housing industry http://www.artwoo.com Returned search results for housing industry Copyright 2008 Mon, 13 Oct 2008 00:46:14 +0000 http://www.artwoo.com/rss/housing+industry Americans Split On Real Estate Agents Service http://www.artwoo.com/article/americans-split-on-real-estate-agents-service http://www.artwoo.com/article/americans-split-on-real-estate-agents-service#comments Wed, 18 Jul 2007 13:30:00 +0000 real estate agentsreal estate boomsearch real estatenational real estateforeclosuresmortgage marketsconventional mortgage http://www.artwoo.com/article/americans-split-on-real-estate-agents-service real estate agents services, according to the latest survey conducted by Housing Predictor, which forecasts housing markets in all 50 U.S. states. The online survey indicates respondents are divided on the quality of their agents services.

Forty-seven percent of the respondents said they were satisfied with their last real estate agents services, while a nearly exact number of 46% said they were not satisfied with their agents. Some seven percent were unsure.

After a national in many states, the survey indicates that real estate agents may have a long way to go to increase the public's perception and enthusiasm of their industry. Previous studies have also shown that the public does not blame their real estate agents for paying too much for properties they have purchased in the last few years.

Housing Predictor regularly surveys visitors to the web site on a variety of issues related to the real estate industry, which is one of the largest driving forces of the national economy. Despite the slowdown in the housing market in many states, 18 states local markets are appreciating, including Texas and New Mexico, where are just beginning to record higher numbers.

Forecasts for more than 250 local markets in all 50 states are provided on Housing Predictor, where you may also listings and foreclosures, which is becoming an increasingly active market for many home buyers and investors.

Housing Predictor has forecast that more than two million homes will be foreclosed through 2009 due to fall out from the sub-prime loan crisis as it spreads into the conventional . Foreclosures are at near record high levels in many areas, but are rare in the second home and vacation markets, where a large percentage of buyers pay cash for property.

Housing Predictor is a leading online resource for consumers, home owners, the real estate industry, mortgage and financial companies, which regularly consult the web site for its unbiased independent housing market forecasts. Mike Colpitts is the Editor of Housing Predictor. Check on your markets forecast, search real estate listings and foreclosures at http://www.housingpredictor.com ]]> Moving Into An Apartment http://www.artwoo.com/article/moving-into-an-apartment http://www.artwoo.com/article/moving-into-an-apartment#comments Thu, 05 Jul 2007 16:35:01 +0000 single family housesapartment unitfinding an apartmentapartment livingterm mortgagemortgage paymentmatter of fact http://www.artwoo.com/article/moving-into-an-apartment apartment living has to offer.While few people think that multi unit housing is not for them, after they give it a try they find out something different.

As a there are a lot of advantages that go along with moving into multi unit housing. Before you listen to all the myths about why multi unit housing is bad, you should really consider the advantages as well. There are millions of people all over the world who live in this type of housing, and there is no reason that you cannot be next.

The following are three reasons that you may want to move into multi unit housing.

1. If you rent you may be able to save money over a even though having a good place to live. As a matter of fact multi unit housing allows you to get the most out of your living expenses without having to get tied down with a long . For few people, this is a great thing to know.

2. Living in a multi unit structure entails that you will not be responsible for things such as exterior maintenance. And depending on your lease, you may not still have to replace anything inside your unit. Make certain that you check into these details before you move into multi unit housing. You may determine that you can save yourself lots of stress by living in one of these units.

3. There is a lot of multi unit housing available.Still while single-family houses are regularly available as well, do not think that finding an is possible. Not only are new buildings going up all over the country, but older ones also have openings as well. On the whole, moving into multi unit housing can be a nice thing for lots of people.

The three details above show this! Indeed before you discount moving into multi unit housing you may want to think again. There is a very good chance that this is the best housing situation for you. But till you look into it you will never know. http://innovative-realtors.com/index.php?action=relocation ]]> Ten Hottest Buyers Markets To Be Announced By Housing Predictor http://www.artwoo.com/article/ten-hottest-buyers-markets-to-be-announced-by-housing-predictor http://www.artwoo.com/article/ten-hottest-buyers-markets-to-be-announced-by-housing-predictor#comments Tue, 24 Apr 2007 09:50:02 +0000 sub prime lending marketinvesting in real estatesub prime lendings real estatereal estate marketforecastspopulation increases http://www.artwoo.com/article/ten-hottest-buyers-markets-to-be-announced-by-housing-predictor forecasts housing market futures in all 50 U.S. states, will announce it's 10 Hottest Buyer Markets in 2007 for investing in homes, condos and townhouses.

Housing Predictor is an independent web site that forecasts housing markets in more than 250 local housing markets throughout the U.S.

The increase in foreclosures, the crisis in the market and increasing troubles in the conventional mortgage markets, where notices of default have increased are making many local housing markets prices decline. But there are still 13 states, most of which are located in the southern half of the country, where housing markets remain strong and are appreciating.



The web site has already named it's Top 25 Markets for 2007 and its Worst 25 Markets for the year. But an increasing number of investors, many of whom are new to , have requested the 10 Hottest Buyers Markets forecast from the web site's economists. Housing Predictor is responding to their requests with the upcoming forecasts.

Michigan's s are in an all out recession due to declining population resulting from job losses. Hawaii's local markets have slowed as a result of higher prices and the aftermath of an earthquake to hit the islands.

Many of California's local housing markets are beginning to see daylight at the end of the tunnel as more buyers turn out in the spring.

On the east coast, Florida's markets are beginning to see pent up buyer activity begin to turn the tide to more activity and increasing sales in many markets with the exception of Miami and a few others in the state.

Texas is witnessing a booming real estate market that should last well into 2008 with never experienced before.

