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	<title>line blurb</title>
	<link>http://www.artwoo.com</link>
	<description>Returned search results for line blurb</description>
	<copyright>Copyright 2008</copyright>
	<pubDate>Tue, 02 Dec 2008 17:18:34 +0000</pubDate>
	<generator>http://www.artwoo.com/rss/line+blurb</generator>

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				<title>Marketing Your Va Website</title>
		<link>http://www.artwoo.com/article/marketing-your-va-website</link>
		<comments>http://www.artwoo.com/article/marketing-your-va-website#comments</comments>
				<pubDate>Thu, 16 Nov 2006 06:27:07 +0000</pubDate>
		<category>signature line</category><category>msn groups</category><category>target market</category><category>proper netiquette</category><category>ryze</category><category>online discussion groups</category><category>web site marketing</category>		<guid>http://www.artwoo.com/article/marketing-your-va-website</guid>
		<description><![CDATA[It should go without saying that all virtual assistants need a professionally designed website. Assuming that requirement has been met, what do you do with your website once it has been built? You've spent a great deal of time and/or expense to have a web presence; yet that was the easy part. ]]></description>
    <content:encoded><![CDATA[It should go without saying that all virtual assistants need a professionally designed website. Assuming that requirement has been met, what do you do with your website once it has been built? You've spent a great deal of time and/or expense to have a web presence; yet that was the easy part. <br /><br /> andquot;If you build it, they will comeandquot; is a line out of an old movie; it doesn't apply here. Simply building it will not drive customers to your web site. Marketing your VA website will be vitally important to your business. You want it to be your spokesperson 24/7. <br /><br /> There are a number of ways to market a virtual assistant website online. The very first thing to do is ensure that your website is keyword rich and the meta tags are properly worded. If you don't know what that means, check with your web designer. <br /><br /> Always have your website URL listed in your <a href="http://www.artwoo.com/tag/signature+line" rel="tag">signature line</a> in all emails you send. Keep your signature line to four lines or less. It should include your name, company name or slogan, the web URL and a phone number. <br /><br /> You're going to get far more business if people know you. One of the best ways to meet potential clients is to join forums or networks such as <a href="http://www.artwoo.com/tag/ryze" rel="tag">Ryze</a>, Yahoo or <a href="http://www.artwoo.com/tag/msn+groups" rel="tag">MSN groups</a>, etc. When first joining a group, always briefly introduce yourself with a brief blurb about your business. You don't want your first expose to the group to be a big ad. <br /><br /> <a href="http://www.artwoo.com/tag/proper+netiquette" rel="tag">Proper netiquette</a> says that you will not immediately start spamming the networks with your ads. Networking online takes time. People need to get to know you before they'll consider doing business with you. <br /><br /> Join in the discussions and contribute regularly. Most networks allow you to have your signature line in your posts and replies. The more you contribute to the <a href="http://www.artwoo.com/tag/online+discussion+groups" rel="tag">online discussion groups</a>, the more your website will be exposed. <br /><br /> Make sure you're a member of the networks that will bring you clients. If your <a href="http://www.artwoo.com/tag/target+market" rel="tag">target market</a> is the male entrepreneur, ages 35-55, above average income with a secondary income, you're not going to find those people in a WAHM group. <br /><br /> Make yourself available to your potential clients. Even if you don't feel you have much to contribute to the group, if you participate long enough you will find that you can add value to the forum. <br /><br /> Take advantage of ad days on the forums; just make certain you are balancing your posts with non-advertising contributions. The trick to get your website seen by as many people within your target market as possible is to actively participate. Now go join an appropriate forum!  <bio>Nell Taliercio and Jennifer Houck grew successful virtual assistant businesses quickly and are showing you how to do the same thing in their complete How to Become a VA course: <a href="http://www.howtobecomeava.com" >http://www.howtobecomeava.com</a> </bio>]]></content:encoded>
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				<title>Website Promotion With Free Article Marketing</title>
		<link>http://www.artwoo.com/article/website-promotion-with-free-article-marketing</link>
		<comments>http://www.artwoo.com/article/website-promotion-with-free-article-marketing#comments</comments>
				<pubDate>Mon, 31 Dec 2007 03:15:02 +0000</pubDate>
		<category>line blurb</category><category>antique automobiles</category><category>article marketing</category><category>promoting your website</category><category>auto restoration</category><category>search engines</category><category>marketing efforts</category>		<guid>http://www.artwoo.com/article/website-promotion-with-free-article-marketing</guid>
		<description><![CDATA[ If you have never used article marketing when promoting your website you have been missing out on a valuable tool in internet marketing. Article marketing is an effective way of creating backlinks and drawing attention to your online business.  What you need to take advantage of the opportunities]]></description>
    <content:encoded><![CDATA[ If you have never used <a href="http://www.artwoo.com/tag/article+marketing" rel="tag">article marketing</a> when <a href="http://www.artwoo.com/tag/promoting+your+website" rel="tag">promoting your website</a> you have been missing out on a valuable tool in internet marketing. Article marketing is an effective way of creating backlinks and drawing attention to your online business. <br /><br /> What you need to take advantage of the opportunities in article marketing is either some basic writing skills or the resources to hire someone who has those skills. Then what you need to do is write useful articles related to your websites niche. As an example, if you have a website that deals with <a href="http://www.artwoo.com/tag/antique+automobiles" rel="tag">antique automobiles</a> you might want to write articles on the topic of <a href="http://www.artwoo.com/tag/auto+restoration" rel="tag">auto restoration</a>. Generally you will want to keep your articles in the range of 400 to 600 words. <br /><br /> Prior to writing your articles you should determine the keywords you are targeting and use those in the article itself. That way the <a href="http://www.artwoo.com/tag/search+engines" rel="tag">search engines</a> can pick up on them and their relevance to your website. Try to place those important keywords within the first and last paragraphs of the article you are writing. By writing in this manner you will gain the interest of surfers interested in your niche and that of publishers and webmasters also. <br /><br /> The part of the article that allows you to gain a backlink to your website is known as the resource box. This is an area at the end of the article that allows you to tell a little about yourself or your website with a link. You generally want to keep this to a three to five <a href="http://www.artwoo.com/tag/line+blurb" rel="tag">line blurb</a> with one line about yourself and one or two about your website. That should cover it and get them interested enough to click through the link. <br /><br /> You might be wondering how this will assist you in getting traffic to your site. One way is by allowing other websites to use this content for republishing on their sites with resource box and all. Whenever someone uses that article to build content on their own site it will give you one more link and free online exposure which is how article marketing works. <br /><br /> To really leverage your article <a href="http://www.artwoo.com/tag/marketing+efforts" rel="tag">marketing efforts</a> you should submit your article to the major article directories such as Ezine. These larger article directories get traffic from webmasters looking for content to use on their sites and will allow your article maximum exposure. Whenever someone uses an article from one of these article directories part of the terms of use is keeping the resource box intact. As your article is used in the future it will continue to build backlinks to your website for years to come <br /><br /> If you are thinking of using article marketing in a more specialized niche you can offer exclusive articles to a few websites for publication while including a link back to your website. Make sure to mention that the offer is unique and you will probably get a high acceptance rate. <br /><br /> By using these article marketing techniques in conjunction with web directory submissions you can gain additional exposure and traffic to your website.   <bio>The Authority <a href="http://www.authoritydirectory.com/" >http://www.authoritydirectory.com/</a> Web Directory is a vital resource in every online-marketing campaign. Begin your link building effort here by visiting our <a href="http://www.authoritydirectory.com/submit.php" >http://www.authoritydirectory.com/submit.php</a> Submit URL page.  </bio>]]></content:encoded>
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				<title>Your Signature File -- Give It Some Love.</title>
		<link>http://www.artwoo.com/article/your-signature-file-give-it-some-love</link>
		<comments>http://www.artwoo.com/article/your-signature-file-give-it-some-love#comments</comments>
				<pubDate>Mon, 14 Aug 2006 12:27:12 +0000</pubDate>
		<category>signature file</category><category>sig lines</category><category>sig file</category><category>entice</category><category>gadgets</category><category>emails</category><category>url</category>		<guid>http://www.artwoo.com/article/your-signature-file-give-it-some-love</guid>
		<description><![CDATA[Your signature file -- the blurb at the end of your forum posts and your emails -- is prime real estate. Are you using it to the fullest?  Do you put any thought into your sig lines? I hope you are putting as much thought into your sig lines as you would a paid advertisement. Your signature file]]></description>
