color schemes http://www.artwoo.com Returned search results for color schemes Copyright 2008 Sun, 23 Nov 2008 02:36:15 +0000 http://www.artwoo.com/rss/color+schemes Color Plays An Important Role In Design And Graphics http://www.artwoo.com/article/color-plays-an-important-role-in-design-and-graphics http://www.artwoo.com/article/color-plays-an-important-role-in-design-and-graphics#comments Wed, 04 Oct 2006 22:27:08 +0000 interior decoratingneedlepoint patternscolorscolor wheelcolor schemescolor palettesinterior designer http://www.artwoo.com/article/color-plays-an-important-role-in-design-and-graphics Color schemes are fun no matter what they are being used for. Color schemes come into play when decorating a room or painting a house. They are created for use in web pages, clothing, or arts and crafts. There is something joyous in looking at, planning, and working with and trying to make them fit, aesthetically, into a piece of work. Colors send emotional messages, and they illustrate traditions, trends, or themes. Some of the most interesting color schemes are those applied to clothing.

In the 1970s, for example, the trend was for neon-like colors. Pink and green were used together in for a spring fashion extravaganza, with these two solid colors used in tunics, shifts, skirts and pants. The two colors in combination provided a nearly psychedelic display that nearly always brought springtime back for anyone who wore them. Even if you look at these colors together today, you will get the same feeling of spring.

contain complicated and careful color schemes. These works use hundreds of shades of yarn and thread, and the artistic designer of a needlepoint pattern makes use of the appropriate by combining and integrating shades and hues of yarn or thread to create fine lines, details, sharp angles and shadows, and even degrees of light that make for a nearly photographic image.

In the profession of , color schemes are also complex and demanding. They require much attention and a lot of study to be effective. The must think about things like where the light coming through a window will strike a particular color and how big a space will look if one color or another dominates it. These factors enter into the decisions of where to use particular colors in a home's interior. The is available online at a number of web sites to help with color scheme decisions. There is also information online concerning the psychology of color and the impact that specific color combinations have on humans.

Color tools are also very useful in the area of web site design. Just like color schemes for offices and other interior design project, color schemes for web sites are very important to the overall success of the site. Color may even be more important online because most web sites are created to sell products or services, and designers want the site's visitors to feel positive about their offerings. Using the appropriate color scheme and considering psychological factors that are related to color can make a site more successful. Different demographic factors, such as age, educational level, financial status, ethnicity, and others can be impacted through the presentation and layout of a web site. These elements of a site rely on color schemes to help them do the work of selling the product or service to a particular audience. Discover more articles about art, design and graphics by visiting http://www.design-advice.com ]]> Exterior Home Painting: Finding an Original Color http://www.artwoo.com/article/exterior-home-painting-finding-an-original-color http://www.artwoo.com/article/exterior-home-painting-finding-an-original-color#comments Thu, 09 Oct 2008 02:57:18 +0000 exterior home paintingattractive colorshouse paintingshades of browntraditional colorsnatural surroundingscolor schemes http://www.artwoo.com/article/exterior-home-painting-finding-an-original-color shades of brown or gray. There is, of course, no problem with this, as brown and gray can be a wonderful choice to complement the home's . Some people however, like to break away from the and go with something a little bolder.

While brown or gray can be very for your , they may not be quite what you are looking for. There are vast exterior home painting color options that can offer you the boldness you are searching for, it is finding them that can sometimes be the difficult part. If you have a color scheme in mind, but are not sure it will look right on your home, you might want to try using a software program that will show you if the finished product will look good on your home. There are quite a few software programs that will allow you see exactly what your home would look like with a wide variety of house painting colors.

You can also look through photo galleries of what other home owners have done with their exterior home painting to get an idea of what you would like to use for your house painting. Sometimes the best resource for inspiration can come from other people. Although you may not like exactly what someone else has done with their exterior home painting, their could spark an idea of what you would like for yours. At the very least, viewing what others have done will give you an idea of what you do not want for your home.

