com/Reverse_Mortgage_Information/</a> on Reverse Mortgage Information. <br /><br /> The Future Of Reverse Mortgages <br /><br /> With the Baby Boomer generation now entering their 60's, the number of reverse mortgage loans is expected to increase dramatically. Because of that, it is more important than ever those senior citizens can trust the integrity of their lenders.<br /><br />The Reverse Mortgage Association has the job of verifying the quality and professionalism of reverse mortgage lenders and assuring that they will be an asset to the communities in which they do business. <br /><br /> The Reverse Mortgage Association holds a series of annual conferences for its member lenders, so that they can remain educated in the latest reverse mortgage issues, products, and borrower concerns. <br /><br /> For seniors who have been caught in the trap of dwindling IRA values, disappearing pensions, and rising health insurance costs, the idea of trying to survive in retirement on Social Security and little else may be devastating. A reverse home mortgage, from a lender who honors the Code of Conduct established by the Reverse Home Mortgage Association, could give them the secure retirement for which they are longing.   <bio>You can also find more info on <a href="http://www.i-reversemortgages.com/Reverse_Mortgage_Lender/" >http://www.i-reversemortgages.com/Reverse_Mortgage_Lender/</a> on Reverse Mortgage Lender and <a href="http://www.i-reversemortgages.com/Reverse_Mortgage_Loans/" >http://www.i-reversemortgages.com/Reverse_Mortgage_Loans/</a> on Reverse Mortgage Loans. <a href="http://i-reversemortgages.com" >http://i-reversemortgages.com</a> is a comprehensive resource to get information about Reverse Mortgage.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Why Is The Reverse Funnel Marketing System So Effective?</title>
		<link>http://www.artwoo.com/article/why-is-the-reverse-funnel-marketing-system-so-effective</link>
		<comments>http://www.artwoo.com/article/why-is-the-reverse-funnel-marketing-system-so-effective#comments</comments>
				<pubDate>Mon, 05 May 2008 05:14:18 +0000</pubDate>
		<category>surf bum</category><category>ty coughlin</category><category>new home based business opportunity</category><category>multi level marketing</category><category>network marketing business</category><category>proposal system</category><category>business circles</category>		<guid>http://www.artwoo.com/article/why-is-the-reverse-funnel-marketing-system-so-effective</guid>
		<description><![CDATA[ In case you're not familiar with The Reverse Funnel System by Ty Coughlin, it is a popular new home based business opportunity that is quickly gaining momentum in home based business circles. The RFS is a highly automated system for growing a network marketing business downline, but why is The]]></description>
    <content:encoded><![CDATA[ In case you're not familiar with The Reverse Funnel System by <a href="http://www.artwoo.com/tag/ty+coughlin" rel="tag">Ty Coughlin</a>, it is a popular <a href="http://www.artwoo.com/tag/new+home+based+business+opportunity" rel="tag">new home based business opportunity</a> that is quickly gaining momentum in home based <a href="http://www.artwoo.com/tag/business+circles" rel="tag">business circles</a>. The RFS is a highly automated system for growing a <a href="http://www.artwoo.com/tag/network+marketing+business" rel="tag">network marketing business</a> downline, but why is The Reverse Funnel marketing system so effective? In this brief article, I'm going to cover some of the reasons why I believe The Reverse Funnel System is proving to be extremely effective, and hopefully by the time you've finished reading this you'll have a better understanding of exactly how this "funded proposal" system works. <br /><br /> With The Reverse Funnel System, Ty Coughlin has basically taken a marketing process that produces extremely high conversion rates, boiled it down to a formula, and entirely automated it. Not only is this an enormous time saver, it also enables virtually anyone to achieve similar results by simply focusing their attention on promotion. This creates momentum in a business, as brand new members are able to immediately begin duplicating the success that their upline sponsor is having by simply plugging into the system. <br /><br /> The hang-up in many MLM opportunities is the fact that duplication leaves a lot to be desired. Getting a new member up and running in a traditional multi-level marketing opportunity can take weeks, sometimes even months. With The Reverse Funnel System, newcomers simply take their unique referral link, send traffic to it, and the rest is automatic. In a nutshell, this results in an extremely viral business opportunity because it is so easily duplicated. <br /><br /> Hopefully this brief article has given you some insights into why The Reverse Funnel marketing system is so effective. Remember that while the RFS is totally automated, effort still needs to be put forth in order to become successful.   <bio>Discover how a lazy <a href="http://www.artwoo.com/tag/surf+bum" rel="tag">surf bum</a> cracked the $100K a month code using the Reverse Funnel System at <a href="http://www.ReverseFunnelExplained.com" >http://www.ReverseFunnelExplained.com</a> today. Also, check out the Reverse Funnel System blog.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Advantages And Disadvantages Of  A Reverse Mortgage</title>
		<link>http://www.artwoo.com/article/advantages-and-disadvantages-of-a-reverse-mortgage</link>
		<comments>http://www.artwoo.com/article/advantages-and-disadvantages-of-a-reverse-mortgage#comments</comments>
				<pubDate>Wed, 27 Sep 2006 06:27:08 +0000</pubDate>
		<category>reverse mortgage</category><category>mortgage funds</category><category>standard mortgage</category><category>traditional mortgage</category><category>existing mortgage</category><category>http</category><category>heirs</category>		<guid>http://www.artwoo.com/article/advantages-and-disadvantages-of-a-reverse-mortgage</guid>
		<description><![CDATA[There are many benefits to obtaining a reverse mortgage. It allows you to get the money you need to live on, pay medical expenses, or what ever need you happen to have. You don't have to qualify your need or your credit to obtain a reverse mortgage. They are easy to obtain and fast to close. It's]]></description>