    <content:encoded><![CDATA[Your <a href="http://www.artwoo.com/tag/signature+file" rel="tag">signature file</a> -- the blurb at the end of your forum posts and your <a href="http://www.artwoo.com/tag/emails" rel="tag">emails</a> -- is prime real estate. Are you using it to the fullest? <br /><br /> Do you put any thought into your <a href="http://www.artwoo.com/tag/sig+lines" rel="tag">sig lines</a>? I hope you are putting as much thought into your sig lines as you would a paid advertisement. Your signature file has the potential to work for you, if you let it. <br /><br /> Of course, if you're posting on forums, the #1 most important thing is your actual message. Don't attach your signature file to anything that will reflect poorly on your business. <br /><br /> And, likewise, in emails, if you're sending around jokes that are a little risque, then think twice about attaching your <a href="http://www.artwoo.com/tag/url" rel="tag">URL</a> if it's not appropriate. <br /><br /> Tip 1: Give people a reason to click on your URL. <br /><br /> How can you <a href="http://www.artwoo.com/tag/entice" rel="tag">entice</a> viewers to click? <br /><br /> Your signature file should capture attention and create interest. It should always be clear and direct in stating the benefits your program offers. <br /><br /> Don't just say "We sell <a href="http://www.artwoo.com/tag/gadgets" rel="tag">gadgets</a>." Explain how those gadgets will help your potential customers save time, money or to make their lives better. <br /><br /> Tip 2: Don't Write a Novel <br /><br /> Make your signature file short and catchy. A long, drawn-out signature file is sure to be ignored. And, a boring one will be, too. Stick to one or two URLs, even if you have 30 or 40 websites. Any more than that will dilute your branding and effectiveness. <br /><br /> Tip 3: Don't Confuse <br /><br /> When writing your <a href="http://www.artwoo.com/tag/sig+file" rel="tag">sig file</a>, remember that a confused mind always says "no". Don't go crazy in your signature file with too many links or options. Be clear and direct about the benefits of your program so anyone and everyone reading it can see exactly how your product or service can help them. <br /><br /> Don't assume readers know as much as you do about your business. Don't talk jargon. Some terms or ideas in your industry may be over the heads of potential customers. Oftentimes I read ads and have no idea what in the heck they are selling, or why I'd need it. Make sure to state your benefits in simple words and grammar so that anyone who isn't in your industry can understand them. For instance, everyone has skin, but not everyone knows what an epidermis is. Make it simple. <br /><br /> Tip 4: Nab them <br /><br /> Once a reader does click through your sig line, do you have a way to capture their contact info so you can stay in touch? If not, get your newsletter sign-up box ready to collect those interested visitors. Otherwise, you're losing that potential customer, possibly forever. <br /><br /> If appropriate, offer something free to collect their email addresses. Offering a discounted item or freebie is always a good idea. <br /><br /> You may be wasting PRIME opportunities to get visitors to your site if you aren't putting as much thought into your sig line as you would invest writing paid ads. Try some new wording and watch your click-through rate rise.   <bio>Nicole Dean shares advice for work at home moms at her fun and informative site <a href="http://www.ShowMomtheMoney.com" >http://www.ShowMomtheMoney.com</a> Do you need free bonuses to offer? Don't miss <a href="http://www.Free-ebooksOnline.com" >http://www.Free-ebooksOnline.com</a> </bio>]]></content:encoded>
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				<title>20 Tips For Building A Better Bio</title>
		<link>http://www.artwoo.com/article/20-tips-for-building-a-better-bio</link>
		<comments>http://www.artwoo.com/article/20-tips-for-building-a-better-bio#comments</comments>
				<pubDate>Tue, 10 Oct 2006 20:27:02 +0000</pubDate>
		<category>quot</category><category>email signature</category><category>chicago cubs</category><category>kristie tamsevicius</category><category>marketing</category><category>turkey farmers</category><category>promotional flyers</category>		<guid>http://www.artwoo.com/article/20-tips-for-building-a-better-bio</guid>
		<description><![CDATA[A bio is a key part of your marketing toolbox. And a well written one is worth it's weight in gold! This seeming simple marketing blurb has the amazing power to wow the media, impress a decision maker, or showcase your expertise to any potential buyer. And, once you have written a good bio, you'll]]></description>
    <content:encoded><![CDATA[A bio is a key part of your <a href="http://www.artwoo.com/tag/marketing" rel="tag">marketing</a> toolbox. And a well written one is worth it's weight in gold! This seeming simple marketing blurb has the amazing power to wow the media, impress a decision maker, or showcase your expertise to any potential buyer. And, once you have written a good bio, you'll find a million uses for it. In addition to adding one to your website, you can use in your article byline, <a href="http://www.artwoo.com/tag/email+signature" rel="tag">email signature</a>, one sheet, <a href="http://www.artwoo.com/tag/promotional+flyers" rel="tag">promotional flyers</a>, brochures, sales letters, and more! But how you go about writing a bio? <br /><br /> Below are some 20 tips for what to include in your bio. <br /><br /> 1. Area of expertise  2. Title and company name  3. Media coverage you have received including television, magazine, and radio  4. Topic you you are a sought after speaker on  5. Number of people you have spoken to  6. Number of counties you have spoken in  7. Names of books you have authored  8. Credentials including notable awards or recognitions you have won  9. Clubs or organizations that you are actively involved in  10. Personal insights such as what you believe, your mission, your vision  11. Quirky fact about you such as and<a href="http://www.artwoo.com/tag/quot" rel="tag">quot</a>;A former school teacher-turned-confrontation expert, Jane helps people communicate more effectively. Or an avid baseball fan, when Bill is not speaking, you'll find him eating hot dogs and watching the <a href="http://www.artwoo.com/tag/chicago+cubs" rel="tag">Chicago Cubs</a> with his son Dave.  12. Interests or hobbies  13. Occupation of your parents, if it's interesting and adds to the story. Ex: The son of Vermont <a href="http://www.artwoo.com/tag/turkey+farmers" rel="tag">Turkey Farmers</a>, Jim Smith is....  13. What your hometown is known for.  14. Interesting or substantial former careers  15. What led you to start your current business  16. What you help people to do  17. Events that shaped your life  18. Offices you have held  19. Call to action like andquot;For a free report on andquot;9 Ways to Build your Bottom Lineandquot; visit (insert your URL).  <bio><a href="http://www.artwoo.com/tag/kristie+tamsevicius" rel="tag">Kristie Tamsevicius</a> turns entrepreneurs into the lavishly paid in-demand experts in their field. Learn how to attract customers andamp; gain visibility while successfully promoting your business online with our FREE report andquot;Web Branding Secretsandquot; at <a href="http://www.brandingonthenet.com/branding1.htm" >http://www.brandingonthenet.com/branding1.htm</a> </bio>]]></content:encoded>
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				<title>The Downside to Personal Branding</title>
		<link>http://www.artwoo.com/article/the-downside-to-personal-branding</link>
		<comments>http://www.artwoo.com/article/the-downside-to-personal-branding#comments</comments>
				<pubDate>Sun, 26 Oct 2008 14:22:27 +0000</pubDate>
		<category>donald trump</category><category>consent form</category><category>blurb</category><category>rest of your life</category><category>billionaire</category><category>business success</category><category>downside</category>		<guid>http://www.artwoo.com/article/the-downside-to-personal-branding</guid>
		<description><![CDATA[Every time you go into a hospital for surgery or treatment you're always asked to sign a consent form listing not only the possible benefits of the procedure but also the possible complications. If there's a chance you could die on the table they want you to know about it so they can absolve]]></description>
    <content:encoded><![CDATA[Every time you go into a hospital for surgery or treatment you're always asked to sign a <a href="http://www.artwoo.com/tag/consent+form" rel="tag">consent form</a> listing not only the possible benefits of the procedure but also the possible complications. If there's a chance you could die on the table they want you to know about it so they can absolve themselves of any blame if the worst happens. Why then is there so little said about the possible <a href="http://www.artwoo.com/tag/downside" rel="tag">downside</a> of personal branding?<br><br>Granted, personal branding is a great way to help your company grow. It allows you to firmly establish yourself as an expert in your field, something that always makes you feel good because you've probably worked very hard to get there, and it opens doors to advancement and expansion that you wouldn't have otherwise had available to you.<br><br>The question is, what happens when something goes wrong and personal branding is revealed as something less than the miracle that it's purported to be?<br><br>There are some definite pitfalls to personal branding, the first being that because you are the brand it's going to be difficult (if not impossible) to transition out when you're ready to try out new waters. If <a href="http://www.artwoo.com/tag/donald+trump" rel="tag">Donald Trump</a> were to decide today that he'd had enough of being a professional <a href="http://www.artwoo.com/tag/billionaire" rel="tag">billionaire</a> and wanted to learn how to dive in the Olympics he would still always be known as the <a href="http://www.artwoo.com/tag/business+success" rel="tag">business success</a> he's branded himself.<br><br>It's important that you understand personal branding is not the same as corporate branding. Corporate branding encourages you to pitch your company, your products, your services AND your team to the public, and after you've done all that you might throw in a quick little <a href="http://www.artwoo.com/tag/blurb" rel="tag">blurb</a> about yourself and your history as an official bio and call it a day.<br><br>Personal branding isn't about your company, or what you do, a problem that we'll talk about it just a second. Personal branding is marketing yourself, and when you're marketing yourself you're marketing something that matters-something you're going to be stuck with for the <a href="http://www.artwoo.com/tag/rest+of+your+life" rel="tag">rest of your life</a>. Who you brand yourself now is who you're going to be in the public eye for the rest of your life.<br><br>It's important you make sure that's something you can live with.<br><br>The second problem is that when you tie your personal brand in with a company you are also giving your company the right to ride on your reputation. That means if something happens to knock your credibility in the field your personal brand is going to suffer, and the success and future of the company along with it. That also goes both ways. It's very difficult to maximize on the potential of personal branding, then attempt to separate your reputation from that of the corporation if something goes terribly, terribly wrong.<br><br>The bottom line is that in order to become a successful personal brand, you must first identify your core values and work with them. From that point on it's vital to ensure that your reputation and the reputation of your company are able to live up to the promise made by your brand. Forget that retirement home in Oahu. You're in this for the long haul.<bio>Ray Subs is a public relations specialist working with N2Growth, a leader in business growth solutions. For more information, visit <a href="http://www.n2growth.com/">the official N2Growth website.</a> .</bio>]]></content:encoded>