Another great resource to help you choose a color scheme is a contracted painter. If you have already hired a contracted painter for the job, ask them for ideas on what would look good on your home. They will likely have knowledge of what color schemes work well and also on those that do not look good. This is another reason why it can be beneficial to hire a contracted painter rather than attempting to complete the project by yourself. First of all, if you have no experience in painting, you are risking doing a poor job on the project. Secondly, although you may think that a color scheme will look good, once you have completed the project, you may realize that it does not look as good on your home as you had imagined.

Above all else, think of a color that defines you and your home. Choose one that you will be happy looking at day in and out. If you are considering going with a very bold color for your exterior home painting, but think that it might be just a little too bold, you could always start out with painting the trim with the bolder color and the majority of the home with a more subtle tone. This can help give you an idea of what the bold color looks like on your home and then if you still like it, you could use that as your main color when it needs repainted.More information on exterior home painting, home improvement and College Works Painting in your area is just a click away.]]> 3 Successful Home Office Decorating Schemes http://www.artwoo.com/article/3-successful-home-office-decorating-schemes http://www.artwoo.com/article/3-successful-home-office-decorating-schemes#comments Sat, 02 Jun 2007 23:34:57 +0000 home office furniturehomeofficefurnituresoothing colorscolor wheelwarm colorsjuxtaposedoffice spaces http://www.artwoo.com/article/3-successful-home-office-decorating-schemes Color Wheel have a dramatic effect on the final impact of their paintings. There are hot, energetic colors which leap off a canvas, and there are cool, which recede, drawing the viewer's eye into the distance. The ways in which these colors are can completely change the emotions a painting evokes, and they can do the same for interior spaces.

Interior designers who specialize in home office decorating know that the color schemes they choose will have an affect on the mindset of the home office worker, so they determine in advance if a calming, or invigorating, style of home office decorating is more appropriate.

Those home workers who expect spend several hours at a stretch in the home office should do a bit of self-assessment, and determine if they would benefit more from a home office decorating scheme which helps them stay calm and focused, or a home office decorating scheme which makes them feel energetic and confident. For more info see .com/Cheap_Home_Office_Furniture/" >http://www.i-homeofficefurniture.com/Cheap_Home_Office_Furniture/ on Cheap

Calm, Cool, and Collected

The cool colors--blues, purples, and greens--will provide a low-impact home office decorating scheme which quiets the mind and allows the worker to focus on a project instead of his or her surroundings. If concentrating is one of your weak points, stay at the cool end of the color spectrum.

Spicing It Up

If, on the other hand, you feel like falling asleep as soon as you sit down and turn your computer on, you will benefit from a home office decorating scheme which features . Yellows, oranges, and reds make their surroundings much more invigorating, and stimulate the brain. In , however, it's a good idea to limit the pure reds, yellows, and oranges to accents and have larger areas colored with more diluted warm shades like russet. You don't want to go overboard with your home office decorating scheme.

The Neutral Zone

If you have a very small office space, consider a neutral home office decorating scheme. Light neutral colors, when used without too many dark accents, can make a small space appear much roomier. And neutral schemes adapt beautifully to any type of furnishings. If you find them too boring for your home office decorating scheme, just enliven them with touches of your favorite warm or cool pure colors. You'll have enough color to soothe or energize you, and a home office which seems much more airy and spacious than its dimensions give it any right to be! You can also find more info on http://www.i-homeofficefurniture.com/Home_Office_Chairs/ on Home Office Chairs and http://www.i-homeofficefurniture.com/Home_Office_Computer/ on Home Office Computer. http://i-homeofficefurniture.com is a comprehensive resource to get help in home office. ]]> Google Adsense: How Formatting And Color Schemes Can Make Or Break Your Click Count! http://www.artwoo.com/article/google-adsense-how-formatting-and-color-schemes-can-make-or-break-your-click-count http://www.artwoo.com/article/google-adsense-how-formatting-and-color-schemes-can-make-or-break-your-click-count#comments Thu, 13 Jul 2006 02:27:10 +0000 google adsenseadsplace imagesbackground colorad linkborder colorsadlink http://www.artwoo.com/article/google-adsense-how-formatting-and-color-schemes-can-make-or-break-your-click-count adsense" rel="tag">Google adsense even the slightest adjustment on your website can make a world of a difference. Adsense requires little effort at all on your part, but the changes you can control can vary the amount of clicks you receive. That is why the formatting and colors you use for the ad will allow you to collect a higher income and raise your adsense revenue.