    <content:encoded><![CDATA[There are many benefits to obtaining a <a href="http://www.artwoo.com/tag/reverse+mortgage" rel="tag">reverse mortgage</a>. It allows you to get the money you need to live on, pay medical expenses, or what ever need you happen to have. You don't have to qualify your need or your credit to obtain a reverse mortgage. They are easy to obtain and fast to close. It's no wonder they are so popular for a lot of older folks. <br /><br /> However there are a few disadvantages which are worth taking a look at. <br /><br /> <a href="http://www.artwoo.com/tag/heirs" rel="tag">Heirs</a> are left with a mortgage to pay off. <br /><br /> When you permanently leave your home because you move or die, the home will have to be sold to pay off the mortgage. The mortgage will be due in a lump sum. This leaves the task of selling your home to pay off the mortgage to your heirs. If they decide to keep the home, it is possible if they begin payments on the mortgage within one year of it coming due. <br /><br /> A reverse mortgage has hefty fees. <br /><br /> The fees for a reverse mortgage are more costly than the fees for a <a href="http://www.artwoo.com/tag/traditional+mortgage" rel="tag">traditional mortgage</a>. An additional 2 percent is added for insurance and another 2 percent is added to the origination fees. Closing costs are added as well so a $200,000 reverse mortgage could potentially have $10,000 worth of fees added to it and they must be paid first before the funds are dispersed. <br /><br /> <a href="http://www.artwoo.com/tag/existing+mortgage" rel="tag">Existing mortgage</a> must be paid of with dispersed funds. <br /><br /> If a <a href="http://www.artwoo.com/tag/standard+mortgage" rel="tag">standard mortgage</a> exists on the home when you obtain your reverse mortgage, you will need to pay off in full with your reverse <a href="http://www.artwoo.com/tag/mortgage+funds" rel="tag">mortgage funds</a> or your personal funds. <br /><br /> A reverse mortgage can be ideal under the proper circumstances. It is important to discuss the loan particulars with several lenders to compare terms and to also discuss the situation with your heirs so everyone is aware of what is going on.   <bio>Geoff Spencer is a staff writer at <a href="http://www.finance-journal.com" >http://www.finance-journal.com</a> and is an occasional contributor to several other websites, including <a href="http://www.onlinebusinessgazette.com" >http://www.onlinebusinessgazette.com</a>. </bio>]]></content:encoded>
	</item>
		<item>
				<title>Is The Reverse Funnel System The Top Home Based Business Opportunity?</title>
		<link>http://www.artwoo.com/article/is-the-reverse-funnel-system-the-top-home-based-business-opportunity</link>
		<comments>http://www.artwoo.com/article/is-the-reverse-funnel-system-the-top-home-based-business-opportunity#comments</comments>
				<pubDate>Mon, 14 Apr 2008 09:20:01 +0000</pubDate>
		<category>rfs program</category><category>top home based business opportunity</category><category>pressure sales tactics</category><category>ty coughlin</category><category>surf bum</category><category>business endeavor</category><category>worthwhile business</category>		<guid>http://www.artwoo.com/article/is-the-reverse-funnel-system-the-top-home-based-business-opportunity</guid>
		<description><![CDATA[ With the recent success of Ty Coughlin's RFS program, many are wondering if the Reverse Funnel System is the top home based business opportunity. While there are many ways to make money from home with your own business, I do believe that the Reverse Funnel System offers some unique advantages that]]></description>
    <content:encoded><![CDATA[ With the recent success of <a href="http://www.artwoo.com/tag/ty+coughlin" rel="tag">Ty Coughlin</a>'s <a href="http://www.artwoo.com/tag/rfs+program" rel="tag">RFS program</a>, many are wondering if the Reverse Funnel System is the <a href="http://www.artwoo.com/tag/top+home+based+business+opportunity" rel="tag">top home based business opportunity</a>. While there are many ways to make money from home with your own business, I do believe that the Reverse Funnel System offers some unique advantages that certainly put it in the running for best home based business. <br /><br /> The first thing that really makes the Reverse Funnel System standout is the fact that it is completely automated. Hate selling? Tired of doing one on one presentations and speaking in front of people? If you answered yes, you'll be happy to know that this program has automated a highly efficient sales process that converts very well. The result? A home based business opportunity that doesn't require you to do any traditional "selling" or use any high-<a href="http://www.artwoo.com/tag/pressure+sales+tactics" rel="tag">pressure sales tactics</a>. <br /><br /> Another thing that makes The Reverse Funnel System so attractive is the fact that your time and efforts are duplicated. Because the RFS is basically a "plug and play" method of building a network marketing downline, it activates a level of downline duplication that I've personally never seen before. Building an MLM organization has never been so easy in my opinion and it's exciting to see so many brand new people with success stories early on. <br /><br /> Hopefully this brief article has given you some insights into why many are touting The Reverse Funnel System as the top home based business opportunity. While the RFS is a highly lucrative business model that grows virally, there is still effort that needs to be put forth in order to achieve results. As with any worthwhile <a href="http://www.artwoo.com/tag/business+endeavor" rel="tag">business endeavor</a>, you get back what you put in and The Reverse Funnel System by Ty Coughlin is no different. Treat this opportunity like a real business, and you'll reap some pretty incredible rewards.   <bio>Lazy <a href="http://www.artwoo.com/tag/surf+bum" rel="tag">surf bum</a> cracks the $100K a month code using The Reverse Funnel System at <a href="http://www.ReverseFunnelSecret.com" >http://www.ReverseFunnelSecret.com</a> today.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Reverse Mortgage: Loan For The House-rich But Cash-poor</title>
		<link>http://www.artwoo.com/article/reverse-mortgage-loan-for-the-house-rich-but-cash-poor</link>
		<comments>http://www.artwoo.com/article/reverse-mortgage-loan-for-the-house-rich-but-cash-poor#comments</comments>
				<pubDate>Sat, 05 May 2007 07:14:57 +0000</pubDate>
		<category>reverse mortgage lenders</category><category>home equity conversion mortgage</category><category>equity conversion mortgage</category><category>reverse mortgage lender</category><category>current mortgage</category><category>reverse mortgages</category><category>non profit organizations</category>		<guid>http://www.artwoo.com/article/reverse-mortgage-loan-for-the-house-rich-but-cash-poor</guid>
