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	<title>david thomson</title>
	<link>http://www.artwoo.com</link>
	<description>Returned search results for david thomson</description>
	<copyright>Copyright 2008</copyright>
	<pubDate>Fri, 05 Dec 2008 02:48:03 +0000</pubDate>
	<generator>http://www.artwoo.com/rss/david+thomson</generator>

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				<title>Thomson Cruises</title>
		<link>http://www.artwoo.com/article/thomson-cruises</link>
		<comments>http://www.artwoo.com/article/thomson-cruises#comments</comments>
				<pubDate>Sat, 13 Sep 2008 03:29:43 +0000</pubDate>
		<category>thomson cruises</category><category>cruise fleet</category><category>cocktail lounges</category><category>waterford ireland</category><category>duty free shopping</category><category>waiter service</category><category>ship sails</category>		<guid>http://www.artwoo.com/article/thomson-cruises</guid>
		<description><![CDATA[Thomson Cruises offer five different ships on which to sail, all are well equipped, spacious and stylish, each offering unique qualities depending on the preferences of the passengers.The newest ship to the Thomson Cruise fleet 'The Calypso' is dedicated to over 16 year olds only, which ensures]]></description>
    <content:encoded><![CDATA[<a href="http://www.artwoo.com/tag/thomson+cruises" rel="tag">Thomson Cruises</a> offer five different ships on which to sail, all are well equipped, spacious and stylish, each offering unique qualities depending on the preferences of the passengers.<br><br>The newest ship to the Thomson <a href="http://www.artwoo.com/tag/cruise+fleet" rel="tag">Cruise fleet</a> 'The Calypso' is dedicated to over 16 year olds only, which ensures that who wish to travel as a couple, single or older family can enjoy their cruise without young children running around! This also means that The Calypso is Thomson's smallest ship which provides a more personal style of service and reflects the more traditional approach of cruising, with fixed sittings applied for dinner if <a href="http://www.artwoo.com/tag/waiter+service" rel="tag">waiter service</a> is required.<br><br>Evening entertainment is varied with a choice of live bands, popular game shows and midnight cabarets as well as quiet <a href="http://www.artwoo.com/tag/cocktail+lounges" rel="tag">cocktail lounges</a> and bars. The Calypso travels to destinations 'new' to Thomson Cruises which are more unusual such as Sevastopol, Crimea.<br><br>A fourteen night cruise which departs from Liverpool, UK aboard the ship 'Celebration' on day one is an ideal for cruise for those who prefer not to fly prior to joining the ship. The <a href="http://www.artwoo.com/tag/ship+sails" rel="tag">ship sails</a> through the night to arrive in Waterford, Ireland, for a full day in which to explore this medieval town famous for its crystal and glassware. Days three and four are spent at sea enjoying the onboard amenities which include whirlpools, a sports deck including basketball and table tennis.<br><br>The ship has separate amenities for children with a kid's zone as well as <a href="http://www.artwoo.com/tag/duty+free+shopping" rel="tag">duty free shopping</a>, a library and lounges with internet access for those who wish to keep in touch with the news! All of this, as well as soaking up the sun can be enjoyed while cruising in style to Lisbon, Portugal where the ship arrives in time to spend the morning and early afternoon discovering the delights of Portugal's capital city. Passengers rejoin the ship mid-afternoon and are cruised through the evening and night to disembark in Malaga, Spain for a full day's sightseeing or relaxation.<br><br>Day eight sees the ship arriving in Gibraltar, where it is beautifully warm, with many places of interest to visit, including Gibraltar's famous Barbary Apes. The ship then cruises through the night in style arriving in Casablanca, Morocco just after breakfast where optional excursions ashore enable the traditions of this vibrant city to be sampled. An early evening sailing from Casablanca to Portimoe, Portugal begins the return journey up the Atlantic coast calling at Porto, Portugal and La Cormna, Spain for two days of exploration and discovery. Day thirteen is spent at sea relaxing and enjoying the onboard amenities. The ship arrives in Dublin, Ireland at breakfast time on day fourteen and remains in dock for a whole day, giving plenty of opportunity to sample the delights of this cosmopolitan city. An overnight sailing brings the itinerary to a close on day fifteen with disembarkation in Liverpool.<br><br>This all time favorite Thomson Cruise is taken onboard Thomson 's luxurious 'Celebration' ship where the days at sea or after a day's sightseeing the two-storey health and beauty spa is the ideal place to indulge in some well-earned pampering.<bio>Cruise1st offer you variety, as well as unbeatable value and a great way to introduce you to Thomson Cruises. <a href="http://www.cruise1st.co.uk/thomson_cruises.phtml">Thomson Cruises </a> open the door to the world with their large selection of itineraries to exciting destinations.</bio>]]></content:encoded>
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				<title>The Ins And Outs Of David Beckham's Relationships</title>
		<link>http://www.artwoo.com/article/the-ins-and-outs-of-david-beckhams-relationships</link>
		<comments>http://www.artwoo.com/article/the-ins-and-outs-of-david-beckhams-relationships#comments</comments>
				<pubDate>Sun, 11 May 2008 03:17:14 +0000</pubDate>
		<category>jealous partner</category><category>love relationships</category><category>social stimulation</category><category>emotional freedom</category><category>personal relationships</category><category>family of friends</category><category>partner david</category>		<guid>http://www.artwoo.com/article/the-ins-and-outs-of-david-beckhams-relationships</guid>
		<description><![CDATA[ Beckham depends a great deal upon other people for emotional support and he has a large "family" of friends that care about him and treat him as kin. The women in David's life are particularly important to him, and his relationships with them powerfully influence his sense of security and]]></description>
    <content:encoded><![CDATA[ Beckham depends a great deal upon other people for emotional support and he has a large "family" of friends that care about him and treat him as kin. The women in David's life are particularly important to him, and his relationships with them powerfully influence his sense of security and happiness. David Beckham may be overly dependent and unsure of himself without a close partner. <br /><br /> David Beckham craves excitement, change, and discovery, and cannot tolerate a routine or lifestyle that offers little in the way of surprise or challenge. Excitable, spontaneous, and enthusiastic about anything new, he may be perceived by others as being too impulsive, especially in <a href="http://www.artwoo.com/tag/personal+relationships" rel="tag">personal relationships</a>. It is not easy for David Beckham to make or keep commitments, since he does not know how he will be feeling from one day to the next. <a href="http://www.artwoo.com/tag/emotional+freedom" rel="tag">Emotional freedom</a> is very important to Beckham. His domestic life can be very unstable - but Beckham likes it that way. <br /><br /> David has the ability to speak with his heart and soul and therefore to convince people. He is adaptable in both his thinking and speaking, but also changeable. In his work David Beckham can be a fanatic, at times inconsiderate and expects too much of others. <br /><br /> In <a href="http://www.artwoo.com/tag/love+relationships" rel="tag">love relationships</a>, David Beckham is more interested in a person's sense of humor and intelligence than in their physique. David likes a partner who is mentally alive and who keeps him guessing a little bit, and David Beckham becomes restless and bored with someone who never asks questions, never changes or surprises him. Talking, sharing ideas, going places together, and learning new things together is very important to his happiness. David Beckham needs lots of <a href="http://www.artwoo.com/tag/social+stimulation" rel="tag">social stimulation</a>, is something of a flirt, and likes to have many friends of both sexes. A possessive, <a href="http://www.artwoo.com/tag/jealous+partner" rel="tag">jealous partner</a> is very stifling for Beckham. <br /><br /> In his personal relationships, David Beckham insists upon a certain amount of independence and the freedom to pursue friendships with as many people, of both sexes, as he chooses. David does not appreciate a jealous, possessive partner; he feels comfortable in an atmosphere that is open and experimental, and he has little taste for convention and tradition. <br /><br /> On one hand Beckham finds it easy to demonstrate his love and affection for others and to talk about love relationships, and he tends to reveal his most personal feelings to people in his intimate circle of friends. But on the other hand David Beckham often hides his affection, or finds his feelings difficult to express or get across to the person he loves because being openly affectionate and trusting often does not seem safe to David. <br /><br /> It is possible for David Beckham to get involved in secret love relationships or fall in love with a person who is quite unavailable to him. Love and sacrifice often seem to go hand in hand for David Beckham - having to give something up to be with the one he loves, or having to relinquish some person or some aspect of an important love relationship.   <bio>This article is a part of TopSynergy's Astro Profile of David Beckham [<a href="http://famous-relationships.topsynergy.com/David_Beckham/" >http://famous-relationships.topsynergy.com/David_Beckham/</a>]. Reprints, in whole or in part, must include this copyright message to Top Synergy Relationships Group [<a href="http://www.topsynergy.com/" >http://www.topsynergy.com/</a>].  </bio>]]></content:encoded>
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				<title>How To Get The Best Deal On Student Car Insurance</title>
		<link>http://www.artwoo.com/article/how-to-get-the-best-deal-on-student-car-insurance</link>
		<comments>http://www.artwoo.com/article/how-to-get-the-best-deal-on-student-car-insurance#comments</comments>
				<pubDate>Tue, 01 Jan 2008 07:30:01 +0000</pubDate>
		<category>car insurance third party</category><category>david thomson</category><category>specialist broker</category><category>broker search</category><category>party fire</category><category>independent specialist</category><category>fire and theft</category>		<guid>http://www.artwoo.com/article/how-to-get-the-best-deal-on-student-car-insurance</guid>
		<description><![CDATA[ Just the same as when it comes to young drivers, student's car insurance can be very expensive. However, if you know where to go for your car insurance then you can get a very attractive deal. One of the easiest ways to get the best deal and cheapest policy is to let a broker search the]]></description>
    <content:encoded><![CDATA[ Just the same as when it comes to young drivers, student's car insurance can be very expensive. However, if you know where to go for your car insurance then you can get a very attractive deal. One of the easiest ways to get the best deal and cheapest policy is to let a <a href="http://www.artwoo.com/tag/broker+search" rel="tag">broker search</a> the marketplace for you as a good, independent broker will know where to look and what to look for when it comes to the best deals. <br /><br /> Of course the cost of the insurance will depend on different factors; one of the biggest is of course the type of insurance that you are looking to get. There are different types of car insurance; third party; third <a href="http://www.artwoo.com/tag/party+fire" rel="tag">party fire</a> and theft; and of course, fully comprehensive. The option that is right you for will of course depend on factors too. For instance if your car is a second hand older model then it perhaps won't make sense for you to insure it fully comprehensive. In fact fully comprehensive is the dearest type of insurance and in some cases, the younger driver might be better off considering third party which is cheaper. <br /><br /> When thinking about car insurance you will also have to take into account the bonuses that students can get and again this is where the expertise of a broker can come in handy. Along with getting you the cheapest deal they can also dig out the insurers that are offering extras and promotions particularly aimed at students. <br /><br /> Always make sure that you read the small print of a policy and that you are fully aware of what you are and are not covered for. There are many exclusions within a policy and here is where a broker's advice can be taken when it comes to your particular needs.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Getting The Cheapest Online Contents Insurance Quotes</title>
		<link>http://www.artwoo.com/article/getting-the-cheapest-online-contents-insurance-quotes</link>
		<comments>http://www.artwoo.com/article/getting-the-cheapest-online-contents-insurance-quotes#comments</comments>
				<pubDate>Mon, 22 Oct 2007 12:35:00 +0000</pubDate>
		<category>insurance quotes</category><category>david thomson</category><category>insured</category><category>specialist broker</category><category>extra insurance</category><category>contents insurance</category><category>independent specialist</category>		<guid>http://www.artwoo.com/article/getting-the-cheapest-online-contents-insurance-quotes</guid>
		<description><![CDATA[ When it comes to getting the cheapest online insurance quotes then you could spend hours searching the net yourself. However, by far the easiest way is to go with a broker who will be able to get you the most comprehensive contents policy while saving you on the premium.  The first factor you have]]></description>
    <content:encoded><![CDATA[ When it comes to getting the cheapest online <a href="http://www.artwoo.com/tag/insurance+quotes" rel="tag">insurance quotes</a> then you could spend hours searching the net yourself. However, by far the easiest way is to go with a broker who will be able to get you the most comprehensive contents policy while saving you on the premium. <br /><br /> The first factor you have to take into consideration when it comes to deciding on how much you need to be <a href="http://www.artwoo.com/tag/insured" rel="tag">insured</a> for is the total value of the contents of your home if the worst should happen and they were totally destroyed. It can be surprising how much the value of contents come to and sadly, many people find that they have underestimated the value of their belongings and as such are under insured. However on the other hand if you are just making a wild guess then you could over estimate the cost and end up paying out more for your premium than you need too. <br /><br /> When it comes to taking an inventory of your contents don't forget to include such things as any collections you may have built up such as CDs and DVDs and also the contents of your wardrobe. All the little things can add up along with the bigger items. If you have items of particular value you may need to take out <a href="http://www.artwoo.com/tag/extra+insurance" rel="tag">extra insurance</a> to make sure that these are covered. Any very expensive items of jewellery or art for example might not be covered in a standard policy so it is always worth pointing out if you have such items in your home. <br /><br /> A broker will be able to get you the cheapest <a href="http://www.artwoo.com/tag/contents+insurance" rel="tag">contents insurance</a> quotes that are most suitable for the type of cover that you need and this includes any extras that you might have to take out to cover expensive and usual items in the home.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>David Bowie - My Opinions</title>
		<link>http://www.artwoo.com/article/david-bowie-my-opinions</link>
		<comments>http://www.artwoo.com/article/david-bowie-my-opinions#comments</comments>
				<pubDate>Tue, 20 Mar 2007 12:32:00 +0000</pubDate>
		<category>ziggy stardust</category><category>david bowies</category><category>david bowie</category><category>space odessey</category><category>musical breakthrough</category><category>ups</category><category>hunky dory</category>		<guid>http://www.artwoo.com/article/david-bowie-my-opinions</guid>
		<description><![CDATA[David Bowie is one of the all time greatest artists who manages to reinvent himself on every album. When considering David Bowie's work I first like to think about his musical breakthrough Man of Words/Man of Music from 1969. The first track, Space Odessey, is one of those songs that you will never]]></description>