Housing Predictor regularly surveys market activity throughout the U.S. to keep the pulse on the housing market, and will name it's 10 Hottest Buyers Markets in April with the greatest likelihood of appreciation during the coming year.



Visit Housing Predictor to check on your local markets forecast, and see the Top 25 and Worst 25 forecast markets for 2007 at http://www.housingpredictor.com Mike Colpitts is the Editor of Housing Predictor, which forecasts local housing markets in all 50 U.S. states. Find out your latest housing markets forecast at http://www.housingpredictor.com ]]> Buying Multi Unit Housing http://www.artwoo.com/article/buying-multi-unit-housing http://www.artwoo.com/article/buying-multi-unit-housing#comments Thu, 21 Jun 2007 12:29:51 +0000 a0apartmentachieve successcomparable salesthree stepsmove forwardsingle family http://www.artwoo.com/article/buying-multi-unit-housing single family home, when it comes to actually buying things will not change that much. And if you are an investor, after buying one multi unit property you will know exactly what it takes to duplicate this process time and time again. Buying an complex

So how should one go about buying an apartment complex? Here are 3 steps that you need to take. They will help you to find and buy the best apartment complex available in your area. And that is what you want to do, right? = 1. Make sure that you research every available property before you buy multi unit housing. This way you will know what you can buy, and how much you will have to spend. Remember, there is no rush when making a buying decision. No, you do not want anybody to beat you out for a property that you like, but at the same time you do not want to buy something that is nothing more than a waste of your money. =A0 2. Just like any other type of real estate, you do not have to pay the list price when buying multi unit housing. Do your research, look at so that you know how much multi unit housing sells for in similar locations that are close by. This will give you a good idea as to how much you should offer, and what is a good deal. =A0 3. Now that you have done all your homework, with the buying process. The first time that you go to buy multi unit housing you are going to be nervous; this is only natural. But if you never take the leap you will have no idea whether or not you can . =A0 Overall, these should help you to purchase multi unit housing. Even though there are many other details to consider, you should at least be able to see the basic outline for making a purchase. Remember...the key to buying success is research, research, and then more research! Adam Bailey of Next Level Realty http://www.nextlevelrealty.com/FREEPROPERTYSEARCH ]]> Washington, Oregon And Idaho Real Estate Markets Make Top 25 Forecast http://www.artwoo.com/article/washington-oregon-and-idaho-real-estate-markets-make-top-25-forecast http://www.artwoo.com/article/washington-oregon-and-idaho-real-estate-markets-make-top-25-forecast#comments Mon, 04 Jun 2007 15:24:54 +0000 s real estatereal estate marketnational real estatemarket appreciationslowdownwashington oregonu s census bureau http://www.artwoo.com/article/washington-oregon-and-idaho-real-estate-markets-make-top-25-forecast Real estate markets in Washington, Oregon and Idaho composing the greater Pacific North-West have made the annual U.S. Housing Predictor Top 25 market forecast.

Housing Predictor, which is an information driven web site forecasts more than 250 local housing markets in all 50 states, and names the Top 25 markets annually in January, updating the list as local market conditions demand. The Top 25 markets have the highest probability of appreciation of all U.S. markets forecast.

Fourteen states are now represented by local housing markets in the Top 25 that are appreciating, despite the slump. Housing Predictor has a special report this month on just how "The Worst May Be Over in the U.S. Real Estate ."

Propelled by a growing high tech boom and a healthy aerospace industry, the real estate market in Seattle, Washington, which appeared as though it would slow down and depreciate in 2007 earlier in the year was added to the list.

Portland, Oregon, which has seen it's home prices more than double in the last six years alone and Boise, Idaho were also named to the Top 25 list. Boise is forecast by the U.S. Census Bureau to easily double in size over the next decade. Boise is business friendly and has been named by many periodicals to be the best place to start a new business in the nation.

The Housing Predictor Top 25 Market Forecast is regarded as a leading resource for real estate buyers, owners, investors and real estate professionals. The addition of the three Pacific North-West markets comes shortly before the annual mid-year update of the Top 25 U.S. markets, which is issued July 1st each year projecting housing through the end of the year.

The top markets growing leap into 14 states are further evidence that local housing markets in a majority of the nation are appreciating or are at least stabilizing as the U.S. real estate market rebounds from a nationwide slowdown triggered by higher interest rates and massive fraud in mortgage lending. Congress is considering the institution of new laws to further control mortgage lending, which has been rampant with unethical lending practices forcing many homeowners into foreclosure. Mike Colpitts is the Editor of Housing Predictor, which provides more than 250 local housing market forecasts in all 50 U.S. states. To see the latest complete Top 25 Market Forecast, check on your housing markets forecast and search real estate listings visit http://www.housingpredictor.com ]]> Worst 25 Markets Show Stabilization http://www.artwoo.com/article/worst-25-markets-show-stabilization http://www.artwoo.com/article/worst-25-markets-show-stabilization#comments Sat, 04 Aug 2007 06:20:01 +0000 subprime loancondominium reservationscondominium unitssin citysan diego californiaforeclosuresforecasts http://www.artwoo.com/article/worst-25-markets-show-stabilization foreclosures due to the crisis at the mid-way point of 2007, according to the latest Housing Predictor assessment.

Housing Predictor more than 250 local housing markets in all 50 U.S. states and annually forecasts the Top 25 housing markets and the Worst 25 markets in the nation, and then reassesses both lists at mid-year.

The Worst 25 markets have changed little since the beginning of the year with few exceptions. San Diego, California, which was selected in January to be the second worst market in the country has slipped to third behind Los Angeles, which has more foreclosures from subprime fallout to deal with as a result of its boom in population.