		<description><![CDATA[ Do you need to finance a home improvement? Pay off a current mortgage? Supplement your retirement income? Take care of healthcare expenses? If so, a reverse mortgage lender will do wonders for you. With a reverse mortgage, you can turn the value of your home into cash without having to repay your]]></description>
    <content:encoded><![CDATA[ Do you need to finance a home improvement? Pay off a <a href="http://www.artwoo.com/tag/current+mortgage" rel="tag">current mortgage</a>? Supplement your retirement income? Take care of healthcare expenses? If so, a <a href="http://www.artwoo.com/tag/reverse+mortgage+lender" rel="tag">reverse mortgage lender</a> will do wonders for you. With a reverse mortgage, you can turn the value of your home into cash without having to repay your loan each month. <br /><br /> When Is It Repaid?  A reverse mortgage is a loan taken out against your home. The best thing about it is that you don't have to pay it back for as long as you live there. <a href="http://www.artwoo.com/tag/reverse+mortgage+lenders" rel="tag">Reverse mortgage lenders</a> only collect repayment when you <br /><br /> - die  - sell your home  - or move to another house and live there permanently <br /><br /> What Types Are Available?  There are three basic types of <a href="http://www.artwoo.com/tag/reverse+mortgages" rel="tag">reverse mortgages</a>, and they are classified according to who the reverse mortgage lender is. <br /><br /> 1. Single-purpose reverse mortgage  This is offered by non-profit organizations, state governments, and local agencies. <br /><br /> 2. Federally-insured reverse mortgage  This is also know as HECM, or <a href="http://www.artwoo.com/tag/home+equity+conversion+mortgage" rel="tag">Home <a href="http://www.artwoo.com/tag/equity+conversion+mortgage" rel="tag">Equity Conversion Mortgage</a></a>. It is backed by the U.S Department of Housing and Urban Development, or HUD. <br /><br /> 3. Proprietary reverse mortgage  The reverse mortgage lender of this type of mortgage is a private company. <br /><br /> Are There Other Differences Between Types?  The three types of reverse mortgages also differ in other aspects, particularly in their terms and manner of use. <br /><br /> 1. Single-purpose reverse mortgage  This has very low costs, and you can only qualify for one if you have a low to moderate income. There are two drawbacks to this type of reverse mortgage. First, it is not available everywhere. Second, it can only be used for the purpose specified by the government or by the reverse mortgage lender. Such a purpose may range from paying for home repairs to paying off property taxes. <br /><br /> 2. HECM and proprietary reverse mortgage  These tend to be costlier than the other two home loans. In fact, the up-front charges could be very high. These two types of reverse mortgage, however, are not without their advantages. For one, many reverse mortgage lenders offer them. For another, HECM and proprietary reverse mortgage lenders do not ask for proof of income or a bill of good health. Finally, these two mortgages may be used for any purpose. <br /><br /> How Much Can You Borrow?  In single-purpose reverse mortgage, the amount is set according to how much you need. <br /><br /> In a proprietary reverse mortgage or HECM, the reverse mortgage lenders offer amounts depending upon a combination of factors, such as: <br /><br /> - the type of reverse mortgage you choose  - present interest rates  - the appraised value of your home  - your address  - your age <br /><br /> Reverse mortgage lenders put a high premium on age. As a rule of thumb, the older you are, the more valuable your home is. Secondly, the less mortgage you have left to pay, the more money you can get. <br /><br /> How Will You Get What You Borrow?  A reverse mortgage lender gives you cash in several ways: <br /><br /> 1. all at once, in a single chunk of cash  2. as a credit line, wherein you can decide when and how much of the money available is paid to you  3. on a regular basis, with the amount and schedule of payment fixed  4. as a combination of the three previously mentioned payment methods <br /><br /> How Do You Qualify?  To be eligible for a reverse mortgage, you must be at least 62 years old and must live in your own house. <br /><br /> If you are cash-strapped, a reverse mortgage may just be the answer you need. Be sure to research about this type of loan first, though. In loans, as in all other things, it is better to be safe than sorry.   <bio>Looking for a mortgage lender (<a href="http://www.whataboutloans.com/mortgage/mortgage-lender.html" >http://www.whataboutloans.com/mortgage/mortgage-lender.html</a>), particularly a reverse mortgage lender (<a href="http://www.whataboutloans.com/mortgage/mortgage-lender.html" >http://www.whataboutloans.com/mortgage/mortgage-lender.html</a>)? Visit <a href="http://WhatAboutLoans.com" >http://WhatAboutLoans.com</a> and get a free mortgage quote (<a href="http://www.whataboutloans.com" >http://www.whataboutloans.com</a>) today!   </bio>]]></content:encoded>
	</item>
		<item>
				<title>Who Is Ty Coughlin?</title>
		<link>http://www.artwoo.com/article/who-is-ty-coughlin</link>
		<comments>http://www.artwoo.com/article/who-is-ty-coughlin#comments</comments>
				<pubDate>Fri, 09 May 2008 05:20:24 +0000</pubDate>
		<category>ty coughlin</category><category>surf bum</category><category>income earners</category><category>new home based business opportunity</category><category>beach bum</category><category>home based business opportunity</category><category>automated network</category>		<guid>http://www.artwoo.com/article/who-is-ty-coughlin</guid>
		<description><![CDATA[ If you're wondering who exactly Ty Coughlin is, this brief article will give you some background on what this entrepreneur is up to these days. Hopefully by the end of this article, you'll have a better idea of who Ty Coughlin is and what his newest venture, "The Reverse Funnel System", is all]]></description>