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				<title>Affiliate Marketing: A Guaranteed Way To Boost Sales</title>
		<link>http://www.artwoo.com/article/affiliate-marketing-a-guaranteed-way-to-boost-sales</link>
		<comments>http://www.artwoo.com/article/affiliate-marketing-a-guaranteed-way-to-boost-sales#comments</comments>
				<pubDate>Mon, 20 Nov 2006 14:27:03 +0000</pubDate>
		<category>google adwords</category><category>ipod headphones</category><category>ipod accessories</category><category>quot</category><category>preferably</category><category>ipods</category><category>affiliate marketing</category>		<guid>http://www.artwoo.com/article/affiliate-marketing-a-guaranteed-way-to-boost-sales</guid>
		<description><![CDATA[Anyone serious about affiliate marketing has most likely considered using Google AdWords. It's a great way to get instant traffic to your site, and if you know what you're doing you can get that traffic for much less than it's worth. But most beginners do it all wrong, lose a bunch of money, and]]></description>
    <content:encoded><![CDATA[Anyone serious about <a href="http://www.artwoo.com/tag/affiliate+marketing" rel="tag">affiliate marketing</a> has most likely considered using <a href="http://www.artwoo.com/tag/google+adwords" rel="tag">Google AdWords</a>. It's a great way to get instant traffic to your site, and if you know what you're doing you can get that traffic for much less than it's worth. But most beginners do it all wrong, lose a bunch of money, and then pause their AdWords accounts without having seen a single sale. There is a way to avoid this. <br /><br /> Let's say you've got a site that sells <a href="http://www.artwoo.com/tag/ipod+accessories" rel="tag">iPod accessories</a>. (It doesn't matter what the product is, really, or if you're an affiliate or a vendor.) Your site has a separate page for dozens of different iPod accessories, from carrying cases to battery packs to stereo docks, each with a picture, a little blurb (<a href="http://www.artwoo.com/tag/preferably" rel="tag">preferably</a> a review), and a purchase link. So how do you set up an AdWords account to sell this stuff? Most people fill up a single ad group with keywords like and<a href="http://www.artwoo.com/tag/quot" rel="tag">quot</a>;<a href="http://www.artwoo.com/tag/ipods" rel="tag">ipods</a>,andquot; andquot;ipod accessories,andquot; andquot;<a href="http://www.artwoo.com/tag/ipod+headphones" rel="tag">ipod headphones</a>,andquot; etc., write an all-purpose ad that sends visitors to their home page, and then watch as click after click -- all of which cost anywhere from $0.10 to a couple of bucks -- fails to result in a sale. A few hundred clicks and you're deep in the hole with nothing to show for it. <br /><br /> Where did you go wrong? First (and most important), you should have different ad groups for different sets of keywords. For example, an ad group for headphones, an ad group for cases, an ad group for stereo units, etc. This makes it easier to write targeted ads for specific products. Someone looking to buy a pair of headphones is much more likely to click on an ad for andquot;iPod headphonesandquot; than one for a general term like andquot;iPod accessories.andquot; <br /><br /> Second, your keywords are all wrong. They're too general. The people who click on ads for general terms are usually in an early stage of the buying cycle -- they're just looking around, not really sure what they want to buy or if they want to buy anything at all. You want to catch people after they've looked around and decided what they want to buy. To do this, you've got to focus in on super-specific keywords. Don't just bid on andquot;ipod headphonesandquot;; this term will be far too competitive and the clicks will be too expensive. Bid on andquot;Etymotic Research ER-6i earphonesandquot; or andquot;Shure E4c earphones.andquot; Use the exact name of each product on your site, stick it in its own ad group with its own highly targeted ad, and send users to the purchase page for that specific product. The clicks you'll get for these ads will be ready to buy and may convert hundreds of times better than clicks for more general terms. Of course, setting up all those different ad groups can take a lot of time, especially if you're selling hundreds or thousands of different products. (Check out my article on dynamic keyword insertion for some tips on how to automate a big chunk of this task. You'll find the link at the end of this article.) <br /><br /> Last but not least, you need a good landing page. This is the page a user will see after he clicks your ad. This should never be your home page. Someone searching for a specific product doesn't want to find a link for it only to be taken to a catalog where he'll have to find it all over again. He'll click the back button before your page finishes loading. If the ad is for andquot;Shure E4c earphones,andquot; for example, the landing page should be your Shure E4c earphones page. This should contain a headline -- andquot;Shure E4c Earphonesandquot; -- a picture, maybe a star rating, and a blurb or review, followed by your purchase link. That's it. No AdSense ads, no banners -- no andquot;traffic leaks,andquot; in other words. It should be very clear what you want the user to do: you want him to see that he's on the right page (by reading the headline and looking at the picture), read about the product (thus confirming that, yes, he wants it), and then follow your link to buy it. Don't give him any other options. <br /><br /> Set up your AdWords accounts following this blueprint, and you can't lose. With paid clicks, it's all about quality over quantity. (Would you rather get 300 clicks and no sales, or 60 clicks and 10 sales?) You won't get as much traffic this way, but the clicks will be cheaper and more targeted, and your conversion rates will go from abysmal to awe-inspiring, just like that.  <bio>Ryan Cole runs <a href="http://www.theinternetmarketingblog.org" >http://www.theinternetmarketingblog.org</a>. To learn more about affiliate marketing through Google AdWords, check out his <a href="http://www.theinternetmarketingblog.org/2006/08/30/chris-mcneeneys-adwords-miracle/" >http://www.theinternetmarketingblog.org/2006/08/30/chris-mcneeneys-adwords-miracle/</a> </bio>]]></content:encoded>
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				<title>Home Equity Line Of Credit - Is There A</title>
		<link>http://www.artwoo.com/article/home-equity-line-of-credit-is-there-a</link>
		<comments>http://www.artwoo.com/article/home-equity-line-of-credit-is-there-a#comments</comments>
				<pubDate>Sat, 15 Apr 2006 15:50:02 +0000</pubDate>
		<category>home equity loans</category><category>home equity line of credit</category><category>equity line</category><category>equity lines</category><category>sum of money</category><category>carefully</category><category>mortgage</category>		<guid>http://www.artwoo.com/article/home-equity-line-of-credit-is-there-a</guid>
		<description><![CDATA[For the most part, homeowners are familiar with home equity loans and home equity lines of credit. With either option, you are able to acquire funds for emergencies, home improvement projects, etc. Getting a line of credit and using your home's equity to your advantage is a huge benefit to owning a]]></description>
    <content:encoded><![CDATA[For the most part, homeowners are familiar with <a href="http://www.artwoo.com/tag/home+equity+loans" rel="tag">home equity loans</a> and home <a href="http://www.artwoo.com/tag/equity+line" rel="tag">equity line</a>s of credit. With either option, you are able to acquire funds for emergencies, home improvement projects, etc. Getting a line of credit and using your home's equity to your advantage is a huge benefit to owning a home. However, before completing the credit application, homeowners should <a href="http://www.artwoo.com/tag/carefully" rel="tag">carefully</a> read and understand the credit line agreement. <br /><br /> How Does a <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">Home Equity Line of Credit</a> Work? <br /><br /> A home equity line of credit is a credit line that is based on your home's equity. For example, if you owe $80,000 on a $120,000 <a href="http://www.artwoo.com/tag/mortgage" rel="tag">mortgage</a>, your home's equity is $40,000. When applying for a home equity line of credit, the lender will approve you for a credit line up to the amount of your home's equity. Lines of credit are slightly different than home equity loans. While home equity loans are also based on your home's equity, homeowners obtain a lump <a href="http://www.artwoo.com/tag/sum+of+money" rel="tag">sum of money</a> upon approval of their loan application. These loans are generally based on a fixed rate, whereas lines of credit have variable rates. <br /><br /> How to Obtain Funds with a Home Equity Line of Credit <br /><br /> Getting money from your home equity line of credit is very simple. Once a lender approves your line of credit, you will be issued a checkbook or ATM card. Whenever you need cash, you simply write yourself a check from your credit line. Because the amount you withdraw from a line of credit varies, your monthly payments will also vary. If you prefer a predictable monthly payment, a home equity loan will best suit your needs. <br /><br /> Home Equity Line of Credit Prepayment Penalty <br /><br /> Home <a href="http://www.artwoo.com/tag/equity+lines" rel="tag">equity lines</a> of credit have specific terms. Your lender may approve your line of credit for 10 to 25 years. At the end of the term, you must re-apply to obtain another credit line. Home equity lines of credit are similar to other mortgage loans in regards to prepayment penalties. <br /><br /> Before applying and accepting a lender's offer, carefully review the offer and inquire of prepayment penalties. With a prepayment penalty, you are charged a fee if the credit line is closed before the end of the term. Typical fees are about $500. However, if the balance on your line of credit is zero, but the account remains open for future withdrawals, prepayment fees will not apply.   <bio>Visit <a href="http://www.abcloanguide.com/homeequityloan.shtml">http://www.abcloanguide.com/homeequityloan.shtml</a> for a list of home equity line of credit lenders. View our recommended home equity line of credit lenders online. </bio>]]></content:encoded>
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				<title>A Quick Look At Home Equity Line Of Credit</title>
		<link>http://www.artwoo.com/article/a-quick-look-at-home-equity-line-of-credit</link>
		<comments>http://www.artwoo.com/article/a-quick-look-at-home-equity-line-of-credit#comments</comments>
				<pubDate>Wed, 03 May 2006 00:32:04 +0000</pubDate>