Due to a market that has had what is now the greatest over building of in the nation's history and its resulting slow down Miami, Florida remains at the top of the Worst 25 market list. More than 15,000 have been cancelled or withdrawn in the last 18 months and the market continues to depreciate at an accelerated speed, which will last well into 2008.

The Miami market is the epicenter of the nation's housing slow down, but not all Florida markets are suffering from such over building woes. Florida real estate markets in some areas are beginning to show strong signs of stabilizing.

Las Vegas has taken a hit from its rapidly flying appreciation and now more than 40% of the inventory of homes for sale on the market are vacant, awaiting new owners, many of whom will buy their dream home at a discount at foreclosure prices. has moved up to fourth on the Worst 25 list.

Michigan is experiencing an all out housing recession due to job losses in the hard hit U.S. auto industry, and many in the Great Lakes region are even leaving the keys on the counter of their homes as they exit the state for greener pastures. Detroit has more foreclosures per-capita than anywhere else in the nation. The motor city is now in the top five worst markets.



Still just 12 states local housing markets are among the Worst 25 markets, indicating a growing trend that many markets throughout the nation are beginning to stabilize after record years of appreciation in many states. Mike Colpitts is the Editor of Housing Predictor. To see the Worst 25 markets or the Top 25 markets and check on your markets forecast visit http://www.housingpredictor.com ]]> Insurance Crisis Special Report Aids Home Owners http://www.artwoo.com/article/insurance-crisis-special-report-aids-home-owners http://www.artwoo.com/article/insurance-crisis-special-report-aids-home-owners#comments Thu, 13 Sep 2007 11:20:00 +0000 becoming more difficultinsurance crisishome owners insurancecatastrophic insurancerecord profitsthose suffering frominsurance rates http://www.artwoo.com/article/insurance-crisis-special-report-aids-home-owners Home owners insurance is to get for many home owners, if they can get it at all amid rising with less coverage. A national has developed as a result affecting many states, and the problem is only getting worse.

In a Special report Housing Predictor outlines the insurance crisis and provides a step by step "How to Guide" to help consumers get the least expensive homeowners insurance policy with the most coverage. Housing Predictor forecasts more than 250 local housing markets futures in all 50 U.S. states.

The insurance crisis is a growing epidemic amid insurance companies record all time high profits. The industry netted $58-billion in profits last year and has canceled coverage on tens of thousands of homeowners in more than ten states, including Florida, where many companies have either stopped writing policies or have pulled out all together because of reported fears of more possible hurricanes that could cause higher pay-outs.

The crisis has also grown into the north-east in New Jersey, Rhode Island and New York and even affects western states, including earthquake prone California and Washington. The problem has resulted in many homeowners being forced to sell their homes or to be foreclosed by lenders. The growing insurance crisis is quietly being suffered by hundreds of thousands of homeowners.

Congress has held hearings over the crisis and is considering a federal fund for major disasters, but has failed to yet come up with any solutions to help the crisis. In the mean time housing prices are being influenced, losing value in many states markets.

Laws to regulate home owners insurance rates are in affect in nearly all states, but in many cases the government regulatory agencies empowered to control the industry have failed and the industry continues to make . In most states insurance companies will not continue to write policies unless the companies can at least net 40% profit annually. The state laws written to protect the public are not working.

Housing Predictor is a growing resource for consumers, and is regularly consulted by Wall Street investment firms, real estate companies, mortgage companies and local governments for its forecasts, which may be found with real estate listings, including foreclosures on the web. Mike Colpitts is the Editor of Housing Predictor, which provides more than 250 local housing market forecasts in all 50 U.S. states. Read the full report on the home owners insurance crisis, check market forecasts, and search listings, including foreclosures at http://www.housingpredictor.com ]]> The Affordable Equity Project http://www.artwoo.com/article/the-affordable-equity-project http://www.artwoo.com/article/the-affordable-equity-project#comments Wed, 10 Sep 2008 10:08:27 +0000 section 8 housingequity projectpoverty levelhousing projecthousing projectshousing marketaffordable housing http://www.artwoo.com/article/the-affordable-equity-project Equity Project. This is a project that allows companies to work directly with landlords and renters so that those who need can find it in the New York area. The Affordable Equity Project enables property owners and landlords to work with companies to help them offer rental properties either at a deferred rental rate or a lower rate.

With the state of today's , it is essential something be done to help those in need of affordable housing. Because of the record number of foreclosures on the market, more people than ever are in need of basic lodgings for themselves as well as family members. For this reason, the Affordable Equity Project was created.

The Affordable Equity Project is a project that is independent of the Project that allows those living below to be able to afford housing. The Affordable Equity Project can work in conjunction with Section 8 Housing as well as other s such as the Working Section 8 Housing and the Worker's Advantage Housing Project.

When you participate in the Affordable Equity Project, you are able to get a rental that you will be able to afford. This project specializes in helping those who are in need find rental property in their price range in the New York area. You have to live in the New York area, or be planning on living in the area, to take advantage of this project.

Housing is one of the basic needs for every human being. Unfortunately, there is a current crisis in the housing market at the moment that has caused many people to lose their homes. With so many out of work and not knowing where to turn, there is more of a need than ever for this project.

Because there are so many foreclosures on the market, there is also a lot of property that is vacant in the New York area. Although the project focuses on those in need of housing, this also assists property owners and landlords who are seeking to rent property in lieu of trying to sell it in today's depressed real estate market. This housing project not only assists those in need of a house or apartment in which to live, but those who may have a house or rental property that has been left vacant.