    <content:encoded><![CDATA[ If you're wondering who exactly <a href="http://www.artwoo.com/tag/ty+coughlin" rel="tag">Ty Coughlin</a> is, this brief article will give you some background on what this entrepreneur is up to these days. Hopefully by the end of this article, you'll have a better idea of who Ty Coughlin is and what his newest venture, "The Reverse Funnel System", is all about. <br /><br /> Ty Coughlin is a self-proclaimed <a href="http://www.artwoo.com/tag/beach+bum" rel="tag">beach bum</a> who lives on the North Shore of Oahu in Hawaii. He's a well-known entrepreneur who has just launched a brand new project that is taking the Internet by storm called The Reverse Funnel System. <br /><br /> Basically, The Reverse Funnel System is a fully automated, online marketing system that puts a twist on the popular "funded proposal" approach. The goal of this program is simple, automation and duplication. By opening his proprietary system up and allowing others to use it, it allows brand <a href="http://www.artwoo.com/tag/new+home+based+business+opportunity" rel="tag">new <a href="http://www.artwoo.com/tag/home+based+business+opportunity" rel="tag">home based business opportunity</a></a> owners the chance to quickly get their businesses off the ground. <br /><br /> As someone who has been involved in the work from home industry for many years, I can tell you first hand that this <a href="http://www.artwoo.com/tag/automated+network" rel="tag">automated network</a> marketing program is going to make a serious mark in the MLM industry and many of the top <a href="http://www.artwoo.com/tag/income+earners" rel="tag">income earners</a> are already jumping ship to join Ty in this opportunity. <br /><br /> While Ty Coughlin's system thrives on automation and simplicity, it does require work. It is not an overnight "get rich quick" program that promises millions with no effort. So, if you're interested in learning more about The Reverse Funnel System, keep in mind that in order to be successful with it you'll still need to put forth effort. <br /><br /> Hopefully this short article has given you some idea of who Ty Coughlin is as well as some background on his latest business program, The Reverse Funnel System.   <bio>Discover how a lazy <a href="http://www.artwoo.com/tag/surf+bum" rel="tag">surf bum</a> cracked the $35K a week code using the Reverse Funnel System at <a href="http://www.ReverseFunnelSecret.com" >http://www.ReverseFunnelSecret.com</a> today. Also, check out The Reverse Funnel System blog.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Reverse Osmosis Filters: Exaggerated Claims For and Against Reverse Osmosis Filters</title>
		<link>http://www.artwoo.com/article/reverse-osmosis-filters-exaggerated-claims-for-against-reverse-osmosis-filters</link>
		<comments>http://www.artwoo.com/article/reverse-osmosis-filters-exaggerated-claims-for-against-reverse-osmosis-filters#comments</comments>
				<pubDate>Fri, 24 Nov 2006 18:27:09 +0000</pubDate>
		<category>reverse osmosis filtration</category><category>home water filtration systems</category><category>water filtration systems</category><category>home water filtration</category><category>inorganic contaminants</category><category>bacteria</category><category>ro filters</category>		<guid>http://www.artwoo.com/article/reverse-osmosis-filters-exaggerated-claims-for-against-reverse-osmosis-filters</guid>
		<description><![CDATA[Reverse osmosis filters are one of the most popular home water filtration systems, yet they are also one of the most widely opposed. Their manufacturers claim that reverse osmosis filters are able to stop any and all contaminants. Those who oppose RO filters accuse them of being completely useless,]]></description>
    <content:encoded><![CDATA[Reverse osmosis filters are one of the most popular <a href="http://www.artwoo.com/tag/home+water+filtration+systems" rel="tag">home <a href="http://www.artwoo.com/tag/water+filtration+systems" rel="tag">water filtration systems</a></a>, yet they are also one of the most widely opposed. Their manufacturers claim that reverse osmosis filters are able to stop any and all contaminants. Those who oppose <a href="http://www.artwoo.com/tag/ro+filters" rel="tag">RO filters</a> accuse them of being completely useless, asserting that they are only a nest for <a href="http://www.artwoo.com/tag/bacteria" rel="tag">bacteria</a>, actually making water more dangerous rather than safer. What is the truth? <br /><br /> As always, the truth is somewhere between those two opinions. RO filters are good, but neither perfect nor universally suitable. <br /><br /> How do reverse osmosis filters work? <br /><br /> In short, the reverse osmosis process relies on pushing water through a membrane that traps the contaminants on one side and forces clean water through to the other. The commonly used membranes have no pores and the water is able to cross it only because of the diffusion process. This treatment is 100% effective against the <a href="http://www.artwoo.com/tag/inorganic+contaminants" rel="tag">inorganic contaminants</a> and theoretically should be able to get rid of bacteria as well. However, in practice reverse osmosis filters are known to let some bacteria to pass through, usually through the micro-leaks around the membrane, but also through the membrane itself. <br /><br /> Why some people praise reverse osmosis while others curse it? <br /><br /> Most honest people who praise <a href="http://www.artwoo.com/tag/home+water+filtration" rel="tag">home water filtration</a> systems that rely solely on RO water filters either simply repeat what the advertisements claim or they are really doing so because reverse osmosis filters are the most cost-effective solution, especially in places where the bacteria aren't the real problem. If you add to that the fact that they are aggressively marketed and the marketing languages don't have such words as "mostly" or "for the most part", you see why some people say that reverse osmosis is really cool. <br /><br /> On the other hand, those who hate reverse osmosis filters and claim that everyone should avoid home water filtration systems that use only RO filters, are also partially right. <br /><br /> First, the <a href="http://www.artwoo.com/tag/reverse+osmosis+filtration" rel="tag">reverse osmosis filtration</a> systems require a lot of careful maintenance in order to keep them working. The membranes have to be checked and replaced on a regular basis or you risk them becoming infested with all kind of bacteria. Keep in mind that RO doesn't kill bacteria, it simply contains them on one side of the membrane. <br /><br /> Also, reverse osmosis filters are known to work at peak performance when the contamination level is relatively low. The more the water is contaminated, the worse performance RO filters have, especially when dealing with bacteria. <br /><br /> The bottom line on RO filters ... <br /><br /> Use reverse osmosis filters whenever you need a reasonable quality for a low price or when a multi-stage home water filtration system is out of question (for example, while travelling). Just make sure the system gets its share of maintenance and remember you can't completely trust a home water filter that rely solely on a reverse osmosis. If you can afford it, buy a multi-stage filter, preferably one that will incorporate both a reverse osmosis filter and some strong UV lamps to kill the bacteria.   <bio>The water purification process is a minefield, with disinformation everywhere. If you are truly concerned about the purity of your water, you need to understand the pros and cons of every technology. <a href="http://uncontaminatedwater.com" >http://uncontaminatedwater.com</a> </bio>]]></content:encoded>