    <content:encoded><![CDATA[<a href="http://www.artwoo.com/tag/david+bowie" rel="tag">David Bowie</a> is one of the all time greatest artists who manages to reinvent himself on every album. When considering David Bowie's work I first like to think about his <a href="http://www.artwoo.com/tag/musical+breakthrough" rel="tag">musical breakthrough</a> Man of Words/Man of Music from 1969. The first track, <a href="http://www.artwoo.com/tag/space+odessey" rel="tag">Space Odessey</a>, is one of those songs that you will never forget. It almost defies classification when compared with the styles being explored by other big musical acts at the time. It is melodic yet also kind of brooding and tense while managing to still be upbeat. At heart it is just weird. <br /><br /> After his breakthrough mainly due to the hit, Space Odessey, his most noteworthy album would have to be <a href="http://www.artwoo.com/tag/ziggy+stardust" rel="tag">Ziggy Stardust</a> released in 1972. This is one of David Bowie's most listenable albums from beginning to end. It has a lot of his greatest songs all wrapped up into one fairly short album. The best of this album is the title track, Ziggy Stardust. However, two other greats are the Bowie's standard, Suffragette City, and the memorable Rock n Roll Suicide. <br /><br /> A good example of how Bowie has managed to change his musical style and reinvent himself with every release is 1983's Let's Dance. It features the hits Modern Love, China Girl, and the title track Let's Dance. This album overall is more mainstream and pop oriented than most of Bowie's work. It just goes to prove you never get the same David Bowie twice. <br /><br /> Some of David Bowie's albums include David Bowie, Man of Words/Man of Music, Space Oddity, The Man Who Sold the World, <a href="http://www.artwoo.com/tag/hunky+dory" rel="tag">Hunky Dory</a>, Ziggy Stardust, Aladdin Sane, Pin-<a href="http://www.artwoo.com/tag/ups" rel="tag">Ups</a>, Diamond Dogs, Young Americans, Station to Station, Low, Heroes, Lodger, Scary Monsters, Let's Dance, Tonight, Never Let Me Down, Black Tie, White Noise, The Buddha of Suburbia, Outside, Earthling, Hours, Heathen and Reality.   <bio>Find out more: <a href="http://www.musicandsuch.com/david_bowie.html" >http://www.musicandsuch.com/david_bowie.html</a> </bio>]]></content:encoded>
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				<title>Car Insurance When It Comes To Driving Abroad</title>
		<link>http://www.artwoo.com/article/car-insurance-when-it-comes-to-driving-abroad</link>
		<comments>http://www.artwoo.com/article/car-insurance-when-it-comes-to-driving-abroad#comments</comments>
				<pubDate>Sun, 15 Jul 2007 19:25:00 +0000</pubDate>
		<category>insurance matters</category><category>david thomson</category><category>insurance policy</category><category>insurance company</category><category>specialist broker</category><category>hiring a car</category><category>independent specialist</category>		<guid>http://www.artwoo.com/article/car-insurance-when-it-comes-to-driving-abroad</guid>
		<description><![CDATA[ Driving abroad has always been the number source for jokes and we have all found them extremely funny, however the truth is that when it comes to driving abroad there is nothing funny about it when it comes to dealing with insurance matters.  If you are going abroad and hiring a car, then]]></description>
    <content:encoded><![CDATA[ Driving abroad has always been the number source for jokes and we have all found them extremely funny, however the truth is that when it comes to driving abroad there is nothing funny about it when it comes to dealing with <a href="http://www.artwoo.com/tag/insurance+matters" rel="tag">insurance matters</a>. <br /><br /> If you are going abroad and <a href="http://www.artwoo.com/tag/hiring+a+car" rel="tag">hiring a car</a>, then insurance matters aren't really that big of a problem, however more and more people are now taking their own car to places such as France and it is here when insurance matters can be very confusing. Will you be covered by your existing policy and even if you are, are you covered for the same coverage that you are in the UK? <br /><br /> There is unfortunately no clear cut answer for this. While the majority of policies will cover you for driving abroad in the same way that your policy covers you in the UK there are sometimes different rules and regulations. European law differs slightly to ours and only the very minimal amount of cover is needed. In reality in most countries this level of cover is about the same as the third party cover which we have in the UK. <br /><br /> So while you will be covered for driving abroad the fact of the matter is that you will only be covered for such as damage or injury to the other party and not yourself. It is worthwhile checking with your <a href="http://www.artwoo.com/tag/insurance+company" rel="tag">insurance company</a> as some companies will give you what is called a "top-up" for your insurance if you are going to be driving abroad. <br /><br /> A top-up such as this will usually cover you as fully comprehensive for up to a period of 30 days, which of course will cover you for all eventualities whilst driving abroad.  There are some companies which will offer European cover for those who go abroad regularly as a part of a standard policy so when it comes to renewing your <a href="http://www.artwoo.com/tag/insurance+policy" rel="tag">insurance policy</a> this is something worth considering.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>How To Get The Best Car Insurance</title>
		<link>http://www.artwoo.com/article/how-to-get-the-best-car-insurance</link>
		<comments>http://www.artwoo.com/article/how-to-get-the-best-car-insurance#comments</comments>
				<pubDate>Mon, 17 Dec 2007 00:30:01 +0000</pubDate>
		<category>car insurance broker</category><category>cheaper car insurance</category><category>insurance dealers</category><category>insurance deal</category><category>david thomson</category><category>claims bonus</category><category>specialist broker</category>		<guid>http://www.artwoo.com/article/how-to-get-the-best-car-insurance</guid>
		<description><![CDATA[ One way - and probably the best and easiest way to get the best car insurance - is to talk to a specialist car insurance broker who will be able to search the market for the right car insurance at a price that is not only cheap but probably the cheapest available. This will save you a lot of time,]]></description>
    <content:encoded><![CDATA[ One way - and probably the best and easiest way to get the best car insurance - is to talk to a specialist <a href="http://www.artwoo.com/tag/car+insurance+broker" rel="tag">car insurance broker</a> who will be able to search the market for the right car insurance at a price that is not only cheap but probably the cheapest available. This will save you a lot of time, effort and wasted money. Once you and your broker have decided what type of car insurance cover you need it will not be long before your broker has got you up and running while making a huge saving. <br /><br /> There are certain factors that could have an impact on the cost of your car insurance, for example the number of years no <a href="http://www.artwoo.com/tag/claims+bonus" rel="tag">claims bonus</a> you have, the size and value of your car, the average mileage a year that you drive and the extra security features your car has been installed with. Someone who drives a smaller car, with a smaller engine and who has a low average annual mileage will get a better car <a href="http://www.artwoo.com/tag/insurance+deal" rel="tag">insurance deal</a> than someone who has got a big car and has got a high annual mileage. <br /><br /> If you have a car that is equipped with enhanced security features recommended by <a href="http://www.artwoo.com/tag/insurance+dealers" rel="tag">insurance dealers</a> like a car alarm, tracker or immobiliser you will get <a href="http://www.artwoo.com/tag/cheaper+car+insurance" rel="tag">cheaper car insurance</a> simply because your car will be safer and less likely to stolen when parked and left unattended, in the same way by parking your car overnight in a garage or on a driveway this will also help to reduce the cost of your car insurance. <br /><br /> Every year when the renewal for your car insurance is due do not just renew your car insurance before you talk to a car insurance broker. They will ensure that you get the best car insurance deal again this year. Never take it for granted that the insurance deal you got last year will still be the cheapest this year.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Where To Find The Cheapest Car Insurance</title>
		<link>http://www.artwoo.com/article/where-to-find-the-cheapest-car-insurance</link>
		<comments>http://www.artwoo.com/article/where-to-find-the-cheapest-car-insurance#comments</comments>
				<pubDate>Tue, 18 Dec 2007 12:20:00 +0000</pubDate>