Anyone living in the New York area can take advantage of the Affordable Equity Project. If you are in the area and have been looking for a place to stay, this can be an option for you. Whether you are seeking a home rental or an apartment, this project can help you connect with property that is affordable and rentable. You can take advantage of this housing program and not have to pay any fees for a housing rental broker as long as you live or are planning on living in the New York area.Ray Subs is a consultant and an author who can be reached at http://www.equityproject.net.]]> Housing Market Forecast Unchanged http://www.artwoo.com/article/housing-market-forecast-unchanged http://www.artwoo.com/article/housing-market-forecast-unchanged#comments Tue, 31 Jul 2007 10:30:01 +0000 sub prime loansforeclosure listingsunbiased forecastsreal estate companiesdepreciation rate300appreciation http://www.artwoo.com/article/housing-market-forecast-unchanged
An average of 4.2% would be the largest depreciation the U.S. housing markets have seen since 1991. Housing markets in the majority of the nation have an over supply of inventory of homes, condos and other properties on the market. Many areas have their highest inventory in years with declining prices. But 18 states markets are experiencing , despite the nationwide slump in housing sales. Another ten states are stabilizing.

The Housing Predictor forecast model took the expected foreclosure crisis into account in its forecasts and the web site has been credited for its correct forecast of more than 2-million homes that will be foreclosed through 2009, mainly due to fall out from the sub-prime loan crisis.

However, many markets have been insulated from the sub-prime crisis. Second home and vacation markets and many markets above the $,000 price mark are not experiencing many foreclosures due to the sub-prime crisis since buyers in those price ranges usually do not obtain sub-prime loans, which are made to shaky borrowers with damaged credit histories.

Housing Predictor forecasts more than 250 local housing markets in all 50 U.S. states and also provides new real estate listings and with its new partner, Realty Store.com. The web site, which provides , is regularly consulted by major financial institutions and Wall Street brokerage firms, banks, mortgage companies, and consumers for its up to date forecasts.

The nation's housing markets are under going otherwise normal transitions to more steady sales in many parts of the nation unaffected by the sub-prime crisis after five years of record appreciation in many markets.

Housing Predictor expects 2008 home sales to also be soft in many areas of the country, but to show gradual improvement in growth towards the end of the year in heavily populated western states and the northeast. Mike Colpitts is the Editor of Housing Predictor. For more news on housing markets and to check your markets forecast, search real estate listings and foreclosures visit http://www.housingpredictor.com ]]> North West Markets Named To Top Real Estate List http://www.artwoo.com/article/north-west-markets-named-to-top-real-estate-list http://www.artwoo.com/article/north-west-markets-named-to-top-real-estate-list#comments Fri, 13 Jul 2007 11:25:01 +0000 unbiased forecastsappreciationportland oregonwest seattle washingtonreal estatetexas marketsbuyers market http://www.artwoo.com/article/north-west-markets-named-to-top-real-estate-list buyers markets at the halfway point of 2007 are expanding across the nation from the southern half of the country into the Greater Pacific North-West. Seattle, Washington and Portland, Oregon have been named to the Top 10.

The Top 10 buyers markets have the highest probability of reaching their forecast of more than 250 local housing markets forecast by Housing Predictor, which forecasts the best buyers markets annually and updates the forecast at the mid-way point of each year.

Five remain on the list, including McAllen at second place, Dallas and Houston. Texas has the strongest market statewide in the nation, despite an increase in foreclosures in some areas.

Seattle's exceptionally strong local economy pushed by growth in high-tech and the booming aerospace industry has pushed the housing market to new heights. Sales have begun to slow, but through at least the end of 2007 the market should remain strong, and perhaps even last into 2008.

Portland, Oregon has also been added to the top 10 buyers markets, mainly because of its long endurance for appreciation with the growth of industry producing higher employment levels in the community. Portland has seen home prices nearly triple in the last decade in some areas. The volume of sales in Portland, however, like many other areas of the nation have begun to slide over the past few months, but it should be at least several months before pricing levels begin to deteriorate.

Housing Predictor forecasts more than 250 local housing markets in all 50 U.S. states and has become a major resource for homeowners, real estate investors and potential home buyers. It's independent have proven to be more than 85% accurate.

With a market that shows little signs of slowing, Albuquerque, New Mexico remains as the top 10 buyers market with forecast appreciation of 9.1% through the end of the year. Albuquerque is bulging with nearly one million residents, attracted to a warm climate and a growing industrial community, including a new movie studio and airplane factory.

The southern half of the nation is experiencing a migration of new residents never witnessed before in the nation's history as more U.S. residents move from colder climates to the warmth of the southern half of the country. Mike Colpitts is the Editor of Housing Predictor. To see the entire top 10 buyers markets forecast, your own market forecast and search for real estate listings and foreclosures visit http://www.housingpredictor.com

]]> The Housing Industry Association Optimistic on Interest Rates http://www.artwoo.com/article/the-housing-industry-association-optimistic-on-interest-rates http://www.artwoo.com/article/the-housing-industry-association-optimistic-on-interest-rates#comments Thu, 25 Sep 2008 05:08:40 +0000 rental assistance programhousing industry associationbudget initiativesbusiness establishmentsreconstruction workbank policieshousing loan http://www.artwoo.com/article/the-housing-industry-association-optimistic-on-interest-rates Housing loan sanctions has dropped to 7.9% in Australia due to the high interest. Tasmania's 19% drop is the largest one in all states. HIA optimistic on interest rates in order to improve the current situation of housing section in Tasmania.

Let us figure out why HIA optimistic on interest rates. The Tasmania (HIA) states that, in Tasmania housing loan sanctions have dipped to a drastic nineteen percent, which is the largest drop in Australia. All over Australia it has dropped to 7.9%. This increase has affected the housing sector very badly and it is high time that some stability is needed.