When placing the Google adsense it is crucial you place it directly in the heart of your content. You want the ad to be noticed but at the same time not take away from the content on your website. You want the adsense to compliment your content, not BE your content. Square and wide rectangular ads tend to fair the best and receive the most clicks for people.

You want to place your adsense above the main fold to maximize your clicks. The higher up on the page your ads are the more likely people will click on them. This is because not everyone reads all the content on your website, but by putting your adsense towards the top it is one of the first things they see.

Placing objects around the ads are a sure way to increase your adsense revenue as well. If you next to or above, the ads the images will draw the readers' eyes towards your ads with more potential for people to click on them. You do not want to place too many images as this will drop the quality of your page, but placing one or two images will look professional and serve its purpose at the same time.

When adjusting the and border color of your google adsense box, you don't want to make it stand out from the rest of the page. Have the background and be very similar, if not the same color, as the background of your webpage itself. The color of the URL should always be a lighter shade than that of the text. If the text is black then make your a light gray shade. All in all your goal is to make the adsense have the same color scheme as your website has to help it blend in as oppose to looking like an ad that stands out.

It is important that you pay attention to the formatting of your Google adsense and maybe even adjust it from time to time. Make sure to keep records of how you fair as far as clicks go if you do make an adjustment. Testing will help you find what works best for your website. While it may seem like a very little adjustment on your webpage, it will ultimately determine how many clicks you receive. The formatting and color schemes you use are a vital aspect towards your success with adsense. Shon Christopher's making money website will provide you with the tools needed to boost your internet income in no time. With various secrets and tips, you will find informational articles and more to help you become a successful internet marketer. Go here to find more: http://www.moneymultipliermethods.com ]]> Color Terms You Need To Know When Decorating http://www.artwoo.com/article/color-terms-you-need-to-know-when-decorating http://www.artwoo.com/article/color-terms-you-need-to-know-when-decorating#comments Sun, 15 Oct 2006 00:27:09 +0000 complementary colorsthree primary colorstertiary colorssecondary colorscolor wheelcolor combinationscolor orange http://www.artwoo.com/article/color-terms-you-need-to-know-when-decorating
Adding color to a room is quite inexpensive. A new color of paint and fabrics can totally change a room.

The human eye can perceive approximately 10 million different colors. Just imagine all of the different that can be created. Even so, some color combinations are definitely better than others.

When looking at colors, there are eleven different terms that you should know:

1. Primary colors are the three main colors that every other color is made from: red, blue and yellow. Primary colors are often used in children's rooms because they are bright and will catch a child's attention.

2. are the colors that are created when you combine equal parts of the . The comes from red and yellow; green is from yellow and blue; and violet is from blue and red.

3. are the result of combining a primary color with the nearest secondary color to it on the . The colors would appear as blue-green, yellow-green, yellow-orange, red-purple, and blue-purple.

4. Related color schemes result from combining secondary and tertiary colors. For instance, the colors blue-green and green will evoke a calming effect because there are no jarring changes in color.

5. are located directly opposite each other on the color wheel. They would turn gray when they are mixed together in paint, but they can be used together - carefully - when decorating a room. Sometimes these color combinations can be too overwhelming so care is needed when using them.

6. Hue is a descriptive word for color, such as leaf green, robin's egg blue or burgundy.

7. Saturation means how saturated (how much color) there is in the basic color. For example, light blue and navy are both still blue. Navy is more saturated with the blue color.

8. The value of a color is how light or dark a color is. White has the brightest value and black has the darkest value.

9. Tints represent the colors that are closest to white in value. These would be pastel colors.

10. Shades are the colors that are closest to black in color, like hunter green or deep purple.

11. Neutrals are the andquot;nonandquot; colors, like black, white, gray, brown and beige. They can produce a pleasing color scheme on their own or mixed with other colors.