		<category>cheapest car insurance</category><category>david thomson</category><category>specialist broker</category><category>tracker device</category><category>party fire</category><category>independent specialist</category><category>insurance market</category>		<guid>http://www.artwoo.com/article/where-to-find-the-cheapest-car-insurance</guid>
		<description><![CDATA[ The best way possible of finding the cheapest car insurance is to contact a specialist broker who will be able to search the insurance market to make sure that you get the correct insurance for your needs at the lowest price possible.  The cost of your car insurance will depend on several factors]]></description>
    <content:encoded><![CDATA[ The best way possible of finding the <a href="http://www.artwoo.com/tag/cheapest+car+insurance" rel="tag">cheapest car insurance</a> is to contact a <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> who will be able to search the <a href="http://www.artwoo.com/tag/insurance+market" rel="tag">insurance market</a> to make sure that you get the correct insurance for your needs at the lowest price possible. <br /><br /> The cost of your car insurance will depend on several factors and it is wise to do a little research beforehand into these. <br /><br /> You will get the cheapest car insurance that is possibly available to you if you follow a few simple rules such as, if you are the sole owner and driver of the vehicle, and, if your vehicle has got enhanced security features such as a fitted car alarm, immobiliser or a <a href="http://www.artwoo.com/tag/tracker+device" rel="tag">tracker device</a> fitted as these features would make your vehicle safer when left unattended and therefore far less likely to be stolen. <br /><br /> The value of your car will also play a part in the cost of your car insurance, so think about what car you are trying to get insurance for. There is no reason for a person who will do most if not all of the driving alone to drive a large family car as this will make your insurance more expensive. Driving a smaller car which will normally have a smaller engine which will not only save you money in running costs but will enable you to get the cheapest car insurance possible. <br /><br /> The type of insurance that you want / need will be a factor in the cost of your insurance; your choices are fully comprehensive, third <a href="http://www.artwoo.com/tag/party+fire" rel="tag">party fire</a> and theft and third party only, there is not much point in getting fully comprehensive cover if your premium works out at more than the value of the car. A specialist broker will be able to advise you on what is the correct and cheapest car insurance for you.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an <a href="http://www.artwoo.com/tag/independent+specialist" rel="tag">independent specialist</a> broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Protect Yourself With Life Insurance Mortgage Cover</title>
		<link>http://www.artwoo.com/article/protect-yourself-with-life-insurance-mortgage-cover</link>
		<comments>http://www.artwoo.com/article/protect-yourself-with-life-insurance-mortgage-cover#comments</comments>
				<pubDate>Thu, 13 Dec 2007 05:20:00 +0000</pubDate>
		<category>david thomson</category><category>insurance mortgage</category><category>giving you the benefit</category><category>specialist broker</category><category>comprehensive insurance</category><category>independent specialist</category><category>dependants</category>		<guid>http://www.artwoo.com/article/protect-yourself-with-life-insurance-mortgage-cover</guid>
		<description><![CDATA[ If you have a mortgage then it is essential that you cover the mortgage with life insurance mortgage cover. This is insurance that is taken out which, in the event of you dying, will pay out a lump sum which will cover the total amount of your mortgage so that your dependants are left financially]]></description>
    <content:encoded><![CDATA[ If you have a mortgage then it is essential that you cover the mortgage with life <a href="http://www.artwoo.com/tag/insurance+mortgage" rel="tag">insurance mortgage</a> cover. This is insurance that is taken out which, in the event of you dying, will pay out a lump sum which will cover the total amount of your mortgage so that your <a href="http://www.artwoo.com/tag/dependants" rel="tag">dependants</a> are left financially worry-free. <br /><br /> There are different types of life insurance mortgage cover. If you have a mortgage in just one name then you will of course only need to cover your own life but if you have a joint mortgage then you should cover both lives. If you are covering a joint mortgage then you have the option of just taking out one policy that covers both of you or taking out two single policies. <br /><br /> The difference between the two is that if you take out one single policy with both names on it, if one partner should die the insurance will pay out enough to cover the mortgage but then it will stop there. However if you take out two separate polices and one partner should die the mortgage would be paid off but the other policy would still run. So if you have children then this could be your best option. <br /><br /> If you go with a broker for your life insurance mortgage cover then they will be able to get you the cheapest and best deal on the cover and sometimes taking out two separate polices will only cost slightly more than a single, while <a href="http://www.artwoo.com/tag/giving+you+the+benefit" rel="tag">giving you the benefit</a> of paying out double. <br /><br /> The premium you will be asked to pay for your life insurance mortgage cover will depend of many factors, for example your age, the total amount of your mortgage and the period of time that you want the cover to last. Again a broker will be able to do the hard work of finding the cheapest and most <a href="http://www.artwoo.com/tag/comprehensive+insurance" rel="tag">comprehensive insurance</a> while explaining what the different terms within policies actually mean.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Can You Beat The Speed Cameras?</title>
		<link>http://www.artwoo.com/article/can-you-beat-the-speed-cameras</link>
		<comments>http://www.artwoo.com/article/can-you-beat-the-speed-cameras#comments</comments>
				<pubDate>Fri, 06 Jul 2007 02:25:02 +0000</pubDate>
		<category>speed cameras</category><category>fact that they</category><category>car insurance</category><category>david thomson</category><category>speed limits</category><category>cheapest insurance</category><category>drive safely</category>		<guid>http://www.artwoo.com/article/can-you-beat-the-speed-cameras</guid>
		<description><![CDATA[ Love them or hate them, there is no getting around it the fact that speed cameras are here to stay. Some love the fact that they cut speeding down while others say they are nothing but a way of invading your privacy.  Regardless of the fact, if you are caught speeding then the simple answer is]]></description>
    <content:encoded><![CDATA[ Love them or hate them, there is no getting around it the fact that <a href="http://www.artwoo.com/tag/speed+cameras" rel="tag">speed cameras</a> are here to stay. Some love the <a href="http://www.artwoo.com/tag/fact+that+they" rel="tag">fact that they</a> cut speeding down while others say they are nothing but a way of invading your privacy. <br /><br /> Regardless of the fact, if you are caught speeding then the simple answer is there isn't much you can do about it. You could of course go to Court and argue the fact, but if they caught you on film, then generally the camera doesn't lie. This of course means that in addition to the fine you originally got, you now have to pay Court costs too. <br /><br /> While speed cameras are undoubtedly put there to safeguard the driver and the public by cutting down and clamping down on those who habitually speed, we all speed at sometime or another even if this is as little as going just a few miles over the limit. These are the people who generally get the letter through their letterbox, the one timers, not that there is an excuse for any speeding no matter how small. <br /><br /> However the average person can receive between 3 and 6 points on their licence from speeding and when it comes to renewing their <a href="http://www.artwoo.com/tag/car+insurance" rel="tag">car insurance</a>, this can make a huge difference to the amount they have to pay. Whether speeding is on the increase or not, one fact remains, that by April this year it was estimated that around 1.3 million drivers had on average around 9 points on their licence. <br /><br /> Points on your licence do make a difference to the premium that you pay and in order to get the <a href="http://www.artwoo.com/tag/cheapest+insurance" rel="tag">cheapest insurance</a> your licence should be clean. <br /><br /> In order to get the best possible deal on car insurance, <a href="http://www.artwoo.com/tag/drive+safely" rel="tag">drive safely</a>, keep within the <a href="http://www.artwoo.com/tag/speed+limits" rel="tag">speed limits</a> and shop around for the right deal.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.  </bio>]]></content:encoded>