All over the country the real estate has declined due to Reserve of which Tasmania is the worst hit, standing at 19%. There is a large retrenchment in the housing industry due to lack of buyers and the companies are unable to hold on to their employees. HIA is optimistic on interest rates as it feels with certain incentives the sector could be pulled back to track and hopefully more houses would be built in the coming year.

Apart from new construction, is umpteen with government projects like hospitals, transport complexes and still hanging on, but the builders are going to find hard to retain the skilled workers.

The State government should provide an impressive budget keeping in mind the requirements of the housing sector, to help them sustain in the industry. In this context the government on other hand has promised to build one thousand four hundred new houses through the new under the equity scheme. So the would be appreciated by the sector if it helps them tide over the problem.

The sales were down 31% last March according to the Real Estate Institute. The main culprit here was the increase in interest rates. By the next financial year it is further expected to fall by 5%. If this happens then the real estate owners will be further affected, which could hamper their business.

Investing in a home is ones dream as they save their major earnings to buy a house. It is also felt that after deciding to go for a property and designing their dream project, nobody goes against their idea just because the interest rate goes up.

It is also considered that Tasmania median house price has increased 13% from two hundred and fifty thousand dollars to two hundred and eighty thousand dollars currently. Different home loans have different interest rates, meaning during the period of the loan the rates fluctuate. The Reserve Bank of Australia has been changing the interest rates. Standard home loans have more characteristics than variable loans, like making extra payment or by withdrawing the deposited money.

In spite, of all the global cues HIA optimistic on interest rates as the Reserve Bank of Australia may take initiates to curb the interest rates for the better concern of the housing sector.

In the financial year 2006-2007 Tasmanian builders has built more than two thousand eight hundred homes. These figures prove that the Tasmanian market is very good and HIA ptimistic on interest rates is evident.Sellhousenow.com.au is an online portal which is free for home buyers and sellers. You can sell house here without paying real estate agents commission. Our members have access to private list of property investors who are interested in dealing with home owners directly. Private house selling starts from today.]]> Mortgage Crisis Poses National Housing Recession Threat http://www.artwoo.com/article/mortgage-crisis-poses-national-housing-recession-threat http://www.artwoo.com/article/mortgage-crisis-poses-national-housing-recession-threat#comments Fri, 05 Oct 2007 17:35:00 +0000 adjustable rate mortgagessubprime mortgagemortgage marketsmortgage companiess real estatedouble digitconventional mortgages http://www.artwoo.com/article/mortgage-crisis-poses-national-housing-recession-threat s real estate crisis with falling home prices and record foreclosures, and it now threatens to produce the Nation's worst economic disaster in history, according to a new report by Housing Predictor.

The real estate markets rocked for years with appreciation or near double digit appreciation in many areas of the country only to come slamming down. Some markets have dropped as much as 40% from their record highs.

The crisis has worsened amid souring buyer sentiment, fearing prices will fall further. More than half of the nation's housing markets regularly monitored by Housing Predictor have sales levels that are the lowest in more than two decades.

Prices of many homes are falling at faster rates than at the peak of the U.S. Savings and Loan Fraud scandal in the early 1990's.

The real estate crisis is beginning to broaden, moving into markets that have not yet felt the impact. But there are exceptions to the slow down, which are included in the Housing Predictor forecasts. Ten state's markets remain strong enough to be considered as overall appreciating by Housing Predictor analysts.

Housing Predictor forecasts more than 250 local housing markets futures in all 50 states and provides thorough analysis on the fall out from the mortgage crisis.

California, Florida, Michigan and Nevada are the most severely impacted states. But the majority of states now have falling housing prices in most markets.

Adding to the problem is a new estimate that now paints a disturbing picture of just how massive the growing crisis has become. An estimated more than 5 million are set to be readjusted before the end of 2009, and many homeowners are expected to be unable to make the higher payments required to keep their homes.

The problem started in the markets and has now spread into , most of which were new creative financing provided by in order to make the loans or required little qualification to obtain. Mike Colpitts is the Editor of Housing Predictor, which forecasts more than 250 local housing markets in all 50 U.S. states. Search foreclosures and get the latest on the housing markets all over America at http://www.housingpredictor.com ]]> Fed Needs To Cut Rates More http://www.artwoo.com/article/fed-needs-to-cut-rates-more http://www.artwoo.com/article/fed-needs-to-cut-rates-more#comments Tue, 02 Oct 2007 14:35:00 +0000 federal reserve board of governorsfederal reserve boardhousing marketinterest ratesmortgage loan businesspiggy banksailing http://www.artwoo.com/article/fed-needs-to-cut-rates-more of Governors needs to quickly cut further in order to stop the U.S. slow down from worsening and avert a national recession, according to a new report by Housing Predictor.

The Fed finally acted to cut interest rates by a half a point and help the U.S. economy, especially the nation's housing market. But the Fed's step to cut the chief bench mark rate is already too little too late for many American homeowners.

A record number of homeowners in the millions are facing foreclosure or at least the threat of losing the roof over their heads. The crisis has exploded into the greatest foreclosure epidemic since the U.S. Savings and Loan Fraud Crisis in the late 1980's and threatens to worsen and produce the worst housing crisis since the Great Depression.

The Fed acts to maintain a balance of the national economy in order to avert economic down turns and hold off inflation. But the overall economy in the U.S. has already been damaged by the weakening U.S. housing market. Prices are declining in the majority of real estate markets, and too many Americans have used their homes as to borrow against them.

The additional turmoil caused by the lack of mortgage funding for many loan companies and the resulting credit crunch with troubles on Wall Street has led lenders into a path of chaos, and threatens to undermine the entire as we currently know it, according to Housing Predictor analysts.

The discount rate cut of 50 basis points, which equates to a half point rate cut in interest rates may be the first step in a long series of rate cuts the Fed is on to help improve the ailing U.S. housing market. The Fed left open the door in wording with the announcement of the rate cut that it is open to further reductions.