		<category>equity line</category><category>home equity line of credit</category><category>sum of money</category><category>amount of money</category><category>financial adviser</category><category>incase</category><category>equity credit line</category>		<guid>http://www.artwoo.com/article/a-quick-look-at-home-equity-line-of-credit</guid>
		<description><![CDATA[What do you mean by home equity line of credit?  To borrow a sum of money against your equity is popularly known as home equity line of credit. You can use this amount to reconstruct or renovate your home, to pay your medical bills, to finance a new purchased home, to consolidate your high interest]]></description>
    <content:encoded><![CDATA[What do you mean by home <a href="http://www.artwoo.com/tag/equity+line" rel="tag">equity line</a> of credit? <br /><br /> To borrow a <a href="http://www.artwoo.com/tag/sum+of+money" rel="tag">sum of money</a> against your equity is popularly known as <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a>. You can use this amount to reconstruct or renovate your home, to pay your medical bills, to finance a new purchased home, to consolidate your high interest debts or for higher education of any of your family members. <br /><br /> Is a home equity line of credit is perfect for you? <br /><br /> If you are in need of money, equity home lines might be a good solution to find a credit. First of all, they offer you big cash at comparatively low interest rates. And they can even offer you certain tax deductions, which are not available with other kinds of credits. <br /><br /> But at the same time <a href="http://www.artwoo.com/tag/equity+credit+line" rel="tag">equity credit line</a> takes your home as security. This step by the financial companies may put your home at risk. If you are unable to refinance within the specified time, you might end up losing your home. At the same time, home equity line of credit offers you easy access to money at times of need. So <a href="http://www.artwoo.com/tag/incase" rel="tag">incase</a> you are confused and cannot decide if home equity line of credit will benefit you in the long run, it is recommended that you consult a <a href="http://www.artwoo.com/tag/financial+adviser" rel="tag">financial adviser</a> before applying for a home equity line credit. <br /><br /> How much money can you borrow on a home equity line of credit? <br /><br /> The <a href="http://www.artwoo.com/tag/amount+of+money" rel="tag">amount of money</a> depends on factors like: <br /><br /> 1. Your monthly income. <br /><br /> 2. Your present and past credit ratings. <br /><br /> 3. Your outstanding debt. <br /><br /> 4. Value of your home equity. <br /><br /> 5. The term for which you are taking home credit line of equity. <br /><br /><br /><br /> How to find a low rate home equity line of credit? <br /><br /> 1. You should shop around for the best rate available. Try different sources like brokers, banks, and credit unions. <br /><br /> 2. Don't forget to try online home credit line of equity to match the available best interest rates. <br /><br /> 3. Compare your rates with rates available in advertisements. <br /><br /> A little bit of research will surely get you a better home equity line of credit.   <bio>We have gathered all mortgage info you need to know on one source. Find it only on <a href="<a href="http://www.leandernet.com">http://www.leandernet.com</a>/Mortgage/Mortgage.php"><a href="http://www.leandernet.com">http://www.leandernet.com</a>/Mortgage/Mortgage.php.</a>. All about home loans on LeanderNet - <a href="http://www.leandernet.com">http://www.leandernet.com</a> </bio>]]></content:encoded>
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				<title>Fly Fishing Lines</title>
		<link>http://www.artwoo.com/article/fly-fishing-lines</link>
		<comments>http://www.artwoo.com/article/fly-fishing-lines#comments</comments>
				<pubDate>Mon, 07 May 2007 11:14:58 +0000</pubDate>
		<category>fly line</category><category>fly lines</category><category>vice versa</category><category>insect repellents</category><category>take extra care</category><category>liquids</category><category>good condition</category>		<guid>http://www.artwoo.com/article/fly-fishing-lines</guid>
		<description><![CDATA[ Next to rods, fly lines have a significant part to fulfill for fly fishing enthusiasts. Without the proper fly line, there's a probability that casting could turn out a disaster. But before we get to that, let's take a look at the different components of a fly line. We mentioned that casting has]]></description>
    <content:encoded><![CDATA[ Next to rods, <a href="http://www.artwoo.com/tag/fly+line" rel="tag">fly line</a>s have a significant part to fulfill for fly fishing enthusiasts. Without the proper fly line, there's a probability that casting could turn out a disaster. But before we get to that, let's take a look at the different components of a fly line.<br /><br /><br /><br /> We mentioned that casting has something to do with the line. Also, the size of the line determines how good casting could possibly become and not by the weight of the lure. This explains why the forms and sizes of the <a href="http://www.artwoo.com/tag/fly+lines" rel="tag">fly lines</a> vary as well. Eventually, the importance and difference of the different forms and sizes of the lines is evident according to how it is used. Some lines are meant to sink and some to float. There are also lines which have a sinking tip though the main section of it floats. <br /><br /> Fly lines have different purposes. Lines could work in different types of environments such as fresh, salt water, cold and tropical temperatures. So if you are eyeing a specific type of water for fishing, ask for an advice first about which line works best. <br /><br /> In maintaining the <a href="http://www.artwoo.com/tag/good+condition" rel="tag">good condition</a> of your fly line, make sure that you <a href="http://www.artwoo.com/tag/take+extra+care" rel="tag">take extra care</a> the moment you start using it. Simple errors like stepping on the line, casting it without a leader and pinching it in between the spool and reel could greatly affect the safety during fishing. Not only that, damaging <a href="http://www.artwoo.com/tag/liquids" rel="tag">liquids</a> like <a href="http://www.artwoo.com/tag/insect+repellents" rel="tag">insect repellents</a> or fuel can damage your line. Make sure your fly line is secured. <br /><br /> To make sure that your line always keep its good condition even when you're certain that it hasn't been exposed to damaging liquids or other reasons; clean your line regularly. You never know what else is in the water that your eyes can't see, these microorganisms could be bad or good but if it's bad, it means it isn't clean and dirt can eventually cause your line to sink if it's meant to float or <a href="http://www.artwoo.com/tag/vice+versa" rel="tag">vice versa</a>. <br /><br /> Just be sure you regularly clean your fishing line by using cleaning pads. For an extra mild cleaning protection, avoid heavy detergents. Use a few drops of water with mild soap and wipe with damp cloth and you're good to go.   <bio>If you like this article and are interested with other information about fly fishing, visit <a href="http://fly-fishing-tips.com" >http://fly-fishing-tips.com</a>.  </bio>]]></content:encoded>
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				<title>September American League Trends</title>
		<link>http://www.artwoo.com/article/september-american-league-trends</link>
		<comments>http://www.artwoo.com/article/september-american-league-trends#comments</comments>
				<pubDate>Tue, 19 Sep 2006 10:27:04 +0000</pubDate>
		<category>kansas city royals</category><category>new york yankees</category><category>mlb baseball</category><category>baseball betting</category><category>money line</category><category>wager</category><category>bet</category>		<guid>http://www.artwoo.com/article/september-american-league-trends</guid>
		<description><![CDATA[Whether you have never bet on MLB baseball or have done so casually, this article will help further your knowledge. For those that don't already know, the MLB season takes up just over half of the calendar year. Each team plays 162 games per season. Multiple that by the number of teams in MLB]]></description>
    <content:encoded><![CDATA[Whether you have never <a href="http://www.artwoo.com/tag/bet" rel="tag">bet</a> on <a href="http://www.artwoo.com/tag/mlb+baseball" rel="tag">MLB baseball</a> or have done so casually, this article will help further your knowledge. For those that don't already know, the MLB season takes up just over half of the calendar year. Each team plays 162 games per season. Multiple that by the number of teams in MLB baseball and you have thousands of betting opportunities each season. <br /><br /> The MLB <a href="http://www.artwoo.com/tag/baseball+betting" rel="tag">baseball betting</a> line has three main components. <br /><br /> 1. The <a href="http://www.artwoo.com/tag/money+line" rel="tag">money line</a>.  2. The run line.  3. The totals line. <br /><br /> The money line is where you bet on a time to win or lose. There are no spreads or other factors to worry about. If your team wins the game, you win your <a href="http://www.artwoo.com/tag/wager" rel="tag">wager</a>. An example of an MLB baseball betting money line would be something like this: <br /><br /> <a href="http://www.artwoo.com/tag/kansas+city+royals" rel="tag">Kansas City Royals</a> and#43;190  <a href="http://www.artwoo.com/tag/new+york+yankees" rel="tag">New York Yankees</a> -220 <br /><br /> In the above example, the Royals are on the road and an underdog (and#43;190). The and#43;190 means that if you bet the Royals and they win, you will be paid $1.90 for every $1.00 you wagered. Conversely, if you wager on the Yankees and they win, you will get back $1.00 for every $2.20 you wager. Here's an easy way to remember this. If you see a plus sign (+), that's the amount you win for each $1 you wager. If you see a minus sign (-), that's the amount you need to wager to win $1. <br /><br /> The run line incorporates what is called a spread. The spread on the run line is 1.5 runs. If you wager on the underdog, you get 1.5 runs, which means the favorite must beat your team by 2 runs or more. Conversely, if you bet on the favorite, they must win by at least two runs for you to win your wager. Here's the important fact about the run line. It changes the money line. Let's see what the run line could hypothetically do to our above example. <br /><br /> Kansas City Royals and#43;1.5 -115  New York Yankees -1.5 -105 <br /><br /> By taking these teams on the run line, the money you have to lay down changes as well. In the above example, you just need to lay $1.05 per $1.00 you wish to win on the Yankees, because you need them to win by two runs. <br /><br /> The totals line is very simple. It's the combined number of runs both teams score. If, for example, the total line for the above game was 9, you could bet under or over 9 runs. Bet the over and you need over 9 runs to win. Bet the under and you need under 9 runs to win. A tie is a andquot;pushandquot;, so your money will be returned. <br /><br /> Once you get the hang of it, the MLB baseball lines will be second nature. Just remember, a plus sign means the number is what you get for each $1 wagered and a minus sign is what you must bet to win $1. Good luck!  <bio>Author Links: <a href="http://www.advantagesportsbetting.com" >http://www.advantagesportsbetting.com</a> <a href="http://www.sportsgamblingreview.com" >http://www.sportsgamblingreview.com</a> <a href="http://www.sportsbettingbaseball.com" >http://www.sportsbettingbaseball.com</a> </bio>]]></content:encoded>