	</item>
		<item>
				<title>How To Do A Hotmail Reverse Email Search</title>
		<link>http://www.artwoo.com/article/how-to-do-a-hotmail-reverse-email-search</link>
		<comments>http://www.artwoo.com/article/how-to-do-a-hotmail-reverse-email-search#comments</comments>
				<pubDate>Wed, 24 Sep 2008 00:51:25 +0000</pubDate>
		<category>reverse email search</category><category>hotmail email</category><category>cyber stalkers</category><category>microsoft that allows users</category><category>gmail</category><category>junk email</category><category>webmail users</category>		<guid>http://www.artwoo.com/article/how-to-do-a-hotmail-reverse-email-search</guid>
		<description><![CDATA[Have you ever found yourself wondering who is the responsible party behind an email address?With over 200 million webmail users Hotmail is one of the three largest free web based email providers online today. Yahoo , AOL and Gmail are also very popular. Hotmail is a A free internet-based email]]></description>
    <content:encoded><![CDATA[Have you ever found yourself wondering who is the responsible party behind an email address?<br>With over 200 million <a href="http://www.artwoo.com/tag/webmail+users" rel="tag">webmail users</a> Hotmail is one of the three largest free web based email providers online today. Yahoo , AOL and <a href="http://www.artwoo.com/tag/gmail" rel="tag">Gmail</a> are also very popular. Hotmail is a A free internet-based email service provided by <a href="http://www.artwoo.com/tag/microsoft+that+allows+users" rel="tag">Microsoft that allows users</a> up to 250MB of storage space<br><br>Because it is free many people will use it as a <a href="http://www.artwoo.com/tag/junk+email" rel="tag">junk email</a> account. This can lead to you getting unwanted email from a <a href="http://www.artwoo.com/tag/hotmail+email" rel="tag">hotmail email</a> account. Do you need to find information about someone using a <a href="http://www.artwoo.com/tag/reverse+email+search" rel="tag">reverse email search</a>?<br><br>Hotmail is also a favorite anonymous account used by <a href="http://www.artwoo.com/tag/cyber+stalkers" rel="tag">cyber stalkers</a> to harass and defame their online victims. They foolish;y think they cannot be identified by an experienced investigator, simply because they entered bogus information when they created the account.<br><br>If you do than you will want to use the Hotmail reverse email search. It is free to use and it is very easy to use also.<br><br>To use the Hotmail reverse search all you need to do is go to any search engine and type that phrase in. This will bring you to the site where you can search easily. Another useful search term is "reverse email trace" to find a reputable compnay to trace your email.<br><br>When you use the Hotmail reverse search you will need to have the email address handy. You need to remember that you may not find the information you are looking for. It is very possible to find out who sent you an email but there is that small chance that you may not.<br><br>These days not everyone wants to be found so they take extra steps not to be. Use the Hotmail reverse email search to see if you can find someone. They make it very simple for anyone to use and if the information is available they will let you know.<br><br>The Hotmail reverse email search is a trusted way of doing a reverse email search for any email. If at all possible they will help you find what you want to know. This is one reason that they are so popular.<br><br>You can always turn to a professional to do it for you if for some reason you can not access the information you are looking for. There are many services available today that will do a reverse email search for you. They can try and do one on a hotmail email as well.<br><br>Some private investigators specialize in reverse email tracing and you may be shocked to find how incredibly affordable they can be.<br><br>If you want to report unwanted junk mail to your Hotmail account you can do that as well. They offer simple instructions to follow in your members area.<br><br>Definitely use the Hotmail tool if you need to do a reverse email search. You may be able to find the information you need if you just take the time to do the search.<bio>Ed Opperman invites you to visit his reverse email search website for all of your investigation search needs. He offers cyber investigations, dating service search, telephone investigations, and much more. To learn more please go here now: <a href="http://www.emailrevealer.com"> http://www.emailrevealer.com </a></bio>]]></content:encoded>
	</item>
		<item>
				<title>Reverse Mortgage Wholesale Loans:  Where Your Money Comes From</title>
		<link>http://www.artwoo.com/article/reverse-mortgage-wholesale-loans-where-your-money-comes-from</link>
		<comments>http://www.artwoo.com/article/reverse-mortgage-wholesale-loans-where-your-money-comes-from#comments</comments>
				<pubDate>Fri, 30 Nov 2007 20:25:00 +0000</pubDate>
		<category>reverse mortgage</category><category>home equity conversion mortgage</category><category>equity conversion mortgage</category><category>wholesale loans</category><category>fannie mae</category><category>reverse mortgages</category><category>fha</category>		<guid>http://www.artwoo.com/article/reverse-mortgage-wholesale-loans-where-your-money-comes-from</guid>
		<description><![CDATA[ A reverse mortgage wholesale product is not directly available to you as an applicant for a reverse mortgage. It is sold to a lender at a discounted (wholesale) interest rate, and the lender then offers it to you after adding points to the rate.  Sources Of Reverse Mortgage Wholesale Loans  There]]></description>