Housing Predictor forecasts more than 250 local housing markets futures in all 50 U.S. states and regularly updates it forecasts and information. Search for homes, including foreclosures and get the latest on your markets forecast at Housing Predictor. Mike Colpitts is the Editor of Housing Predictor. To find out just what the Fed needs to do to help save the U.S. economy from falling into a recession and help avert a worsening housing crisis visit http://www.housingpredictor.com

]]> Housing Recession Hits California And Nevada http://www.artwoo.com/article/housing-recession-hits-california-and-nevada http://www.artwoo.com/article/housing-recession-hits-california-and-nevada#comments Thu, 30 Aug 2007 14:35:00 +0000 subprime loanssubprime loancenter for responsible lendingfederal reserve boardforeclosureforeclosureshousing market http://www.artwoo.com/article/housing-recession-hits-california-and-nevada housing markets in the nation, according to new reports released by Housing Predictor.

Lawmakers in Ohio, Maine, North Carolina and Minnesota have already passed new laws to aid those under going as a result of the melt down. But in California, which leads the nation in many other areas the housing market is estimated to under go more than 500,000 as a result of the subprime crisis and little has been done to help Californians under going foreclosure.

Housing Predictor forecasts more than 250 local housing market futures in all 50 U.S. states and regularly updates its forecasts.

"With record levels of foreclosures and more coming California's homeowners, housing markets and economic growth are all at risk," said California director Paul Leonard. "The state should lead efforts to reduce foreclosures, help borrowers and reduce risks for new ."

Lawmakers in many other states are also examining ways to help home owners facing foreclosure, including New York, Massachusetts and Colorado. But in California and Nevada, where foreclosures are approaching record numbers lawmakers have failed to come up with a program for assistance.

Housing Predictor forecast in early June that more than 2-million homes will be foreclosed as a result of the subprime loan crisis, and correctly forecast in March that the would cut interest rates before the end of 2007. The Fed trimmed interest rates by a half percent last week and is widely expected by economists to make further cuts in September.

The California housing market is now under going double digit depreciation in some areas, particularly in Southern and Central California, where the subprime loans were most plentiful. One out of seven homes are under foreclosure in Stockton, located in the central valley.

In Las Vegas, Nevada, which experienced 48% appreciation on average in one year alone during the housing boom, prices are falling and nearly half of all homes listed for sale on the market are vacant. Las Vegas led the nation in subprime loan activity for any metropolitan area. Mike Colpitts is the Editor of Housing Predictor. Get the latest on your market's forecast and search real estate listings and foreclosures at http://www.housingpredictor.com ]]> Best Buyers Real Estate Market Ahead http://www.artwoo.com/article/best-buyers-real-estate-market-ahead http://www.artwoo.com/article/best-buyers-real-estate-market-ahead#comments Thu, 05 Jul 2007 17:30:00 +0000 s real estatereal estate investmentsalbuquerque new mexicoforeclosuresforecastsinvestorsloan fraud http://www.artwoo.com/article/best-buyers-real-estate-market-ahead foreclosures, providing the highest number of lower priced homes in years in a majority of the nation' markets.

Housing prices in three out of four markets nationwide have fallen. Some markets located in California, Florida and Nevada have seen closing prices drop from their peak as much as 40%. Many are still suffering the after affects of the national real estate slowdown.

Housing Predictor more than 250 local housing markets futures in all 50 U.S. states. Eighteen states markets are appreciating, including Texas and New Mexico, which are the strongest appreciating states in the nation. Pending sales of homes in Albuquerque, New Mexico, selected as Housing Predictor's top appreciating market in 2007 are rising.

The over supply of inventory is making a significant impact on markets in California, Florida, Massachusetts, and Nevada among others. are flocking to many markets in these states to make purchases of foreclosures or negotiate lower prices in the conventional re-sale market. The Worst 25 housing markets selected by Housing Predictor is where consumers can get some of the best deals in today's market place.

Starts on the construction of new homes have declined as builders reduce inventories and prices to compensate for the market place. Housing Predictor forecasts that more than two million homes will be foreclosed in the U.S. in the next two and a half years, which will account for the highest number of foreclosures since the U.S. Savings and scandal in the 1980's.

However, the majority of long time real estate investors have historically made higher profits on purchasing property when the markets saw declines, according to the Housing Predictor Investment survey, which is available on the web site.

Higher interest rates and widespread mortgage fraud slowed the majority of the nation's booming real estate markets, but the increasing number of new investors in real estate are beginning to show that the markets are bouncing back in many areas.

To read the full story on the Best buyers markets, check on your markets forecast and the Worst 25 housing markets visit http://www.HousingPredictor.com Mike Colpitts is the Editor of Housing Predictor, which provides housing market forecasts in all 50 U.S. states. Check on your market at http://www.HousingPredictor.com ]]> The Worst 25 Housing Markets To Be Named http://www.artwoo.com/article/the-worst-25-housing-markets-to-be-named http://www.artwoo.com/article/the-worst-25-housing-markets-to-be-named#comments Tue, 20 Mar 2007 14:08:01 +0000 real estate investorsmarket investorsfederal reserve boardexperienced real estateveteran real estateundoubtedlywannabe http://www.artwoo.com/article/the-worst-25-housing-markets-to-be-named
Veteran search near endlessly for markets that are declining to capitalize on to make their purchases at low prices only to wait out the markets return to good times to sell at higher prices and pocket the profits.

With an all-time record high inventory of vacant homes for sale on the have already begun to flock to some areas to do just that. investors are a mighty sub-culture of society searching for their next deal.