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				<title>Beginner Fly Fishing Techniques - Casting The Fly</title>
		<link>http://www.artwoo.com/article/beginner-fly-fishing-techniques-casting-the-fly</link>
		<comments>http://www.artwoo.com/article/beginner-fly-fishing-techniques-casting-the-fly#comments</comments>
				<pubDate>Thu, 21 Feb 2008 12:15:00 +0000</pubDate>
		<category>fly fishing</category><category>fly rod</category><category>o clock</category><category>little at a time</category><category>forearm</category><category>straight line</category><category>flick</category>		<guid>http://www.artwoo.com/article/beginner-fly-fishing-techniques-casting-the-fly</guid>
		<description><![CDATA[ I was put off of fly fishing for years simply because I thought it would be too hard to learn. There is so much hype about casting a fly with a fly rod, different actions and movements that it all sounds too complicated for the poor beginner. Well the art of casting a fly is in truth really quite]]></description>
    <content:encoded><![CDATA[ I was put off of <a href="http://www.artwoo.com/tag/fly+fishing" rel="tag">fly fishing</a> for years simply because I thought it would be too hard to learn. There is so much hype about casting a fly with a <a href="http://www.artwoo.com/tag/fly+rod" rel="tag">fly rod</a>, different actions and movements that it all sounds too complicated for the poor beginner. Well the art of casting a fly is in truth really quite simple, and with a few beginner fly fishing techniques just about anyone can do it. <br /><br /> With fly fishing your aim is to cast your fly and have it land naturally on the water so that it attracts fish. The main problem with this is that you have no weight on the end of your line to propel it to where you want it to go. Instead you are using a heavy main line with a short piece of very light line attached, onto which you tie your fly. <br /><br /> This means that you use the weight of the line itself to make the cast, and this involves letting out line a <a href="http://www.artwoo.com/tag/little+at+a+time" rel="tag">little at a time</a>, then casting it behind you, casting it forwards, letting out more line, casting behind, bringing it forwards and so on. This is called false casting and allows you to build up the cast until enough line is let out to land the fly where you want it. <br /><br /> With a small amount of practice this will get easier and easier. Start off small by trying out your casting on an area of clear grass, in a field or a large garden, there is no need to use a fly or hook at this point as it could become snagged or injure someone. <br /><br /> (1)Let out about twenty feet of line in front of you, stand nice and loose and point the rod in front of you so that the rod and line form a continuous <a href="http://www.artwoo.com/tag/straight+line" rel="tag">straight line</a>. <br /><br /> (2)Hold the rod with your thumb resting on the top of the handle. During the cast you will only be moving your wrist and <a href="http://www.artwoo.com/tag/forearm" rel="tag">forearm</a> and not your shoulder. <br /><br /> (3)Trap the line coming from the reel under a finger and raise the rod to about ten o'clock, then <a href="http://www.artwoo.com/tag/flick" rel="tag">flick</a> the rod backwards to pick the line up off the grass, and propel it behind you until it is at one o'clock <br /><br /> (4)Stop the movement sharply, and your wrist should be pointing straight up with the tip of the rod behind you still at one o'clock. <br /><br /> (5)Now you have to pause slightly to let the line straighten out behind you until you feel a gentle tug (this is when the line is fully extended). <br /><br /> (6)Sweep the rod forward and down, lowering your elbow at the same time. As the line unfurls release the line trapped under your finger. <br /><br /> (7)To increase the length of cast flick the rod back again and while trapping the line under your finger pull a few yards of line off with your other hand, cast the rod forward as before and release the trapped line. <br /><br /> You are now fly fishing. You may be a bit awkward at first, but with a little practice you will look and feel like a professional. These are just your first basic steps to fly fishing, by picking up a few more beginner fly fishing techniques you will soon learn all the secrets and tips of the fly fisherman.   <bio>For more great fishing tips go to <a href="http://www.buytryreview.com/category/fishing" >http://www.buytryreview.com/category/fishing</a>  </bio>]]></content:encoded>
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				<title>Free Ways To Generation Lead Marketing Mlm Network</title>
		<link>http://www.artwoo.com/article/free-ways-to-generation-lead-marketing-mlm-network</link>
		<comments>http://www.artwoo.com/article/free-ways-to-generation-lead-marketing-mlm-network#comments</comments>
				<pubDate>Mon, 10 Dec 2007 04:15:01 +0000</pubDate>
		<category>marketing budget</category><category>article submissions</category><category>article submission</category><category>section article</category><category>mlm business</category><category>blurb</category><category>website address</category>		<guid>http://www.artwoo.com/article/free-ways-to-generation-lead-marketing-mlm-network</guid>
		<description><![CDATA[ Lead generation is something that is an important skill for a person to have when getting into MLM. Generation lead marketing MLM network requires that a person be able to find ways to get new leads. While there are many ways to generate leads, some allow for a person to do it free.  Sticking to a]]></description>
    <content:encoded><![CDATA[ Lead generation is something that is an important skill for a person to have when getting into MLM. Generation lead marketing MLM network requires that a person be able to find ways to get new leads. While there are many ways to generate leads, some allow for a person to do it free. <br /><br /> Sticking to a <a href="http://www.artwoo.com/tag/marketing+budget" rel="tag">marketing budget</a> is something that is important for any business. In the <a href="http://www.artwoo.com/tag/mlm+business" rel="tag">MLM business</a> it can be very easy to blow a lot of money generating leads. This should not be the case, though. There are plenty of opportunities to generate leads for free. <br /><br /> One way is through <a href="http://www.artwoo.com/tag/article+submissions" rel="tag"><a href="http://www.artwoo.com/tag/article+submission" rel="tag">article submission</a>s</a>. A person can write one article pertaining to MLM or generation lead marketing MLM network. At the bottom of the article they create a bio where they provide their name, a little <a href="http://www.artwoo.com/tag/blurb" rel="tag">blurb</a> about their business and their <a href="http://www.artwoo.com/tag/website+address" rel="tag">website address</a>. The article can then be submitted to article directories for free. Once published people reading the article will come visit the website through the link in the bio section. <br /><br /> Article submission can work out really well and is becoming very popular. It is a good way to market without being too bold about it. Article submission also helps to show that a person is knowledgeable on a subject, which can help to make people trust in them more. This trust can lead to more sales and more recruits for the MLM business. <br /><br /> Another option is to insert a box on the website where visitors can enter their name and contact information. This is usually a request for a free gift, a newsletter or simply for more information. Once they enter their request then a person can use that contact information to contact them in regards to the opportunity. <br /><br /> Generating leads is something that anyone can do. It is all about learning the best ways to get them. No person should feel they have to pay for leads. In fact, the leads a person generates himself or herself are usually much better then anything they could buy anyway. <br /><br /> This is because these are verified leads. They are leads that are fresh and current. They are leads where the person is expecting to be contacted and wants to be contacted. <br /><br /> Lead generation is something that has to be done at some point to keep a MLM business alive. Therefore, it a skill well worth working on.   <bio>Anna Hugi is a sole parent of three young boys. To be able to stay home with them she runs an online home based business. To find out more about the generic system she is using to expend it please visit <a href="http://www.payitforwardforprofits.info" >http://www.payitforwardforprofits.info</a>  </bio>]]></content:encoded>
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				<title>Finding Home Equity Line Of Credit Information</title>
		<link>http://www.artwoo.com/article/finding-home-equity-line-of-credit-information</link>
		<comments>http://www.artwoo.com/article/finding-home-equity-line-of-credit-information#comments</comments>
				<pubDate>Thu, 28 Sep 2006 06:27:15 +0000</pubDate>
		<category>equity line</category><category>home equity line of credit</category><category>credit score</category><category>variable interest rate</category><category>idea</category><category>equity lines</category><category>information search</category>		<guid>http://www.artwoo.com/article/finding-home-equity-line-of-credit-information</guid>
		<description><![CDATA[Both before and after you get a home equity line of credit, it is important to make sure that you have adequate information. Before you get the home equity line of credit, you should have as much information as possible on loans and what the loan will entail, including the terms of the loan. After]]></description>