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				<title>How To Get The Cheapest Car Insurance Quote</title>
		<link>http://www.artwoo.com/article/how-to-get-the-cheapest-car-insurance-quote</link>
		<comments>http://www.artwoo.com/article/how-to-get-the-cheapest-car-insurance-quote#comments</comments>
				<pubDate>Sun, 16 Dec 2007 05:24:59 +0000</pubDate>
		<category>car insurance quote</category><category>cheapest car insurance</category><category>specialist broker</category><category>david thomson</category><category>specialist insurance</category><category>party fire</category><category>independent specialist</category>		<guid>http://www.artwoo.com/article/how-to-get-the-cheapest-car-insurance-quote</guid>
		<description><![CDATA[ The best way to get the cheapest car insurance quote is to contact a specialist insurance broker who will find the cheapest car insurance that is suitable for your needs. The cost of car insurance will be determined by several factors such as, the value of your car, how you use your car, what type]]></description>
    <content:encoded><![CDATA[ The best way to get the cheapest <a href="http://www.artwoo.com/tag/car+insurance+quote" rel="tag">car insurance quote</a> is to contact a <a href="http://www.artwoo.com/tag/specialist+insurance" rel="tag">specialist insurance</a> broker who will find the <a href="http://www.artwoo.com/tag/cheapest+car+insurance" rel="tag">cheapest car insurance</a> that is suitable for your needs. The cost of car insurance will be determined by several factors such as, the value of your car, how you use your car, what type of security measures your car has, who owns and drives the car and what type of cover you require. <br /><br /> One way to get the cheapest car insurance quote is to buy a smaller car, as smaller cars are less expensive (and so are valued at less) and have smaller engine sizes. Therefore normally, the insurance is cheaper. Fitting a car alarm, tracker or an immobilizer is one way to bring the cost of your car insurance down due to the more enhanced security you have, the less likely your car will be stolen. <br /><br /> The type of insurance cover you need or want will also play a part in how much your car insurance will be. A <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> will be able to advise you on which type of cover is right for you, whether that be Third Party, Third <a href="http://www.artwoo.com/tag/party+fire" rel="tag">Party Fire</a> and Theft or Fully Comprehensive. Parking your car overnight on a driveway or in a garage will lower your car insurance as it is safer and is less likely to be stolen. <br /><br /> Every year contact a specialist broker to search for the best deal for you, do not just renew your car insurance automatically as just because it was the cheapest deal last year, it doesn't mean it will be the cheapest deal this year. <br /><br /> A specialist broker will be able to search for the cheapest car insurance quote much easier than you can saving you not only a lot of wasted time and money but also giving you the peace of mind that the car insurance you receive is the right deal for you.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an <a href="http://www.artwoo.com/tag/independent+specialist" rel="tag">independent specialist</a> broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Why You Should Use Car Insurance Brokers</title>
		<link>http://www.artwoo.com/article/why-you-should-use-car-insurance-brokers</link>
		<comments>http://www.artwoo.com/article/why-you-should-use-car-insurance-brokers#comments</comments>
				<pubDate>Thu, 03 Jan 2008 08:30:01 +0000</pubDate>
		<category>car insurance broker</category><category>car insurance brokers</category><category>david thomson</category><category>specialist insurance</category><category>will know what type</category><category>insurance market</category><category>motor insurance</category>		<guid>http://www.artwoo.com/article/why-you-should-use-car-insurance-brokers</guid>
		<description><![CDATA[ The most important reason why you should use car insurance brokers is that they are able to search the car insurance market to find you the best car insurance at the lowest price, while also giving you the peace of mind that the car insurance that you acquire is the correct type of motor insurance]]></description>
    <content:encoded><![CDATA[ The most important reason why you should use <a href="http://www.artwoo.com/tag/car+insurance+broker" rel="tag">car insurance broker</a>s is that they are able to search the car <a href="http://www.artwoo.com/tag/insurance+market" rel="tag">insurance market</a> to find you the best car insurance at the lowest price, while also giving you the peace of mind that the car insurance that you acquire is the correct type of <a href="http://www.artwoo.com/tag/motor+insurance" rel="tag">motor insurance</a> to cover all your possible needs. <br /><br /> A <a href="http://www.artwoo.com/tag/specialist+insurance" rel="tag">specialist insurance</a> broker <a href="http://www.artwoo.com/tag/will+know+what+type" rel="tag">will know what type</a> of cover is the right car insurance to meet your needs. After you have answered a few simple questions, such as age and value of your car, the amount of security features that are installed, the average mileage a year you drive and who owns and drives the car for the majority of time etc, they will be able to see what is available. <br /><br /> You should note that in order to get the cheapest deal possible, the more enhanced your security measures are on the car, then the car insurance will be cheaper as it is less likely that the car will be stolen when it is parked, as will if you park the car on a drive or garage. Also, if you are the owner as well as the driver then this will also help to bring the cost of your car insurance down too. <br /><br /> Every year your car insurance broker can search for the best motor insurance for you saving you a lot of wasted time and effort, because while the car insurance you took out last year was the best deal it might not be the best deal this year. You should never just simply renew your car insurance without talking to a car insurance broker first. If you do then you could end up paying more money for your car insurance than you have to. <br /><br /> Nobody likes to be taken for the fool and nobody likes to pay more money than they have to insure their car and by using <a href="http://www.artwoo.com/tag/car+insurance+brokers" rel="tag">car insurance brokers</a> every year they can search for the best car insurance at the cheapest price which ensures that you are not throwing away your hard earned money, just simply getting the right car insurance at the right price.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Compare Car Insurance For The Best Deal</title>
		<link>http://www.artwoo.com/article/compare-car-insurance-for-the-best-deal</link>
		<comments>http://www.artwoo.com/article/compare-car-insurance-for-the-best-deal#comments</comments>
				<pubDate>Wed, 02 Jan 2008 08:20:00 +0000</pubDate>
		<category>cheap car insurance</category><category>car insurance companies</category><category>car insurance quote</category><category>specialist broker</category><category>insurance deal</category><category>david thomson</category><category>insurance deals</category>		<guid>http://www.artwoo.com/article/compare-car-insurance-for-the-best-deal</guid>
		<description><![CDATA[ Just by simply talking to a specialist broker and answering a few simple questions your broker will be able to search the market and compare car insurance for you on behalf, resulting in you getting the best car insurance at the lowest price that is available to you at that moment in time.  The]]></description>