But does this mean that the average homeowner who owns a home in one of the nation's 25 projected worst markets should get out and sell fast before the local market falls drastically? The answer depends on the situation of each and every individual. Some investors unable to afford high mortgage payments have already fallen behind in their payments and will do just that. Others will wait too long and become victims of foreclosure and still others have no worries at all.

The majority of homeowners live in their own homes and are protected in a large way by their need to have a roof over their heads and have no need to sell. However, peoples lives change. People get married. People die. People lose jobs, their incomes and all sorts of things, perpetuating activity in local housing markets.

An all-time record number of wannabe investors entered the real estate market in the last four years and these wannabe get-rich-quick types are perhaps the best of all the worst examples of real estate investors to become victims of their own greed. Many will be forced to sell over the next year increasing the inventory of housing in some markets.

The housing markets have been driven in a large part historically by the of Governor's setting interest rates. The Fed has neither lowered or risen rates for nearly two full quarters, leaving the fallout of the U.S. housing markets to their own end. Many are stabilizing. Some are falling drastically and still others are appreciating.

In at least 13 states local housing markets are appreciating, many of which are in the south-eastern part of the nation.

Housing Predictor will be issuing the Worst 25 Market list in March as a guide post for consumers, who have demanded housing market forecasts as a resource of what to expect in their local markets for years. Housing Predictor provides more than 250 local housing market forecasts in all 50 U.S. states and the forecasts are regularly updated to meet the demands of local markets. Mike Colpitts is the Editor of Housing Predictor, which provides housing market forecasts for local real estate markets in all 50 U.S. states. Check the forecast for your housing market and search real estate listings at http://www.HousingPredictor.com ]]> Benefits of the Affordable Equity Project http://www.artwoo.com/article/benefits-of-the-affordable-equity-project http://www.artwoo.com/article/benefits-of-the-affordable-equity-project#comments Thu, 09 Oct 2008 20:08:17 +0000 equity projectequity programdesperate measureshousing projecthousing projectsproperty ownerslandlords http://www.artwoo.com/article/benefits-of-the-affordable-equity-project Equity Project. This has connected and with renters without the renter having to pay a broker's fee and can help anyone - no matter what their income level may be.

Now, more than ever, there is a basic need for housing throughout the United States. With all the foreclosures on the market today, and all of the people who have found themselves and their families out on the streets with nothing left after a foreclosure, have to be taken. We cannot expect congress to bail out everyone who is going into foreclosure. And it does not seem as if there is going to be any relief any time soon. For this reason, the Affordable Equity Project has been started - to allow those who need to find an affordable place to live to find one - regardless of income.

If you are already working with a housing project such as the Section 8 project, the Affordable Equity Project can work with them to secure you even cheaper housing. The project can get landlords and property owners to defer the rent and give you a chance to get back on your feet again. This move may be necessary if you were one of those who was displaced by a foreclosure.

You can use the affordable equity project if you live in the New York area or are planning on living in the NY area soon. Although this is currently only available in New York now, it may soon become standard in most states. Check with your state to see if the Affordable is available in the state in which you live.

If you need a place to rent and are thinking of renting in the NY area, you owe it to yourself to check out the Affordable Equity Project and see what they can do for you. Unlike other , you do not have to be below a certain income to take advantage of this program. While many programs are for only those who are below a certain income level, this NY housing program allows for any and all types of income. No matter how much money you make, you can still get the most rental for your money by using this program.

Use the affordable equity project if you need a place to live in the NY area and want to get the best deal for your money when it comes to a rental. Also, if you are a property owner who wants to get qualified tenants in their building, the Affordable Equity Project can be of use to you, too. The only stipulation is that you have to live in or be planning on living in the NY area.

If you are looking for a place to rent in the New York area, you owe it to yourself to take a look at the Affordable Equity Program. This housing program can help you find rental property that is perfect for your income - even if you are in the six figure range.Ray Subs is a consultant who can be reached at http://www.equityproject.net.]]> Housing Market Recovery Forecast To Be Slow http://www.artwoo.com/article/housing-market-recovery-forecast-to-be-slow http://www.artwoo.com/article/housing-market-recovery-forecast-to-be-slow#comments Sat, 06 Oct 2007 12:30:00 +0000 former federal reserve chairman alanalan greenspanfederal reserve chairmangreat depressionyale universityrobert shillerformer federal reserve chairman http://www.artwoo.com/article/housing-market-recovery-forecast-to-be-slow
The report comes on the heals of a economist warning to Congress that there may be future shocks to the nation's housing markets.

Economist , who authored a book warning of the real estate market collapse four years ago told Congress he feared that "the collapse of home prices might turn out to be the most severe since the ."

"The decline in house prices stands to create future dislocations, like the credit crisis we have just seen," he told the Senate's joint economic committee.

The present real estate slow down has evolved into a crisis with tightening credit standards for home buyers seeking mortgages. The slow down in the housing market is gaining momentum with slower sales in the majority of markets tracked by Housing Predictor, while foreclosures are at a record high.

Alan Greenspan said he would not be surprised if home prices fall in double-digit decreases over the next year. Deflation in U.S. home prices of that scale nationally would be unprecedented in U.S. history, and would have severe economic repercussions, costing many times the economic damage of the subprime mortgage melt down that started the present financial crisis.

Investment bankers estimate the financial damage could be more than $300-billion. The damage to the entire U.S. economy would be the worst since the Great Depression.