    <content:encoded><![CDATA[Both before and after you get a home <a href="http://www.artwoo.com/tag/equity+line" rel="tag">equity line</a> of credit, it is important to make sure that you have adequate information. Before you get the <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a>, you should have as much information as possible on loans and what the loan will entail, including the terms of the loan. After you get the loan, it is important to make sure that you have information about changes to the terms, as well as keeping track of payments and how much you actually have available. In such cases, there is no such thing as too much information. <br /><br /> Looking on line for home equity line of credit information <br /><br /> One of the best education tools we have is the Internet. You can go online and find just about anything you want, including information about home <a href="http://www.artwoo.com/tag/equity+lines" rel="tag">equity lines</a> of credit. The Internet is a great place to educate yourself about different options, as well as learn about the possible rates and terms that you could have. Part of your online <a href="http://www.artwoo.com/tag/information+search" rel="tag">information search</a> should also be a quick stop to check your credit report and your <a href="http://www.artwoo.com/tag/credit+score" rel="tag">credit score</a> to get an <a href="http://www.artwoo.com/tag/idea" rel="tag">idea</a> of what kind of terms you will qualify for. And you should get your information from a variety of sources. Do not rely on only one source for your home equity line of credit information. Getting the real scoop means checking a variety of independent sources. <br /><br /> After you get your home equity line of credit <br /><br /> Even after you get your home equity line of credit, it is a good idea to stay informed. You should check on interest rates, to see if refinancing to a lower rate is in order. If you have a <a href="http://www.artwoo.com/tag/variable+interest+rate" rel="tag">variable interest rate</a> on your home equity line of credit, you need to make sure that you check each statement carefully, as your minimum payments will change as your interest rate goes up or down. You also need to keep careful track of how much money is available to you. Just like a credit card, you will have a spending limit and fees will be applied if you exceed that limit. <br /><br /> There is no substitute for good information, and you should do your best to stay on top of your home equity line of credit information, both before and after you sign the loan papers.  <bio>Visit <a href="http://www.homeequitywise.com" >http://www.homeequitywise.com</a> to obtain more Home Equity Line of Credit Information. </bio>]]></content:encoded>
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				<title>A Home Equity Line Of Credit Can Boost Your Spending Power</title>
		<link>http://www.artwoo.com/article/a-home-equity-line-of-credit-can-boost-your-spending-power</link>
		<comments>http://www.artwoo.com/article/a-home-equity-line-of-credit-can-boost-your-spending-power#comments</comments>
				<pubDate>Fri, 29 Dec 2006 22:27:02 +0000</pubDate>
		<category>home equity line</category><category>equity line of credit</category><category>home equity line of credit</category><category>beneficial</category><category>heloc</category><category>mortgage</category><category>home improvement projects</category>		<guid>http://www.artwoo.com/article/a-home-equity-line-of-credit-can-boost-your-spending-power</guid>
		<description><![CDATA[Having equity in your home is beneficial in more ways than just ownership of your home.  Of course equity signifies that you are well on your way to owning your home free and clear.  You should take a great sense of pride in the progress you have made toward owning your home. Many lenders allow you]]></description>
    <content:encoded><![CDATA[Having equity in your home is <a href="http://www.artwoo.com/tag/beneficial" rel="tag">beneficial</a> in more ways than just ownership of your home. <br /><br /> Of course equity signifies that you are well on your way to owning your home free and clear. <br /><br /> You should take a great sense of pride in the progress you have made toward owning your home. Many lenders allow you to take advantage of equity you have in your home in the form of a line of credit. <br /><br /> This can benefit you in many ways: <br /><br /> Many homeowners are using what is known as a <a href="http://www.artwoo.com/tag/home+equity+line" rel="tag">home equity line</a> of credit to borrow from the equity their homes for various reasons: taking a summer vacation, financing <a href="http://www.artwoo.com/tag/home+improvement+projects" rel="tag">home improvement projects</a>, paying off other consumer debt, and a host of other reasons. <br /><br /> You can use a home <a href="http://www.artwoo.com/tag/equity+line+of+credit" rel="tag">equity line of credit</a> in a manner similar to what you would use a credit card for. The major difference in that you receive a higher spending limit. The cost of the higher spending limit is your home. <br /><br /> A <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a>, commonly referred to as <a href="http://www.artwoo.com/tag/heloc" rel="tag">HELOC</a>, is fairly easy to obtain given you are credit worthy and have equity in your home. In many cases, you are able to receive low interest rates and other perks for obtaining a home equity line of credit. You are typically able to borrow up to 85% of the appraised value of your home less what you still owe on your home. For example, if your home is appraised at $100,000 and you owe $30,000 on your home, you can qualify for a home equity line of credit up to $55,000. <br /><br /> Obtaining a home equity line of credit is not much different from obtaining a <a href="http://www.artwoo.com/tag/mortgage" rel="tag">mortgage</a>. In fact, when you take out the line of credit, you are subject to many of the same closing costs as your initial mortgage. For example, when you close on your home equity line of credit you might have to pay an application fee, appraisal fee, attorney's fees, title search, and points. As with a mortgage, negotiating these fees is key because ultimately the cost of your home equity line of credit is increased because of the fees. Ask your lender to detail the costs you are being asked to pay so you can better determine what to negotiate. Then, ask that one or more of the fees be eliminated or reduced. <br /><br /> You might be subject other continuing fees with your home equity line of credit. Since these fees vary by lender, you should inquire about them before obtaining the line of credit. Typical fees associated with a home equity line of credit include membership fees and transaction fees. These fees, as with the closing costs, increase the cost of your home equity line of credit. <br /><br /> As with mortgages and other loans, you should shop around for the home equity line of credit that has the best terms for you. This includes the interest rate you are charged, associated fees/costs, and repayment terms. Use each of these factors to make a decision on a lender.   <bio>Download a free ebook that shows you how to get the best mortgage: <a href="http://www.freelandproperty.com" >http://www.freelandproperty.com</a> </bio>]]></content:encoded>
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				<title>A Home Equity Line Of Credit Can Boost Your Spending Power</title>
		<link>http://www.artwoo.com/article/a-home-equity-line-of-credit-can-boost-your-spending-power</link>
		<comments>http://www.artwoo.com/article/a-home-equity-line-of-credit-can-boost-your-spending-power#comments</comments>
				<pubDate>Fri, 29 Dec 2006 22:27:06 +0000</pubDate>
		<category>home equity line</category><category>equity line of credit</category><category>home equity line of credit</category><category>beneficial</category><category>heloc</category><category>mortgage</category><category>home improvement projects</category>		<guid>http://www.artwoo.com/article/a-home-equity-line-of-credit-can-boost-your-spending-power</guid>
		<description><![CDATA[Having equity in your home is beneficial in more ways than just ownership of your home.  Of course equity signifies that you are well on your way to owning your home free and clear.  You should take a great sense of pride in the progress you have made toward owning your home. Many lenders allow you]]></description>
    <content:encoded><![CDATA[Having equity in your home is <a href="http://www.artwoo.com/tag/beneficial" rel="tag">beneficial</a> in more ways than just ownership of your home. <br /><br /> Of course equity signifies that you are well on your way to owning your home free and clear. <br /><br /> You should take a great sense of pride in the progress you have made toward owning your home. Many lenders allow you to take advantage of equity you have in your home in the form of a line of credit. <br /><br /> This can benefit you in many ways: <br /><br /> Many homeowners are using what is known as a <a href="http://www.artwoo.com/tag/home+equity+line" rel="tag">home equity line</a> of credit to borrow from the equity their homes for various reasons: taking a summer vacation, financing <a href="http://www.artwoo.com/tag/home+improvement+projects" rel="tag">home improvement projects</a>, paying off other consumer debt, and a host of other reasons. <br /><br /> You can use a home <a href="http://www.artwoo.com/tag/equity+line+of+credit" rel="tag">equity line of credit</a> in a manner similar to what you would use a credit card for. The major difference in that you receive a higher spending limit. The cost of the higher spending limit is your home. <br /><br /> A <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a>, commonly referred to as <a href="http://www.artwoo.com/tag/heloc" rel="tag">HELOC</a>, is fairly easy to obtain given you are credit worthy and have equity in your home. In many cases, you are able to receive low interest rates and other perks for obtaining a home equity line of credit. You are typically able to borrow up to 85% of the appraised value of your home less what you still owe on your home. For example, if your home is appraised at $100,000 and you owe $30,000 on your home, you can qualify for a home equity line of credit up to $55,000. <br /><br /> Obtaining a home equity line of credit is not much different from obtaining a <a href="http://www.artwoo.com/tag/mortgage" rel="tag">mortgage</a>. In fact, when you take out the line of credit, you are subject to many of the same closing costs as your initial mortgage. For example, when you close on your home equity line of credit you might have to pay an application fee, appraisal fee, attorney's fees, title search, and points. As with a mortgage, negotiating these fees is key because ultimately the cost of your home equity line of credit is increased because of the fees. Ask your lender to detail the costs you are being asked to pay so you can better determine what to negotiate. Then, ask that one or more of the fees be eliminated or reduced. <br /><br /> You might be subject other continuing fees with your home equity line of credit. Since these fees vary by lender, you should inquire about them before obtaining the line of credit. Typical fees associated with a home equity line of credit include membership fees and transaction fees. These fees, as with the closing costs, increase the cost of your home equity line of credit. <br /><br /> As with mortgages and other loans, you should shop around for the home equity line of credit that has the best terms for you. This includes the interest rate you are charged, associated fees/costs, and repayment terms. Use each of these factors to make a decision on a lender.   <bio>Download a free ebook that shows you how to get the best mortgage: <a href="http://www.freelandproperty.com" >http://www.freelandproperty.com</a> </bio>]]></content:encoded>
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				<title>Blogging For Website Traffic</title>
		<link>http://www.artwoo.com/article/blogging-for-website-traffic</link>