    <content:encoded><![CDATA[ Just by simply talking to a <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> and answering a few simple questions your broker will be able to search the market and compare car insurance for you on behalf, resulting in you getting the best car insurance at the lowest price that is available to you at that moment in time. <br /><br /> The type of questions a specialist broker will require answers to are such things as: are you the sole owner and driver of the car?; the type of insurance cover you want or need; and, the age and value of your car. Your specialist broker will then need to know whether you require car insurance that is more suitable for a woman or a young driver as often they can get cheaper deals or just general car insurance. <br /><br /> Once the broker has all the answers then the broker can compare car <a href="http://www.artwoo.com/tag/insurance+deal" rel="tag">insurance deal</a>s on your behalf. Just because someone you know got a good insurance deal with one company, it does not mean that this company will be able to offer you the best insurance deal. <br /><br /> Some insurance companies claim to be the cheapest on the market but when you get a <a href="http://www.artwoo.com/tag/car+insurance+quote" rel="tag">car insurance quote</a> from them you may find that you do not fall into the categories they have for <a href="http://www.artwoo.com/tag/cheap+car+insurance" rel="tag">cheap car insurance</a>. This means that you have taken up a lot of your time and effort for nothing. A specialist broker will be able to compare car <a href="http://www.artwoo.com/tag/insurance+deals" rel="tag">insurance deals</a> for you which will result in not only you getting the best deal available at the best price available, as well as ensuring that you have the level of protection that you need. <br /><br /> Every year you should contact a specialist broker to search the insurance market to compare car insurance from different <a href="http://www.artwoo.com/tag/car+insurance+companies" rel="tag">car insurance companies</a>. Just because the insurance company your broker got your insurance from last year was the cheapest and best car insurance deal, it does not mean that it will be the cheapest and best car insurance deal for you this year.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Cheap Car Insurance For Women</title>
		<link>http://www.artwoo.com/article/cheap-car-insurance-for-women</link>
		<comments>http://www.artwoo.com/article/cheap-car-insurance-for-women#comments</comments>
				<pubDate>Wed, 19 Dec 2007 13:15:00 +0000</pubDate>
		<category>car insurance broker</category><category>current insurance company</category><category>david thomson</category><category>specialist broker</category><category>small cars</category><category>independent specialist</category><category>motor insurance</category>		<guid>http://www.artwoo.com/article/cheap-car-insurance-for-women</guid>
		<description><![CDATA[ For all the women out there who simply cannot get their head around the minefield of car insurance - and it happens to men too by the way - then the easiest way of getting car insurance is to talk to a car insurance broker. A broker will be able to search the market for the right car insurance]]></description>
    <content:encoded><![CDATA[ For all the women out there who simply cannot get their head around the minefield of car insurance - and it happens to men too by the way - then the easiest way of getting car insurance is to talk to a <a href="http://www.artwoo.com/tag/car+insurance+broker" rel="tag">car insurance broker</a>. A broker will be able to search the market for the right car insurance specifically aimed for women, at the right price; this is the cheapest way to get your insurance while getting the best deal possible. <br /><br /> There are some insurance companies that do <a href="http://www.artwoo.com/tag/motor+insurance" rel="tag">motor insurance</a> especially for women but if you do not know who they are and what they are offering then you could spend a lot of time and effort and quite possibly cost yourself a lot of money contacting several companies to get an insurance quote, only to be disappointed by what you are quoted. Do not forget a broker will know where to look for the best policies and the cheapest deals straight away. <br /><br /> Driving a small car instead of a big a car will reduce the cost of your car insurance. This is because <a href="http://www.artwoo.com/tag/small+cars" rel="tag">small cars</a> normally have a smaller engine, which will also give you more miles to a tank of fuel resulting in costing you less to get from A to B. Enhanced security features will also make a difference to the cost of your car insurance, a car fitted with an alarm or tracker or immobiliser is a more secure vehicle and therefore less likely to be stolen which brings down the premium charged for your insurance. <br /><br /> Once you have found a broker then you don't have to be worried about your car insurance when it is time for renewal next year. Simply contact your car insurance broker again and let them search for the best car insurance for women that is available. With another years' driving experience under your belt too, your current deal might not be the correct deal and it could be costing you money if you simply renew your insurance with your <a href="http://www.artwoo.com/tag/current+insurance+company" rel="tag">current insurance company</a>.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Online Car Insurance Quotes Offer The Cheapest Premiums</title>
		<link>http://www.artwoo.com/article/online-car-insurance-quotes-offer-the-cheapest-premiums</link>
		<comments>http://www.artwoo.com/article/online-car-insurance-quotes-offer-the-cheapest-premiums#comments</comments>
				<pubDate>Sun, 28 Oct 2007 01:15:02 +0000</pubDate>
		<category>car insurance quotes</category><category>comprehensive car insurance</category><category>brand new car</category><category>fire and theft</category><category>david thomson</category><category>types of insurance</category><category>own car</category>		<guid>http://www.artwoo.com/article/online-car-insurance-quotes-offer-the-cheapest-premiums</guid>
		<description><![CDATA[ Online car insurance quotes offer the cheapest premiums to be found and of course if you go to a specialist website and allow them to look around on your behalf then you can get the lowest quotes to be found online in the shortest time possible.  Of course there are many exclusions in all types of]]></description>
    <content:encoded><![CDATA[ Online <a href="http://www.artwoo.com/tag/car+insurance+quotes" rel="tag">car insurance quotes</a> offer the cheapest premiums to be found and of course if you go to a specialist website and allow them to look around on your behalf then you can get the lowest quotes to be found online in the shortest time possible. <br /><br /> Of course there are many exclusions in all <a href="http://www.artwoo.com/tag/types+of+insurance" rel="tag">types of insurance</a> and it is essential that you read the small print of any policy and know what you are buying and what is covered by a policy. The biggest advantage to going online with a specialist is that you will have access to all the facts and information which can help you to decide which type of insurance is right for your needs, along with getting the cheapest online car insurance quotes possible. <br /><br /> If you want to insure a <a href="http://www.artwoo.com/tag/brand+new+car" rel="tag">brand new car</a> then you won't have any other option but to take out fully <a href="http://www.artwoo.com/tag/comprehensive+car+insurance" rel="tag">comprehensive car insurance</a>. Fully comprehensive as the name suggests gives you the most cover and will protect your car and the other party's car if you should suffer an accident which is your fault or the other party's. If you have an older car to insure then third party <a href="http://www.artwoo.com/tag/fire+and+theft" rel="tag">fire and theft</a> might be a better choice, it doesn't cost as much for this insurance but it will only pay out to repair the other party's car if you should be an accident and of course protects against fire and theft. Third party only will cover the other party's car if you are the cause of an accident but it won't cover repairs to your <a href="http://www.artwoo.com/tag/own+car" rel="tag">own car</a> but is the very cheapest way to insure your car. <br /><br /> Whichever form of insurance you choose to take online car insurance quotes are the cheapest way to buy your car insurance and of course you can be assured of getting access to all the information needed to choose the right policy.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Let A Specialist Broker Compare Car Insurance On Your Behalf</title>
		<link>http://www.artwoo.com/article/let-a-specialist-broker-compare-car-insurance-on-your-behalf</link>