The Housing Predictor analysis indicates inventory levels of homes, condos and land for sale in the majority of states markets are increasing with more foreclosures hitting the market. Mike Colpitts is the Editor of Housing Predictor. To read the full story on the housing market recovery forecast, find your market's forecast and search real estate listings, including foreclosures visit http://www.housingpredictor.com ]]> Learning How to Clean Housing Tiles http://www.artwoo.com/article/learning-how-to-clean-housing-tiles http://www.artwoo.com/article/learning-how-to-clean-housing-tiles#comments Tue, 02 Sep 2008 06:15:24 +0000 laundry detergentgranite marblebathroom tilesceramic tilesceramic typedifferent colortalc http://www.artwoo.com/article/learning-how-to-clean-housing-tiles
There are various kinds of housing tiles that are out in the market. Some tiles are used for flooring while others are for the walls. Whatever type you are using, you must be able to know the specific cleaning methods that must be done to keep the housing tiles at its best condition. There are ceramic, linoleum, granite, marble, and many others. By knowing the composition of the house tile that you have will give you a better knowledge on how to clean it properly. This should be done properly since other ways of cleaning a certain tile may cause damage.

One of the most common tiles is the . They can be glazed or unglazed. The glazed types of are easier to clean and can be maintained in a less complicated manner. However, if you use the wrong materials in cleaning it, it may be scratched or it may even crack. When this happens, dirt may enter the cracked parts so cleaning it would even be harder. If ceramic tiles are well taken care of, they have the possibility to last longer and cleaning it would be easier.

When a tile is broken, replacing it would not be a good idea since the single housing tile may show off and not blend in since the tiles may have . Aside from avoiding to scratch the tiles, the challenge in cleaning tiles is on how to properly clean the in between areas of the tiles or the joints.

The can also be a problem since some soap contains and cause scum from the soap used. In removing the scum, one can use to the tiles. This should be left for several hours and scrubbing the persistent stains can further clean the tiles. There are also some chemicals that can be used to clean the tiles but be careful not to use too much since they can also harm the quality of the tiles. Also, when you are using the cleaning materials that are sold in the market, be very careful in following the instructions. The solutions may contain acids that may be harmful for the human skin.

When spills are on the floor, make sure that you remove it right away so that it will no longer leave stains in the flooring tiles. Regular maintenance would be better than changing the broken or damaged tiles. Also, the tiles should be kept dry.

In making the tiles in the house to last longer, proper maintenance and daily cleaning can be the solution to the problem. Frequent washing it and checking that the materials that you use are actually safe would definitely help in achieving clean and fine-looking housing tiles. When you want to learn how to clean the tiles it would be better if you first learn about the tile itself so that you will not apply the wrong solutions to your housing tiles.housing tile]]> How Housing Predictor Broke The Mold http://www.artwoo.com/article/how-housing-predictor-broke-the-mold http://www.artwoo.com/article/how-housing-predictor-broke-the-mold#comments Sun, 25 Feb 2007 10:27:02 +0000 local real estateselling real estatesell real estatereal estate marketsanta rosa californialong term investmentjournalist http://www.artwoo.com/article/how-housing-predictor-broke-the-mold
At this point I had developed more than 20 web sites, almost all of which were real estate oriented. Like a lot of people I wondered how long this feverish pitch in the could keep up before it would come tumbling down. After all real estate has always been a , and after years in real estate sales and investing I wanted to produce a site that would be informative and helpful for consumers everywhere in the U.S.

Housing Predictor is actually the work of a very small group of dedicated hard working professionals, only a staff of seven. Today it has exploded on the internet to become one of the fastest growing sites in an industry proliferated by thousands of new web sites a day.

I started after leaving television news back in 1989 in Santa Rosa, California. I liked selling real estate, but the in me drove my desire and I wanted to delve into the internet to provide helpful information people could use in their decision making process.

Real estate clients would ask me about real estate markets all over the country. I made it my business to learn about them and my interest grew from Santa Rosa to a national scale.

I moved to Spokane, Washington in 1993 to . As the number of my investor clients grew and as I gained more investment properties all over the country, I had to make it my business to keep my clients informed and up to date on various markets. It was then when I found out just how difficult it was to assimilate accurate information that was readily available. I thought long and hard on how to go about changing that.

As a journalist in the newspaper and television industries more than 15 years I always worked diligently to get the facts right, and I thought if I could create a website that could forecast the future of housing markets it would be very valuable for consumers. Not that all forecasts are ever always right, no matter what the economists like to tell us. But I thought at least a good educated view of local housing markets could help people make more informed decisions.

I knew it would be a mammoth undertaking to produce housing forecasts for local real estate markets in all 50 states. So in late November, 2004 the development of what would become Housing Predictor got its start.

At first it was a two man operation and months later we would add a staff to work on the development, including real estate analysts and economists. Housing Predictor was quietly being researched and developed for two years before we would officially launch the site.

We intentionally launched Housing Predictor with little fanfare on November 15, 2006 because we knew we had more work to do to strengthen the site. For the next two months we worked diligently to make things right and make sure the forecasts were as accurate as possible on all 250 local housing markets.

The word was getting out about what we were doing and we gained a following on the web at first from places like Craigslist and MySpace. The traffic was increasing daily. People wanted to not only know about their local housing markets but also about housing markets all over the country. After more than five years of booming real estate appreciation there was great interest.



Housing Predictor is taking on its own personality of sorts. The information it provides is not found regularly elsewhere. My own experience as a real estate investor and selling real estate in California, Washington and in Florida, where I make my home is only a small dimension of how this next generation site was built.

The site also includes The Top 25 market forecasts for 2007, a new housing search center and will soon release the Worst 25 projected markets for 2007. Housing Predictor will also be adding interactive features.

Web sites are a lot like children in the way they are born. They are a lot of hard work. They can be painful at times and everyone takes on their own personality. Housing Predictor is growing it's very own everyday. Mike Colpitts is the Developer and Editor of Housing Predictor, which provides housing market forecasts in all 50 U.S. states. To find your local housing market forecast visit http://www.housingpredictor.com ]]>