		<comments>http://www.artwoo.com/article/blogging-for-website-traffic#comments</comments>
				<pubDate>Mon, 17 Mar 2008 23:19:59 +0000</pubDate>
		<category>getting free advertising</category><category>personal journals</category><category>self expression</category><category>personal place</category><category>potential power</category><category>share thoughts</category><category>blogging software</category>		<guid>http://www.artwoo.com/article/blogging-for-website-traffic</guid>
		<description><![CDATA[ Nowadays, it seems that everyone and his cousin have taken to blogging. This form of online self-expression has slowly but steadily taken over the World Wide Web to become somewhat of a phenomenon in recent years. Some people use blogs as their personal journals, some may see them as an outlet for]]></description>
    <content:encoded><![CDATA[ Nowadays, it seems that everyone and his cousin have taken to blogging. This form of online self-expression has slowly but steadily taken over the World Wide Web to become somewhat of a phenomenon in recent years. Some people use blogs as their <a href="http://www.artwoo.com/tag/personal+journals" rel="tag">personal journals</a>, some may see them as an outlet for their creative work, and others may just want their own <a href="http://www.artwoo.com/tag/personal+place" rel="tag">personal place</a> in cyberspace to <a href="http://www.artwoo.com/tag/share+thoughts" rel="tag">share thoughts</a> and ideas. <br /><br /> Now, a quick question for the Internet businessman. If you have a blog, can you use it to boost your site's exposure and drive more traffic to it? A blog is great for sharing ideas and posting about things you like or don't like, but can a blog help your online business succeed? <br /><br /> The answer is a definite YES. Your blog can do wonders for your website, but it all depends on the way you utilize its <a href="http://www.artwoo.com/tag/potential+power" rel="tag">potential power</a>. I'm going to teach you a tried and proven method that has been effective for other website owners, and this method is applicable for any type of blog. You will just need a lot of creativity and some time to make it work. <br /><br /> First thing you have to keep in mind is that most blogs on the Web have a community feel to them. You may think that your blog is your own, since you're the one who installed and developed it. And you may be right. But your blog is also connected to other blogs on the same site. You may also be connected to other blogs that are using the same <a href="http://www.artwoo.com/tag/blogging+software" rel="tag">blogging software</a> as you. This situation guarantees that sooner or later, a person will land on your blog and be able to see all that you have to say. This can also mean that your blog is now <a href="http://www.artwoo.com/tag/getting+free+advertising" rel="tag">getting free advertising</a> within the blogging community. I don't think you need me to tell you how beneficial this can be for your site's traffic. <br /><br /> However, you do have to keep in mind what you're posting as your blog's content. If all you're doing is making posts that promote your products or your business, then you're dead. Believe me, that is not the recommended way to use your blog. Have you seen the Internet lately? It's already overflowing with loads of advertisements for products and services. Be different. Your visitors need a good reason to keep coming back to your blog. Use it to give expert and knowledgeable information about your line of work to your readers. If you're selling a product on your site, talk about it on your blog, and don't just post a measly advertising blurb. <br /><br /> Let's say you're selling power tools on your website. You can write reviews and other useful posts about the kinds of tools you have on your site. What you're doing is providing some insight for your potential customers about the tools you're selling. These blog posts will then be able to generate confidence in your readers and encourage them to actually buy the products. <br /><br /> Another advantage of having a blog is that it makes it easier for interested buyers to get access to the seller (that's you). Usually, readers of a particular blog post are allowed to leave comments on what they've just read. For example, you've just finished a review for the new Ajax power drill. Whenever a reader comes across it and has a question regarding that product, he or she can easily leave a comment. You can then see the questions and post your answers. See? You can now connect with your readers and potential customers personally. This make you much more approachable, as compared to the faceless entity behind the impersonal commercial website. <br /><br /> In addition, your readers will also have the option of subscribing to your blog feeds via RSS or to your newsletters, so they can be immediately notified about any new posts you make. If you have established a reputable standing in your niche, a long list of eager readers will soon be waiting for your next post, and lots more will be coming to your website.   <bio>Richard Legg is a web traffic expert and generates over 1.5 Million visitors a year to his websites. Discover how you can instantly increase website traffic for free at <a href="http://www.MyInstantTraffic.com" >http://www.MyInstantTraffic.com</a>.  </bio>]]></content:encoded>
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				<title>Using A Home Equity Line Of Credit To Consolidate Bills</title>
		<link>http://www.artwoo.com/article/using-a-home-equity-line-of-credit-to-consolidate-bills</link>
		<comments>http://www.artwoo.com/article/using-a-home-equity-line-of-credit-to-consolidate-bills#comments</comments>
				<pubDate>Tue, 05 Sep 2006 20:27:11 +0000</pubDate>
		<category>consolidate bills</category><category>consolidate your bills</category><category>equity line</category><category>home equity line of credit</category><category>job loss</category><category>equity loan</category><category>interest rates</category>		<guid>http://www.artwoo.com/article/using-a-home-equity-line-of-credit-to-consolidate-bills</guid>
		<description><![CDATA[You should consider using a home equity line of credit to consolidate bills if you have outstanding bills and you don't know how you're going to make your monthly payments.  Sometimes with a job loss, medical bills or credit card spending, bills can get ahead of you. If you find yourself in that]]></description>
    <content:encoded><![CDATA[You should consider using a home <a href="http://www.artwoo.com/tag/equity+line" rel="tag">equity line</a> of credit to <a href="http://www.artwoo.com/tag/consolidate+bills" rel="tag">consolidate bills</a> if you have outstanding bills and you don't know how you're going to make your monthly payments. <br /><br /> Sometimes with a <a href="http://www.artwoo.com/tag/job+loss" rel="tag">job loss</a>, medical bills or credit card spending, bills can get ahead of you. If you find yourself in that position, don't panic. If you own your home, you can use a <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a> to consolidate bills. <br /><br /> Very much like a home <a href="http://www.artwoo.com/tag/equity+loan" rel="tag">equity loan</a>, you can obtain a home equity line of credit and use it to <a href="http://www.artwoo.com/tag/consolidate+your+bills" rel="tag">consolidate your bills</a>. The only difference is a home equity line of credit may have a minimum required payment each month but as long as you pay that, you may take as long as you wish to pay back the balance. <br /><br /> When you consolidate bills with a home equity line of credit, you only pay interest on the amount you are using. This can save you money if you need to use your line of credit frequently because of non-steady income. <br /><br /> Home equity lines of credit happen to carry some of the lowest <a href="http://www.artwoo.com/tag/interest+rates" rel="tag">interest rates</a>. Because they are secured by your home, lenders can provide very good rates making this technique one of the least expensive. Over the long run, lower interest rates will save you a great deal of money. <br /><br /> Unlike a home equity loan which ends once you finish paying it off, a home equity line of credit provides you the flexibility of always being available. When you consolidate bills and then pay off your line of credit, you can keep using it to manage other debt. For some, certain types of bills, medical expenses or job loss are not exactly a regularly planned event so having the flexibility of the home equity line of credit to manage these surprises can be a great help. <br /><br /> If you find yourself overwhelmed at the end of the month, you should consider using a home equity line of credit to consolidate bills. It allows you to pay back the balance when you can while only paying interest on the amount you are using and it will be available to use again once you have paid off the balance. This kind of flexibility can be what you need when surprised by a job loss or unexpected medical bills.   <bio>Thomas Erikson is co-founder of www.your-debt-consolidation-loan.com which provides <a href="http://www.your-debt-consolidation-loan.com/consolidate-bills.html" >http://www.your-debt-consolidation-loan.com/consolidate-bills.html</a> information and solutions. </bio>]]></content:encoded>
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				<title>A Fixed Rate Home Equity Line Of Credit</title>
		<link>http://www.artwoo.com/article/a-fixed-rate-home-equity-line-of-credit</link>
		<comments>http://www.artwoo.com/article/a-fixed-rate-home-equity-line-of-credit#comments</comments>
				<pubDate>Sun, 24 Sep 2006 22:27:08 +0000</pubDate>
		<category>equity line</category><category>home equity line of credit</category><category>fixed rate loan</category><category>interest rates</category><category>borrow</category><category>whims</category><category>interest rate</category>		<guid>http://www.artwoo.com/article/a-fixed-rate-home-equity-line-of-credit</guid>
		<description><![CDATA[If you are looking to get a home equity line of credit, a fixed rate is probably a good idea. This is because when you have a fixed rate, it is not subject to the whims of rising interest rates. Additionally, a home equity line of credit can be a good idea anyway, since you have the ability to get]]></description>