    <content:encoded><![CDATA[ A <a href="http://www.artwoo.com/tag/reverse+mortgage" rel="tag">reverse mortgage</a> wholesale product is not directly available to you as an applicant for a reverse mortgage. It is sold to a lender at a discounted (wholesale) interest rate, and the lender then offers it to you after adding points to the rate. <br /><br /> Sources Of Reverse Mortgage <a href="http://www.artwoo.com/tag/wholesale+loans" rel="tag">Wholesale Loans</a> <br /><br /> There are only three organizations who sell reverse mortgage wholesale products; <a href="http://www.artwoo.com/tag/fannie+mae" rel="tag">Fannie Mae</a>; the Federal Housing Authority (<a href="http://www.artwoo.com/tag/fha" rel="tag">FHA</a>); and the Financial Freedom Cash Account. The loans from each of these entities vary in their available payment alternatives. <br /><br /> The FHA reverse mortgage wholesale product is called the <a href="http://www.artwoo.com/tag/home+equity+conversion+mortgage" rel="tag">Home <a href="http://www.artwoo.com/tag/equity+conversion+mortgage" rel="tag">Equity Conversion Mortgage</a></a>, or HECM. The maximum you may borrow against your home in this program is about $360,000, but your limit will depend on your home's location. The HECM is the reverse mortgage wholesale product underlying over 90% of all US <a href="http://www.artwoo.com/tag/reverse+mortgages" rel="tag">reverse mortgages</a>. <br /><br /> Both the FHA and HUD--the Department of Housing and Urban Development--guarantee FHA reverse mortgage wholesale loans. The guarantee means that the borrower is assured of getting the amount promised, and that the lender is assured of getting the entire principal and accrued interest when the loan is terminated, even if the home is sold for less than that amount. <br /><br /> Fannie Mae guarantees its Homekeeper reverse mortgage wholesale loans, which will allow you to take up to $417,00, and is somewhat unusual in that Fannie Mae allows you to use the proceeds from your existing home to purchase a less expensive one. Although Fannie Mae is not run by the Federal Government, the amount of business they do, and the strict regulations to which they must adhere make their guarantee of their reverse mortgage wholesale loans as solid as those of the FHA and HUD. <br /><br /> Both FHA and Homekeeper reverse mortgage wholesale loans are available in all fifty states. <br /><br /> Financial Freedom Cash Account reverse mortgage wholesale products from a subsidiary of Shearson Lehman are designed for homeowners wanting to borrow against high-value homes, usually with a minimum appraised value of $500,000. There is no limit to the amount which can be borrowed with a Financial Freedom Cash Account loan, and the loans are privately guaranteed. They are, however, only available in twenty-four states. <br /><br /> Where To Find A Reverse Mortgage Lender <br /><br /> Because you, as an applicant for a reverse mortgage, are not eligible to get a reverse mortgage wholesale loan, you should comparison shop among reverse mortgage lenders to find the ones who offer the lowest markups on their products. You can find a list of reliable lenders in your state by doing a search at the National Reverse Mortgage Lenders Association--NMRLA--website. <br /><br /> Once you start looking for a reverse mortgage wholesale through LLS Financial or any other company, you will quickly start to see a trend. You want to check on how quickly each of these reverse mortgage companies will be able to approve you. Typically a loan takes a couple of weeks to process =96 but when it comes to a reverse mortgage wholesale you should be able to have your reverse mortgage in hand within twenty four hours   <bio>You can also find more info on <a href="http://www.i-reversemortgages.com/Reverse_Mortgage_Lender" >http://www.i-reversemortgages.com/Reverse_Mortgage_Lender</a> on Reverse Mortgage Lender and <a href="http://www.i-reversemortgages.com/Reverse_Mortgage_Loans" >http://www.i-reversemortgages.com/Reverse_Mortgage_Loans</a> on Reverse Mortgage Loans. <a href="http://i-reversemortgages.com" >http://i-reversemortgages.com</a> is a comprehensive resource to get information about Reverse Mortgage.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Finding Honest Reverse Mortgage Companies</title>
		<link>http://www.artwoo.com/article/finding-honest-reverse-mortgage-companies</link>
		<comments>http://www.artwoo.com/article/finding-honest-reverse-mortgage-companies#comments</comments>
				<pubDate>Sat, 26 Apr 2008 15:20:03 +0000</pubDate>
		<category>reverse mortgage lenders</category><category>national reverse mortgage lenders</category><category>mortgage lenders association</category><category>health insurance costs</category><category>retirement incomes</category><category>current market value</category><category>nrmla</category>		<guid>http://www.artwoo.com/article/finding-honest-reverse-mortgage-companies</guid>
		<description><![CDATA[ With millions of Americans now at or approaching retirement age, the problems of failed pensions, inadequate social security, and escalating health insurance costs are threatening to cause a massive increase in the number of seniors who will be struggling to stay financially afloat during their]]></description>
    <content:encoded><![CDATA[ With millions of Americans now at or approaching retirement age, the problems of failed pensions, inadequate social security, and escalating <a href="http://www.artwoo.com/tag/health+insurance+costs" rel="tag">health insurance costs</a> are threatening to cause a massive increase in the number of seniors who will be struggling to stay financially afloat during their golden years. Many of these people have turned to reverse mortgages as ways to supplement their <a href="http://www.artwoo.com/tag/retirement+incomes" rel="tag">retirement incomes</a>, and if you are thinking of joining their ranks, you need to be sure your reverse mortgage is handled by a reputable lender. <br /><br /> Wherever there is money, there are people trying to steal it, and the reverse mortgage market is no different. It's far from unusual for fraudulent reverse mortgage companies to demand huge up front application fees from their customers, all the time knowing that they have no intention of accepting them as borrowers. <br /><br /> The <a href="http://www.artwoo.com/tag/nrmla" rel="tag">NRMLA</a> <br /><br /> One sign that you might be dealing with shady reverse mortgage companies is if you are being asked to pay a large amount, say 5%, of the amount you expect to borrow, as an application fee. If you find yourself in that position, the first thing you should do is research the backgrounds of the reverse mortgage companies in question with the National <a href="http://www.artwoo.com/tag/reverse+mortgage+lenders" rel="tag">Reverse Mortgage Lenders</a> Association. <br /><br /> The NRMLA has been working to protect the interests of reverse mortgage applicants since 1997, and its website identifies approved reverse mortgage companies according to their states. The Department of Housing and Urban Development, or HUD, also has a website with information on various reverse mortgage companies. Both sites offer their resources at no charge. <br /><br /> The NRMLA website, in particular, is a terrific resource for those seeking information on reverse mortgage companies. It also gives you all the details involved in the process of applying for your reverse mortgage, and even offers a calculator which will tell