		<comments>http://www.artwoo.com/article/let-a-specialist-broker-compare-car-insurance-on-your-behalf#comments</comments>
				<pubDate>Tue, 04 Dec 2007 05:25:04 +0000</pubDate>
		<category>car insurance</category><category>insurance premiums</category><category>specialist broker</category><category>circumstances</category><category>cheapest insurance</category><category>independent specialist</category><category>new car</category>		<guid>http://www.artwoo.com/article/let-a-specialist-broker-compare-car-insurance-on-your-behalf</guid>
		<description><![CDATA[ While finding your new car is easy, when it comes to insuring it this may be harder and you have to shop around in order to get the cheapest insurance and save money. However this takes time but there is a far easier way and that is to let a specialist broker shop around on your behalf and secure]]></description>
    <content:encoded><![CDATA[ While finding your <a href="http://www.artwoo.com/tag/new+car" rel="tag">new car</a> is easy, when it comes to insuring it this may be harder and you have to shop around in order to get the <a href="http://www.artwoo.com/tag/cheapest+insurance" rel="tag">cheapest insurance</a> and save money. However this takes time but there is a far easier way and that is to let a <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> shop around on your behalf and secure you the cheapest premiums when it comes to your <a href="http://www.artwoo.com/tag/car+insurance" rel="tag">car insurance</a>. <br /><br /> A specialist will be able to get you the cheapest quotes for your car insurance in just a short time and all that's needed on your part is a few answers to some questions and then all have you have to do is to sit back and wait for the results. Some of the information needed will relate to your <a href="http://www.artwoo.com/tag/circumstances" rel="tag">circumstances</a> and the type of car that you wish to insure and there are ways that you can reduce your <a href="http://www.artwoo.com/tag/insurance+premiums" rel="tag">insurance premiums</a> yourself. <br /><br /> If you fit advanced security features on your car such as good quality alarms, steering locks, immobilisers and trackers then this makes your car more secure and so reduces the risk of it being stolen and also reduces the premiums charged to insure it. <br /><br /> When buying your car some consideration should be given to the size of it, a larger car will cost more to insure than a small model, if a large car is not necessary then consider getting a smaller model to keep the cost of the insurance down. You should also never just renew your car insurance from year to year, circumstances change and so do the deals so check for better deals every year through a broker. <br /><br /> Car insurance does vary from lender to lender and finding the cheapest can take a lot of time even if you know where to look, a specialist broker will know where to go.   <bio>David Thomson is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an <a href="http://www.artwoo.com/tag/independent+specialist" rel="tag">independent specialist</a> broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>How To Make Great Savings On You Car Insurance</title>
		<link>http://www.artwoo.com/article/how-to-make-great-savings-on-you-car-insurance</link>
		<comments>http://www.artwoo.com/article/how-to-make-great-savings-on-you-car-insurance#comments</comments>
				<pubDate>Sun, 08 Jul 2007 02:35:01 +0000</pubDate>
		<category>lower your premiums</category><category>car insurance</category><category>specialist broker</category><category>fire and theft</category><category>party fire</category><category>advanced driving lessons</category><category>noticeable</category>		<guid>http://www.artwoo.com/article/how-to-make-great-savings-on-you-car-insurance</guid>
		<description><![CDATA[ As anyone who has a motor car knows, car insurance can be expensive. However there are many ways in which you can save money when it comes purchasing for the first time or renewing your car insurance. Here are some simple ways that you can make some small and some substantial savings.  The premium]]></description>
    <content:encoded><![CDATA[ As anyone who has a motor car knows, <a href="http://www.artwoo.com/tag/car+insurance" rel="tag">car insurance</a> can be expensive. However there are many ways in which you can save money when it comes purchasing for the first time or renewing your car insurance. Here are some simple ways that you can make some small and some substantial savings. <br /><br /> The premium you pay for your car insurance can vary a lot from company to company so it is in your best interests to shop around. You can do this yourself by trawling the internet or get a <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> to do it for you. <br /><br /> Work out what type of insurance you want, be it third party, <a href="http://www.artwoo.com/tag/fire+and+theft" rel="tag">fire and theft</a> cover or fully comprehensive. If your car is an older model, for instance, then consider just taking third party, fire and theft car insurance. <br /><br /> Once you have determined the level of cover that you need, then get at least three separate quotes from different companies. <br /><br /> Getting a quote online will vary from company to company and you do need to compare quotes on a like-for-like basis. <br /><br /> One great way to <a href="http://www.artwoo.com/tag/lower+your+premiums" rel="tag">lower your premiums</a> is to offer to pay more for the voluntary excess you would pay if you were to make a claim. By doing this you can make savings. <br /><br /> If you choose to go with an insurance company that does home cover, sometimes if you take your household insurance cover along with your car insurance then you can make <a href="http://www.artwoo.com/tag/noticeable" rel="tag">noticeable</a> savings. <br /><br /> Finally, if you have taken <a href="http://www.artwoo.com/tag/advanced+driving+lessons" rel="tag">advanced driving lessons</a> or have no claims bonus for a number of years then it is worthwhile asking about any special considerations you might be entitled to receiving. While the majority of insurers ask about things such as this when filling in an enquiry regarding car insurance, it is also worthwhile mentioning if they don't.   <bio>David Thomson is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>A Broker Can Help You To Find The Cheapest Life Insurance</title>
		<link>http://www.artwoo.com/article/a-broker-can-help-you-to-find-the-cheapest-life-insurance</link>
		<comments>http://www.artwoo.com/article/a-broker-can-help-you-to-find-the-cheapest-life-insurance#comments</comments>
				<pubDate>Wed, 12 Dec 2007 04:15:02 +0000</pubDate>
		<category>life insurance policy</category><category>cheapest life insurance</category><category>term life insurance</category><category>insurance term life</category><category>financial commitments</category><category>david thomson</category><category>independent specialist</category>		<guid>http://www.artwoo.com/article/a-broker-can-help-you-to-find-the-cheapest-life-insurance</guid>
		<description><![CDATA[ Life insurance should be considered essential if you have a family and commitments, especially if you are the main provider. If you are the main provider and you should die then your family would not only have to cope with their grief, but also have to struggle to meet financial commitments with]]></description>