    <content:encoded><![CDATA[If you are looking to get a home <a href="http://www.artwoo.com/tag/equity+line" rel="tag">equity line</a> of credit, a fixed rate is probably a good idea. This is because when you have a fixed rate, it is not subject to the <a href="http://www.artwoo.com/tag/whims" rel="tag">whims</a> of rising <a href="http://www.artwoo.com/tag/interest+rates" rel="tag"><a href="http://www.artwoo.com/tag/interest+rate" rel="tag">interest rate</a>s</a>. Additionally, a <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a> can be a good idea anyway, since you have the ability to get money as you need it, rather than worrying about whether or not you have <a href="http://www.artwoo.com/tag/borrow" rel="tag">borrow</a>ed an appropriate amount with a lump sum regular home equity loan. <br /><br /> What is a home equity line of credit? <br /><br /> A home equity line of credit is one that works a lot like a credit card. The account is a revolving account, meaning that as you pay it down, you can borrow more. Just like a credit card, you have a specific limit. However, the limit on a home equity line of credit is based upon the amount of equity that you have in your home. You can borrow up to a certain amount, and as you pay it back, as long as the line of credit is still open, you can borrow more. <br /><br /> The advantages of a <a href="http://www.artwoo.com/tag/fixed+rate+loan" rel="tag">fixed rate loan</a> <br /><br /> One of the biggest advantages of a fixed rate loan is the fact that the interest rate is fixed. This means that the rate does not change, no matter how interest rates are rising or falling. While it is possible the interest rates will fall during the time of your loan, if you get a low fixed rate, they are not likely to get much below, and far more likely to rise quite a bit above your original rate. If you have a variable rate, this can mean paying thousands of dollars more over the life of your loan. <br /><br /> Advantages of a fixed rate home equity line of credit <br /><br /> When it comes to getting a home equity line of credit, it is advantageous to get a fixed rate if you can. This is because you can combine the advantages of having ready access to your home's equity with an interest rate that will stay steady. You will have the ability to borrow what you need, when you need it, without worrying about having to reapply for a new loan each time, and without having to worry about varying interest rates.   <bio>Visit <a href="http://www.homeequitywise.com" >http://www.homeequitywise.com</a> for more information on the pros and cons of a Fixed Rate HELOC. </bio>]]></content:encoded>
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				<title>Why You Should Refinance Your Home Equity Line Of Credit</title>
		<link>http://www.artwoo.com/article/why-you-should-refinance-your-home-equity-line-of-credit</link>
		<comments>http://www.artwoo.com/article/why-you-should-refinance-your-home-equity-line-of-credit#comments</comments>
				<pubDate>Wed, 13 Sep 2006 22:27:06 +0000</pubDate>
		<category>equity line</category><category>home equity line of credit</category><category>money</category><category>home improvements</category><category>refinance</category><category>equity lines</category><category>tempting</category>		<guid>http://www.artwoo.com/article/why-you-should-refinance-your-home-equity-line-of-credit</guid>
		<description><![CDATA[You got a home equity line of credit to make your home improvements. You have finished, and now your line of credit is just sitting there. A good idea is to refinance your home equity line of credit. These lines of credit tend to have some very undesirable characteristics that often cost you even]]></description>
    <content:encoded><![CDATA[You got a home <a href="http://www.artwoo.com/tag/equity+line" rel="tag">equity line</a> of credit to make your <a href="http://www.artwoo.com/tag/home+improvements" rel="tag">home improvements</a>. You have finished, and now your line of credit is just sitting there. A good idea is to <a href="http://www.artwoo.com/tag/refinance" rel="tag">refinance</a> your <a href="http://www.artwoo.com/tag/home+equity+line+of+credit" rel="tag">home equity line of credit</a>. These lines of credit tend to have some very undesirable characteristics that often cost you even more <a href="http://www.artwoo.com/tag/money" rel="tag">money</a> that you would think. Refinancing your home equity line of credit can save you money in the long run. Here's why. <br /><br /> Most home <a href="http://www.artwoo.com/tag/equity+lines" rel="tag">equity lines</a> of credit have an adjustable rate <br /><br /> The adjustable rate of a home equity line of credit means that you are at the mercy of rising interest rates. Should rates rise, you will find yourself making higher and higher payments each month. If you want to make sure that you get rid of that adjustable rate and settle in for a predictable payment each month, refinance your home equity line of credit with a fixed rate home loan. You will lock in a rate, and receive protection against further increases. <br /><br /> It can be <a href="http://www.artwoo.com/tag/tempting" rel="tag">tempting</a> to keep using that home equity line of credit <br /><br /> While a home equity line of credit is not limitless, it can be pretty easy to keep spending. If you didn't reach your limit with the home repairs, you might be tempting to take more money out. That's money that you will have to pay interest on. Remember: the more money you take out, the more interest you will have to pay. Refinancing your home equity line of credit is much like cutting up a credit card. You still have to finish paying it off, but at least you won't be using it anymore. <br /><br /> Fees can be a drag <br /><br /> While not all lenders require participation, some charge you monthly or yearly fees during the life of the loan. Also, you might have to pay transaction fees every time you use money from your home equity line of credit. As if paying interest weren't enough! If you refinance your home equity line of credit you can pay off the home equity line of credit and get rid of those extra fees. <br /><br /> Avoid the big payment <br /><br /> Some home equity lines of credit require a large payment at the end of the loan term. Not all lines of credit require this, but some do. You make your monthly payments, and then at the end of the term, you realize your payments weren't enough to cover. Now you have a big payment. You can usually finance this at the time. However, you can avoid the shock and the hassle if you refinance your home equity line of credit with a regular fixed rate home loan.   <bio>Visit <a href="http://www.homeequitywise.com" >http://www.homeequitywise.com</a> for more information about <a href="http://www.homeequitywise.com/home_equity_loans-home_equity_loan_refinancing.shtml" >http://www.homeequitywise.com/home_equity_loans-home_equity_loan_refinancing.shtml</a> </bio>]]></content:encoded>
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				<title>Using Trend Lines In Technicaly Analysis</title>
		<link>http://www.artwoo.com/article/using-trend-lines-in-technicaly-analysis</link>
		<comments>http://www.artwoo.com/article/using-trend-lines-in-technicaly-analysis#comments</comments>
				<pubDate>Sat, 02 Sep 2006 18:27:09 +0000</pubDate>
		<category>trend line</category><category>trend lines</category><category>lows</category><category>http</category><category>suffice</category><category>coincide</category><category>fit line</category>		<guid>http://www.artwoo.com/article/using-trend-lines-in-technicaly-analysis</guid>
		<description><![CDATA[What are Trend lines?  Trend lines are lines drawn on the historical price levels that depict general direction of where the marking is heading, and provide indications of support or resistance.  Drawing trend lines is a highly subjective matter. The best test of whether a trend line is a valid one]]></description>
    <content:encoded><![CDATA[What are <a href="http://www.artwoo.com/tag/trend+line" rel="tag">Trend line</a>s? <br /><br /> <a href="http://www.artwoo.com/tag/trend+lines" rel="tag">Trend lines</a> are lines drawn on the historical price levels that depict general direction of where the marking is heading, and provide indications of support or resistance. <br /><br /> Drawing trend lines is a highly subjective matter. The best test of whether a trend line is a valid one is usually whether it looks like a good line. In an up trend, a trend line should connect the relative low points on the chart. A line connecting the <a href="http://www.artwoo.com/tag/lows" rel="tag">lows</a> in a longer-term rally will be a support line that can provide a floor for partial retracements. The down trend line that connects the relative highs on the chart will similarly act as resistance to shorter moves back higher. <br /><br /> <a href="http://www.actionforex.com/images/stories/articles/tut_tech_6_1.gif" >http://www.actionforex.com/images/stories/articles/tut_tech_6_1.gif</a>  <a href="http://www.actionforex.com/images/stories/articles/tut_tech_6_2.gif" >http://www.actionforex.com/images/stories/articles/tut_tech_6_2.gif</a>  Any two relative highs or lows will be on the same line, so it is possible to draw a tentative trend line between any two points. Traders can use tentative trend lines as an indication of where support or resistance might be, but until a tentative line holds as support or resistance, it is not yet confirmed as valid. <br /><br /> Of course, the more times a trend line holds, the stronger it will be in the future. If a single line can connect 4 or 5 relative lows, then the chances of the next pullback bouncing off the line are high. <br /><br /> The best trend line? <br /><br /> It is an unusual situation where three points on a chart will exactly <a href="http://www.artwoo.com/tag/coincide" rel="tag">coincide</a> with a straight line connecting them. More often, prices will be close to a line, and a best-<a href="http://www.artwoo.com/tag/fit+line" rel="tag">fit line</a> will have to <a href="http://www.artwoo.com/tag/suffice" rel="tag">suffice</a>. This is where trend lines become more art than science. Different traders may draw different trend lines given the same chart or even connecting the same series of relative low points. <br /><br /> Sometimes a trend line will have to be revised as new relative highs or lows appear. Even if the trend line is a very close fit between three or more points, it is important to be flexible and redraw trend lines when necessary. <br /><br /> <a href="http://www.actionforex.com/images/stories/articles/tut_tech_6_3.gif" >http://www.actionforex.com/images/stories/articles/tut_tech_6_3.gif</a>  Using High/Low or Close/Open <br /><br /> Often the differences in drawing trend lines depend on whether the high and low prices are used or whether the closing and opening prices are used to determine the line. On a candlestick chart, the question becomes using the wicks of the candlesticks instead of the solid bodies of the candles only. <br /><br /> <a href="http://www.actionforex.com/images/stories/articles/tut_tech_6_4.gif" >http://www.actionforex.com/images/stories/articles/tut_tech_6_4.gif</a>  Generally closing prices are more significant points than the intra-day prices on a chart, and if a trend line can be drawn using the body rather than the wick of a candle, the body should be used. Similarly, when drawing a trend line, an intra-day spike through a line should not automatically invalidate it. If there is a candle that closed below the trend line, though, it would be a much more serious breach of the line.  <bio>Action Forex (<a href="http://www.actionforex.com" >http://www.actionforex.com</a>) provides forex analysis reports, live pivot points on majors and crosses, etc are provided with collection of carefully selected educational articles and free trading ebooks downloads. </bio>]]></content:encoded>
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