you, based on the <a href="http://www.artwoo.com/tag/current+market+value" rel="tag">current market value</a> of your home, how much money a reverse mortgage can bring your way. <br /><br /> The Code Of Conduct <br /><br /> Even better, the NRMLA has established a Code of Conduct which all its member reverse mortgage companies are required to honor. The Code of Conduct is written to protect the specific needs of older homeowners, and to keep member lenders from trying to use the applicants' lack of knowledge concerning reverse mortgages against them <br /><br /> The NRMLA has also drawn up a Code of Conduct to which any reverse mortgage companies must agree before being listed on the NMRLA site as an approved lender. Their Code of Conduct requires that approved reverse mortgage companies be sensitive to the unique needs of senior citizens, and do nothing to take advantage of their unfamiliarity with the reverse mortgage process. <br /><br /> When you've spent some time looking over your financial options for retirement, and have become comfortable with the idea of a reverse mortgage, head for the NRMLA site to look for the approved reverse mortgage companies in your area. When you have settled on the lenders nearest your home, use the contact information provided on the site to set up in-person appointments. And if you can find people who have already been through the reverse mortgage process, and will share their experiences with you, so much the better!   <bio>You can also find more info on <a href="http://www.myfinancialbliss.com" >http://www.myfinancialbliss.com</a> on reverse mortgage and <a href="http://www.myfinancialbliss.com/reverse-mortgage/reverse-mortgage-lender-33" >http://www.myfinancialbliss.com/reverse-mortgage/reverse-mortgage-lender-33</a> on reverse mortgage <a href="http://lender.Myfinancialbliss.com" >http://lender.Myfinancialbliss.com</a> is a comprehensive resource to get your all financial solutions.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>Reverse Mortgage</title>
		<link>http://www.artwoo.com/article/reverse-mortgage</link>
		<comments>http://www.artwoo.com/article/reverse-mortgage#comments</comments>
				<pubDate>Fri, 26 Jan 2007 06:27:23 +0000</pubDate>
		<category>reverse mortgage</category><category>mortgage payments</category><category>mortgage debt</category><category>mortgage trends</category><category>mortgage plans</category><category>mortgage amount</category><category>reverse mortgages</category>		<guid>http://www.artwoo.com/article/reverse-mortgage</guid>
		<description><![CDATA[Mortgage trends come and go, and it seems that banks are constantly offering new ways to lure potential borrowers to sign a little more of their lives away. One of these is the reverse mortgage.  As the name suggests, a reverse mortgage is a mortgage -- in reverse. With a reverse mortgage, you]]></description>
    <content:encoded><![CDATA[<a href="http://www.artwoo.com/tag/mortgage+trends" rel="tag">Mortgage trends</a> come and go, and it seems that banks are constantly offering new ways to lure potential borrowers to sign a little more of their lives away. One of these is the <a href="http://www.artwoo.com/tag/reverse+mortgage" rel="tag">reverse mortgage</a>. <br /><br /> As the name suggests, a reverse mortgage is a mortgage -- in reverse. With a reverse mortgage, you receive payments rather than making them. Essentially, you are increasing your debt, rather than reducing it. <br /><br /> This new system of creating cash flow is generally offered to homeowners who are over 62 years of age. Stipulations include that there is enough equity in the property to substantiate the reverse <a href="http://www.artwoo.com/tag/mortgage+amount" rel="tag">mortgage amount</a>, and that the homeowner actually resides in the home that will be mortgaged.<br /><br /><br /><br /> With a reverse mortgage, the homeowner receives regular payments and builds debt. This can offer retired persons a valuable source of additional income. The reverse mortgage andquot;loanandquot; (accumulated debt) must be paid when the borrower stops living in the home.<br /><br />Should the homeowner sell the property, move to another residence or pass away, the reverse <a href="http://www.artwoo.com/tag/mortgage+debt" rel="tag">mortgage debt</a> will be due and must be paid.<br /><br /><br /><br /> <a href="http://www.artwoo.com/tag/reverse+mortgages" rel="tag">Reverse mortgages</a> really can be a financial boon to older homeowners. By parting with some of the equity in their home, the homeowners are able to generate valuable income through the reverse <a href="http://www.artwoo.com/tag/mortgage+payments" rel="tag">mortgage payments</a>. The cash is theirs to use however it's needed -- for home improvements, as a supplemental retirement income, to cover health care expenses or even to pay off another mortgage. Also, reverse mortgage payments are generally considered to be tax-free income. Moreover, once the reverse mortgage is partly or fully paid off, the interest portion of the loan may qualify for additional income tax deductions, adding further benefit to this type of plan. <br /><br /> It's important to understand all of the details, and check to see if there are fees and other expenses related to a reverse mortgage before you commit to one. Shop around and compare the reverse <a href="http://www.artwoo.com/tag/mortgage+plans" rel="tag">mortgage plans</a> being offered by various mortgage lenders. You will be able to select the reverse mortgage that offers the best returns.<br /><br />Remember too, that you are not signing over title to your property, and all property taxes, insurance and related home expenses remain your sole responsibility. <br /><br /> In this life, nothing is free. However, a reverse mortgage can be a great option for older homeowners who have built equity in their properties. While the money will eventually have to be paid back, it can put a little more gold into how you live your golden years.  <bio>Michael Brown writes for several Internet magazines, most recently <a href="http://volal.com" >http://volal.com</a> and <a href="http://piluf.com" >http://piluf.com</a> </bio>]]></content:encoded>
	</item>
		<item>
				<title>Why I Love The Reverse Funnel System Compensation Plan</title>
		<link>http://www.artwoo.com/article/why-i-love-the-reverse-funnel-system-compensation-plan</link>
		<comments>http://www.artwoo.com/article/why-i-love-the-reverse-funnel-system-compensation-plan#comments</comments>
				<pubDate>Tue, 01 Apr 2008 11:19:58 +0000</pubDate>