Color plays an important part in decorating. The entire feel of a room can be changed just by changing the color scheme. Jude Wright is the owner of http://decoratingsimple.com where you can find great decorating ideas for those on a budget. Stop by and get your free ebook, andquot;Home Decor Ideas for Those on a Budget.andquot; ]]> Developing Color Schemes http://www.artwoo.com/article/developing-color-schemes http://www.artwoo.com/article/developing-color-schemes#comments Wed, 12 Nov 2008 18:01:28 +0000 light penetrationcheerful colorgloomy effectsouthern exposuresource of lightnumber locationinterior decoration http://www.artwoo.com/article/developing-color-schemes
In rooms that are particularly sunny, it is advisable to subdue the sunlight. In rooms with a it is the custom to use "cool" colors, which not only help soften the glare but also give the decorator an opportunity for variety by using the warmer colors in rooms or portions of the house that may be turned to the north.

The second most important point in planning a color scheme is the consideration of the quantity of light which penetrates into the room. The number, location and size of the windows should be carefully studied. It is needless to say that darkening a room by partially or completely covering the will darken the appearance of every color in that room and often neutralize them, so a scheme will be turned into an uninteresting or .

The tonal value of the colors will depend upon the amount of the curtain treatment allows. This rule, however, applies to rooms that are primarily to be used in daylight and does not take into consideration rooms that may be artificially lighted or rooms that are to be used by the occupants for the most part during the evenings. It is important to try color schemes in advance in the actual room where they are to be placed and under conditions as similar to the final ones as possible.

One of the most treacherous elements in is artificial light and its effect upon colors. Artificial light of a particular color tends to subdue or "kill" the color on any object upon which it falls because the color of the light and the object will blend into a secondary or complex color.

A bluish light thrown on a green wall will cause the wall to appear more yellow than it really is. A yellow light on a green wall will act in the reverse manner and accent the bluish element in the green. If a yellow light is thrown on a bluish wall, since there is no yellow in blue, the two colors will blend as in pigments the wall will tend toward green.

The size of the room is a factor in selecting its principal colors. In nature, colors become paler the further they are removed from the eye. As a result of this, colorists have coined the terms distant and near for certain colors that help create an illusion that the object is further or nearer than it really appears to be. In a small room, it should always be the effort of the decorator to give as large an effect as possible.

It is also important at times to strive to reduce the apparent size of a large room, with bar rail molding (http://www.ferche.com/) or brass bar rails for example. Color can play an important part in both instances. The distant colors of nature can be used in the large areas of the small room, while the near colors can be used in a large room to help reduce it.

There is a condition that the decorator finds in practice that will at first glance seem to limit somewhat the selection of color schemes, and that is the limited range of colors in which many fabrics are made. While this would appear to be a handicap, it is a great advantage to the beginner because it often ties down the available number of possible color schemes for a room, requiring only a few to be considered, and in this way much simplifying the selection. This limitation is largely made use of by the great majority of decorators.

After forming a mental image of the color scheme and taking into consideration the general character, scale, dimensions and orientation, the fabrics should first be decided upon. Several samples should be selected and brought to the actual room in which they are to be used. A final decision should then be made before any paint colors are actually chosen.

The fabrics and the colors used in them are limited and fixed; they cannot be altered. Paint may be mixed by any experienced painter to an infinite number of colors by merely adding white or a few pigments to the paint pot. The error in reversing this process is a common one among inexperienced decorators.Sarah Martin is a freelance marketing writer based out of San Diego, CA. She specializes in home improvement and interior decorating, such as bar rail molding. For the very best in the hardwood moulding industry, please visit http://www.ferche.com/.]]> Choosing An Effective Website Color Combination http://www.artwoo.com/article/choosing-an-effective-website-color-combination http://www.artwoo.com/article/choosing-an-effective-website-color-combination#comments Mon, 07 May 2007 15:29:58 +0000 complimentary colorslogo colorsexact colorsneutral colorswarm colorsaesthetically pleasingpleasing color scheme http://www.artwoo.com/article/choosing-an-effective-website-color-combination aesthetically pleasing color scheme can make or break your website. After all, in advertising, color accounts for 60% of advertisement's acceptance or rejection. Therefore, color plays a pivotal role in determining whether or not a potential customer will choose to conduct business with your firm. A web designer needs to ensure that all of your website's colors work in harmony, while keeping the client's identity consistent with other marketing efforts.