    <content:encoded><![CDATA[ Life insurance should be considered essential if you have a family and commitments, especially if you are the main provider. If you are the main provider and you should die then your family would not only have to cope with their grief, but also have to struggle to meet <a href="http://www.artwoo.com/tag/financial+commitments" rel="tag">financial commitments</a> with the loss of income. While life insurance is an added outgoing it can be worthwhile and if you go to a broker they will be able to find you the cheapest <a href="http://www.artwoo.com/tag/life+insurance+policy" rel="tag">life insurance policy</a> suitable for your needs. <br /><br /> Typically, he <a href="http://www.artwoo.com/tag/cheapest+life+insurance" rel="tag">cheapest life insurance</a> is what is called <a href="http://www.artwoo.com/tag/term+life+insurance" rel="tag">term life insurance</a>. Term life insurance is taken out solely to pay out a lump sum of money should you die. This can be invaluable to your family and gives you the peace of mind that at least they wont be left struggling to make ends meet financially. It doesn't however pay out cash unless you die, but it is the cheapest and easiest to understand of all insurance policies. An online broker will be able to get you the cheapest and most comprehensive cover for a policy of this type. <br /><br /> Of course when taking out any form of life insurance you will need to know how much insurance you need, generally the amount that you should cover yourself for is around 6 times that of your annual income, or it should be enough to pay off your mortgage, plus a bit more. You should also take into account inflation and the needs of any children and they are growing.  For example, if they wish to go to college or university then extra could be put aside to allow for this. Once your broker knows the figure to work from then he can look around on your behalf and find the cheapest life insurance that is most suited to your particular needs. <br /><br /> While going with a broker for your policy will ensure you always get the best deal you should also be aware of what the policy covers you for and what the exclusions are within it, again a broker can give advice on this.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an <a href="http://www.artwoo.com/tag/independent+specialist" rel="tag">independent specialist</a> broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>For The Cheapest Life Insurance Go With A Specialist Life Insurance Broker</title>
		<link>http://www.artwoo.com/article/for-the-cheapest-life-insurance-go-with-a-specialist-life-insurance-broker</link>
		<comments>http://www.artwoo.com/article/for-the-cheapest-life-insurance-go-with-a-specialist-life-insurance-broker#comments</comments>
				<pubDate>Fri, 07 Dec 2007 07:15:00 +0000</pubDate>
		<category>life insurance broker</category><category>term life insurance</category><category>david thomson</category><category>simplest form of life</category><category>specialist broker</category><category>dependant children</category><category>yearly income</category>		<guid>http://www.artwoo.com/article/for-the-cheapest-life-insurance-go-with-a-specialist-life-insurance-broker</guid>
		<description><![CDATA[ While life insurance can bring peace of mind it can also be an expensive addition, but it doesn't have to be if you go with a specialist life insurance broker for your quotes. A specialist will be able to search out the cheapest deals for you much quicker than you could possibly hope to do]]></description>
    <content:encoded><![CDATA[ While life insurance can bring peace of mind it can also be an expensive addition, but it doesn't have to be if you go with a specialist <a href="http://www.artwoo.com/tag/life+insurance+broker" rel="tag">life insurance broker</a> for your quotes. A specialist will be able to search out the cheapest deals for you much quicker than you could possibly hope to do yourself simply because they know where to look. <br /><br /> When considering life insurance there are factors you will have to decide before going to a specialist. The first is what type of insurance you want for your circumstances and how much cover you will need to take out. Deciding how much cover you need can be a little overwhelming but this can be made a little easier if you take your <a href="http://www.artwoo.com/tag/yearly+income" rel="tag">yearly income</a> and then multiply this by at least 10. Of course this is only a very rough guide and you will have to take things into account such as the rise of inflation, whether or not you have a mortgage and how much the mortgage is and any <a href="http://www.artwoo.com/tag/dependant+children" rel="tag">dependant children</a> you have. <br /><br /> The type of life insurance that you want or need will also determine how much the premium will be for the cover, so of course you will have to decide this before asking a <a href="http://www.artwoo.com/tag/specialist+broker" rel="tag">specialist broker</a> to look around on your behalf and get your quotes. He or she can give you help and advice to ensure that you choose the right cover for you. <br /><br /> For example and as a guide, the cheapest and <a href="http://www.artwoo.com/tag/simplest+form+of+life" rel="tag">simplest form of life</a> insurance is called <a href="http://www.artwoo.com/tag/term+life+insurance" rel="tag">term life insurance</a> and you simply decide how much you wish to insure your life for and over how many years. A specialist life insurance broker will then be able to get you several quotes based on a little background information. <br /><br /> Term life insurance will pay out the pre-defined sum of money if you should die during the term of the policy, however if you are still alive after the term of the policy is up then the policy will simply expire and there will not be a payout. This is the cheapest way of insuring your life and giving loved ones something to tide them over through what would be an extremely stressful time.   <bio><a href="http://www.artwoo.com/tag/david+thomson" rel="tag">David Thomson</a> is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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				<title>Cover Your Car With The Cheapest Motor Insurance Around</title>
		<link>http://www.artwoo.com/article/cover-your-car-with-the-cheapest-motor-insurance-around</link>
		<comments>http://www.artwoo.com/article/cover-your-car-with-the-cheapest-motor-insurance-around#comments</comments>
				<pubDate>Wed, 07 Nov 2007 01:25:02 +0000</pubDate>
		<category>fire and theft</category><category>motor insurance</category><category>party fire</category><category>personal belongings</category><category>covers</category><category>quotes</category><category>car broker</category>		<guid>http://www.artwoo.com/article/cover-your-car-with-the-cheapest-motor-insurance-around</guid>
		<description><![CDATA[ If you want to drive legally in the UK then you have to have insurance if you wish to drive on the road. And while this can be expensive depending on your circumstances it is a legal requirement. Therefore, if you are financially savvy, you have to do all you can to ensure that you have covered]]></description>
    <content:encoded><![CDATA[ If you want to drive legally in the UK then you have to have insurance if you wish to drive on the road. And while this can be expensive depending on your circumstances it is a legal requirement. Therefore, if you are financially savvy, you have to do all you can to ensure that you have covered your car with the cheapest <a href="http://www.artwoo.com/tag/motor+insurance" rel="tag">motor insurance</a> around. <br /><br /> The cheapest motor insurance can be found by going online with a specialist <a href="http://www.artwoo.com/tag/car+broker" rel="tag">car broker</a> website, which in a very short time can get you <a href="http://www.artwoo.com/tag/quotes" rel="tag">quotes</a> for the cover which is much cheaper than you would probably be able to find for yourself. However before you can get your quotes you first have to decide which type of insurance you want - there are three main types when it comes to insuring your car: third party only; third party <a href="http://www.artwoo.com/tag/fire+and+theft" rel="tag">fire and theft</a>; and fully comprehensive. <br /><br /> Fully comprehensive is the dearest of all the cover but is essential if you have a new car or if your car is over a certain value, typically =A34,000-5,000. Fully comprehensive gives you cover against such as fire and theft of your car and also for others to claim against you if you should be in an accident. It also <a href="http://www.artwoo.com/tag/covers" rel="tag">covers</a> you for loss of <a href="http://www.artwoo.com/tag/personal+belongings" rel="tag">personal belongings</a> and medical expenses if you should get hurt in an accident but policies do differ and you should always check the wording in the small print to determine what the actual policy covers. <br /><br /> Third <a href="http://www.artwoo.com/tag/party+fire" rel="tag">party fire</a> and theft will insure your car against being stolen and suffering damage due to fire, it will also protect you against others that claim against you if you should get into an accident. Third party only will allow others to claim against your insurance if you should get into an accident and is the cheapest form of insurance available. However, any damage caused by you to your car will not be covered, so if you will have to fund any repairs to your vehicle yourself.   <bio>David Thomson is Chief Executive of BestDealInsurance (<a href="http://www.bestdealinsurance.co.uk" >http://www.bestdealinsurance.co.uk</a>) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.   </bio>]]></content:encoded>
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