		<category>surf bum</category><category>platinum sales</category><category>income streams</category><category>mlm industry</category><category>go getters</category><category>compensation plans</category><category>funnel</category>		<guid>http://www.artwoo.com/article/why-i-love-the-reverse-funnel-system-compensation-plan</guid>
		<description><![CDATA[ As someone with quite a bit of experience in the MLM industry, I've seen all types of compensation plans over the years. Many network marketing programs appear to be lucrative on the surface, but in reality they aren't.  Having said that, I've been really impressed with a cutting edge new program]]></description>
    <content:encoded><![CDATA[ As someone with quite a bit of experience in the <a href="http://www.artwoo.com/tag/mlm+industry" rel="tag">MLM industry</a>, I've seen all types of <a href="http://www.artwoo.com/tag/compensation+plans" rel="tag">compensation plans</a> over the years. Many network marketing programs appear to be lucrative on the surface, but in reality they aren't. <br /><br /> Having said that, I've been really impressed with a cutting edge new program called The Reverse <a href="http://www.artwoo.com/tag/funnel" rel="tag">Funnel</a> System. The compensation plan is excellent and has many complete newcomers earning a few thousand dollars in their very first month. In this brief article, I'm going to go over a few of the reasons why I've been impressed with The Reverse Funnel System compensation plan and hopefully by the time you've finished reading, you'll have a better idea of the potential that this online MLM offers. <br /><br /> The Reverse Funnel System actually offers 2 different <a href="http://www.artwoo.com/tag/income+streams" rel="tag">income streams</a>. The first is on a less expensive front end offer, while the backend commission is much more substantial. <a href="http://www.artwoo.com/tag/platinum+sales" rel="tag">Platinum sales</a> actually pay out $1,000 in commissions, and you earn those commissions on sales in your downline too to unlimited depth. <br /><br /> With The Reverse Funnel System, you don't have to worry about balancing legs out (as with binary compensation plans) and it's entirely possible to earn large sums of money with only a few go-getters in your organization. This is exciting, especially for newcomers to the industry who may have never made money with MLM. <br /><br /> There are many other benefits to the way the Reverse Funnel System pay plan is structured, but I'll save those for part 2 of this article. Hopefully this short article has given you some insights into why so many are getting involved with The Reverse Funnel System right now. Please keep in mind that even though this compensation plan is very, very lucrative, becoming successful in this business (or any other) ultimately depends on you and the amount of work you're willing to put into it.   <bio>Discover how a lazy <a href="http://www.artwoo.com/tag/surf+bum" rel="tag">surf bum</a> cracked the $100K a month code using The Reverse Funnel System at <a href="http://www.ReverseFunnelExplained.com" >http://www.ReverseFunnelExplained.com</a> today.  </bio>]]></content:encoded>
	</item>
		<item>
				<title>How Does The Reverse Funnel System Work?</title>
		<link>http://www.artwoo.com/article/how-does-the-reverse-funnel-system-work</link>
		<comments>http://www.artwoo.com/article/how-does-the-reverse-funnel-system-work#comments</comments>
				<pubDate>Fri, 22 Feb 2008 09:30:01 +0000</pubDate>
		<category>surf bum</category><category>automated system works</category><category>tire kickers</category><category>ty coughlin</category><category>home business opportunity</category><category>mlm downline</category><category>funnel</category>		<guid>http://www.artwoo.com/article/how-does-the-reverse-funnel-system-work</guid>
		<description><![CDATA[ If you're reading this article, then you've probably heard about the new program from Ty Coughlin called The Reverse Funnel System. This Internet-based, home business opportunity is making a lot of waves in the work from home community and is becoming quite the topic of discussion lately. So how]]></description>
    <content:encoded><![CDATA[ If you're reading this article, then you've probably heard about the new program from <a href="http://www.artwoo.com/tag/ty+coughlin" rel="tag">Ty Coughlin</a> called The Reverse <a href="http://www.artwoo.com/tag/funnel" rel="tag">Funnel</a> System. This Internet-based, <a href="http://www.artwoo.com/tag/home+business+opportunity" rel="tag">home business opportunity</a> is making a lot of waves in the work from home community and is becoming quite the topic of discussion lately. So how does The Reverse Funnel System work exactly? In this short article, I'm going to give you an overview of how this highly <a href="http://www.artwoo.com/tag/automated+system+works" rel="tag">automated system works</a> and why it's proving to be so effective at building a network marketing downline. <br /><br /> The Reverse Funnel System is an automated program that essentially does most of the work involved in growing an <a href="http://www.artwoo.com/tag/mlm+downline" rel="tag">MLM downline</a>, with the exception of actually driving traffic. When a visitor arrives at the website, they opt-in to learn more. At this point, they've been qualified as being curious and are added to your "funnel". <br /><br /> After being presented with more details, the lead is presented with a front end offer which works as another qualifier. In order to take things to the next level, they must show that they are serious. This is awesome because the funnel weeds out the <a href="http://www.artwoo.com/tag/tire+kickers" rel="tag">tire kickers</a> from those who are serious builders automatically. Another benefit is the fact that you earn money from the front end offer which you can then apply to your advertising budget. <br /><br /> Once your prospect is presented with the remainder of the details, they are enrolled into your downline. This is so powerful because everything has been done for you up to this point, qualifying, presenting the initial information, re-qualifying, presenting the opportunity, enrolling, and even training your new member. <br /><br /> Hopefully this brief article has given you some insights as to how The Reverse Funnel System works. Once you understand the concept, it's very easy to see why this program is so easily duplicated by new members and why it's enjoying the success that it is.   <bio>Discover how a lazy <a href="http://www.artwoo.com/tag/surf+bum" rel="tag">surf bum</a> cracked the $35K a week code using the Reverse Funnel System at <a href="http://www.ReverseFunnelSecret.com" >http://www.ReverseFunnelSecret.com</a> today. Also, check out The Reverse Funnel System blog.  </bio>]]></content:encoded>
	</item>
	</channel>
</rss>