Quick Rules of Thumb

- Stick to 3 to 5 colors when planning a website - When in doubt, use white for the background color, and black for the text color

Using Your Company's

If your company already has a logo designed by a professional =96 great! This is the best starting point for choosing your website's color combination. You may choose to use the found in your logo, or even add some . But, it is important not to stray too far from your logo's color scheme in order to keep your company's identity consistent.

color Defines Mood

The colors of your website are important because they can elicit different emotions from your visitors. colors can make us happy, excited, angry or sad. Below is a list of colors along with the corresponding moods which they evoke:



Red: aggressiveness, passion, strength, vitality Pink: femininity, innocence, softness, health Orange: fun, cheeriness, warm exuberance Yellow: positive thinking, sunshine, cowardice

Cool Colors

Green: tranquility, health, freshness Blue: authority, dignity, security, faithfulness Purple: sophistication, spirituality, costliness, royalty, mystery



Brown: utility, earthiness, woodiness, subtle richness White: purity, truthfulness, being contemporary and refined Gray: somberness, authority, practicality, corporate mentality Black: seriousness, distinctiveness, boldness, being classic

Choosing a Color Scheme

Once you understand the colors and their connotations, the next step is to choose a color scheme for your website. Below is list of different types of color combinations:

Monochromatic color combinations use a single color. Variations in lightness of the selected color can be used to create the sense of different colors. Monochromatic colors go well together, producing a soothing effect, and are very easy on the eyes. The drawback however, is that, it can be difficult to highlight the most important elements on your website.

Analogous color schemes use colors that are related, but not the identical, to create visually attractive combinations. Choosing this type of color scheme is accomplished by picking colors that are close to each other on the color wheel. For example, a selection of blues and purples, or reds and oranges would make a good analogous combination. One color must be picked as the dominant color while the others are used as accents.

Complementary (or contrasting) color schemes are comprised of 2 colors that are opposite each other on the color wheel. This combination is most appealing when a warm and a cool color are used. For example, red with green or blue work well as contrasting colors. Using one color for your background, and its complementary color to highlight key elements will give you color dominance and color contrast. One word of caution: it is difficult for the human eye to focus on contrasting colors at the same time. Therefore, it is best to avoid using strong contrasts for background and text colors. Paul Coulter owns and operates a London Ontario Website Design Company. Visit http://www.ekonline.com/articles.html for more articles by Paul. ]]> Tips For Choosing Your Dollhouse Paint Color Scheme http://www.artwoo.com/article/tips-for-choosing-your-dollhouse-paint-color-scheme http://www.artwoo.com/article/tips-for-choosing-your-dollhouse-paint-color-scheme#comments Mon, 26 Feb 2007 04:27:05 +0000 house paint schemespaint schemepaint chipspaint storecomplimentary colorsdollhousesexterior colors http://www.artwoo.com/article/tips-for-choosing-your-dollhouse-paint-color-scheme dollhouses as much as they do building them. Doll s have no limits, and the license to be creative is free. Painted dollhouses give the artist an opportunity to express their own personal tastes and styles. Here are several suggestions to keep in mind when you are trying to plan and design the colors for you doll house paint scheme.

Remember, the interior and should complement each other. Being able to see the interior and the exterior at the same time is one feature that makes dollhouses unique. You wouldn't want one to take away from the other because the paint schemes clash. The at your local will often show innovative and creative complementary color schemes. Use these for ideas. Additionally, many tools online will help you choose . You may be surprised to see the wide range of creative possibilities that are available to you.

If you are trying to re-create a historical building, then you will need to make sure that the doll house paint that you select is realistic. Do a little research to find out what colors may have been popular on period pieces. For exact replicas, you may want to head to the library to see if you can find photos or painting of the building that you are replicating. Either way, painted dollhouses are a great way to re-create the past. Not only are they fun to build, but they can be great teaching tools in an educational setting.

If you are creating an original structure, then feel free to be creative in choosing the doll house paint that you want to use. Don't be afraid to express yourself. Original pieces provide a template for you to utilize your full creative ability. Use whatever scheme you think looks good. Remember, painted dollhouses say as much about the creator as they do about the art form.

Giving away painted dollhouses as a gift requires a little consideration when creating the color scheme. Ask yourself several questions when you are trying to decide which colors of doll house paint to use. Where will the dollhouse live? Will it be a nice addition to that room? Will it stick out like a sore thumb? How will the dollhouse be used? You will want to be careful about the kind of doll house paint that you are using if you think the doll house will be played with. Durability becomes an important feature. If the house is strictly going to be a showpiece, then you can feel free to use more delicate colors and finishes without worrying about the paint scheme showing wear. Learn more about the fascinating world of miniatures. Visit http://www.themagicaldollhouse.com today for a great selection of wooden doll houses and dollhouse accessories from top miniature companies. ]]> Smashbox Cosmetics - A Review Of The Smashbox Cosmetics Line http://www.artwoo.com/article/smashbox-cosmetics-a-review-of-the-smashbox-cosmetics-line http://www.artwoo.com/article/smashbox-cosmetics-a-review-of-the-smashbox-cosmetics-line#comments Mon, 12 Nov 2007 10:30:00 +0000 smashbox cosmeticsdisappointedstore brandsdesigner handbagchic clubcolor palettemakeup http://www.artwoo.com/article/smashbox-cosmetics-a-review-of-the-smashbox-cosmetics-line Smashbox cosmetics has shown me, it's worth it to pay a little extra for that you use every day. Surely, the quality of some department is sometimes no better than their drug store counterparts. In the case of Smashbox cosmetics, however, the expensive brand far outperforms its cheaper competitors. First of all, the packaging is awesome. It makes you feel elite just to touch it, and when you go to the ladies room to powder your nose people see that you have good taste when it comes to the finer things. There's nothing worse than going to the bathroom in a and watching some girl pull a $2 lipstick out of her .

In addition to the packaging, Smashbox cosmetics excels in the arena. The hues that you find with Smashbox cosmetics you can't get anywhere else. Sometimes drug store brands will try to imitate certain color schemes, but none of them come close to replicating the Smashbox colors. With Smashbox cosmetics, the color you see in the packaging is the color you get when you put it on your face. Unlike other brands that require you to put layer after layer of color on to get the shade you expect, Smashbox gives you what you need with a single application.

Over the course of my lifetime, I've tried just about every brand you can think of. From the 99 cent bin brands to the most exclusive designers, you'd be hard pressed to find something I haven't put on my face. Since I found Smashbox cosmetics, however, I'll never wear anything else. If you're curious about the brand, I suggest you go to a specialty cosmetics store and ask for a free demonstration or trial. I promise, you won't be . Want to read more Smashbox Cosmetics reviews? Visit the Makeup Forum at http://www.TheCosmeticsForum.com/ today. It's free to become a member so join today! ]]> Credit Cards And Their Rewards http://www.artwoo.com/article/credit-cards-and-their-rewards http://www.artwoo.com/article/credit-cards-and-their-rewards#comments Fri, 24 Nov 2006 06:27:07 +0000 credit card reward schemescredit card companiesnectar points0 balance transfersdebenhamsamerican expresssainsburys http://www.artwoo.com/article/credit-cards-and-their-rewards credit card companies offer incentives to people with large debts. These include 0% balance transfers, 0% purchase rates and long term low interest rates on balance transfers. But people who clear their balances regularly do not benefit from these rewards. After all, if they pay off their balances each month, they are not paying interest anyway. So how can these people gain something from using their credit cards? The answer lies in .

What Are Credit Card Reward Schemes?

Credit card reward schemes are schemes that offer bonuses or incentives to people when they spend on their credit card. These schemes are usually linked to the amount spent, so this is a good option for people who put their monthly spending on their credit cards. There are a number of credit card reward schemes to choose from.

Earning With Your Credit Card

One of the best known reward schemes is the Nectar points scheme. This started as a loyalty card scheme, with , and BP as the principal players. There are now a number of retailers who accept and issue Nectar points. There is also a branded Nectar credit card (run by ) which allows card holders to earn Nectar points when shopping for a range of goods with the credit card. Card holders who also have a Nectar loyalty card can earn up to 4 points for every pound spent. These points can then be used for shopping, entertainment, travel and more.

Other Credit Card Points Schemes

Many other credit card companies also offer their own proprietary points schemes. Again, these allow card holders to collect a set number of points for every pound spent. These points can then be used to claim discounts on food, wine and travel; travel insurance; clothing; high street discount vouchers; or exchanged for cash. Many credit card companies also give cash back rewards. These consist of a rebate of a certain percentage of the amount spent on a credit card per month or year. There is usually a cap on the amount of the rebate.

Reward Yourself For Travelling

Another common points scheme is the air miles scheme. This allows card holders to earn a set number of miles linked to the amount they spend on the credit card. Card holders can have separate air miles accounts or can gain more benefit by applying for one of the many credit cards that offer air miles as their reward. With air miles credit cards, credit card holders can also benefit from balance transfer rates and other incentives. Many air miles credit cards also offer additional discounts or upgrades on travel products.

Other Credit Card Reward Schemes

In addition to these credit card reward schemes, there are credit cards that offer specific incentives to consumers. These include earning money to help with the purchase of a car. Credit card holders can also consider using their credit cards to give to charity. There are a number of charity credit card schemes backed by major banks. Joe Kenny writes for the UK personal finance sites http://www.ukpersonalloanstore.co.uk and also http://www.cardguide.co.uk ]]> Getting The Right Hair Dye Color http://www.artwoo.com/article/getting-the-right-hair-dye-color http://www.artwoo.com/article/getting-the-right-hair-dye-color#comments Sat, 10 Jun 2006 18:32:07 +0000 semi permanent hair dyenatural hair dyehair dye productspermanent hair dyehenna hair colorred dyenatural hair color http://www.artwoo.com/article/getting-the-right-hair-dye-color natural hair dye then use the plant based . Meanwhile, temporary dyes and highlight treatments should be able to color hair without the need for harsh chemicals.

More specifically, the question is which color of hair will hair dye affect the most. Never mix different , because you can induce potentially harmful reactions (if not an unappealing hair color). White girls can dye their hair any color they want.

The same hair color dyes are used as are used in other permanent hair color products. Because permanent dyes contain hydrogen peroxide, they cover gray hair more effectively and can be used to lighten hair color, unlike other dyes. Underground Color is a semi-, which means it won't wash out the next day. The law does not require that coal tar hair dyes be approved by FDA, as is required for other uses of color additives.

The solution of hair dyes does not allow for any, "gradual," color change when, and if, you feel it's time to do so. However frequent applications would be required to sustain the color as the dye fades with time, exposure to environment and regular washing of hair.

I use to dye my hair blue black and wanted to change it to red. When you color your hair the first time, you have to dye out your normal hair melanin color and replaced it with . Therefore, some bats are marked with black hair dye and the other are marked with red hair dye.

You see that luscious red head on the hair dye box and you think, "Wow! I'm getting ready to do that to my black hair and dye it red on top of that. But the red color is not going to come out exactly as seen in the model of the Hair Dye box. As a rule of thumb, the color you will get depends on your .

If you have dark hair, your red will come out a dark red, and if you have very light, or blonde colored hair, your red well come out flaming red! So, don't always believe that you will be getting exactly the same color as portrayed in the box. Your Hair is your crowning glory. Hair Dye is the direct path to perfect hair color, but what about the risks? Come find out all about Hair Dye at http://HairDye.eabout.info ]]> Getting The Right Hair Dye Color http://www.artwoo.com/article/getting-the-right-hair-dye-color http://www.artwoo.com/article/getting-the-right-hair-dye-color#comments Mon, 22 May 2006 03:32:04 +0000 semi permanent hair dyenatural hair dyehair dye productspermanent hair dyehenna hair colorred dyenatural hair color http://www.artwoo.com/article/getting-the-right-hair-dye-color natural hair dye then use the plant based . Meanwhile, temporary dyes and highlight treatments should be able to color hair without the need for harsh chemicals.

More specifically, the question is which color of hair will hair dye affect the most. Never mix different , because you can induce potentially harmful reactions (if not an unappealing hair color). White girls can dye their hair any color they want.

The same hair color dyes are used as are used in other permanent hair color products. Because permanent dyes contain hydrogen peroxide, they cover gray hair more effectively and can be used to lighten hair color, unlike other dyes. Underground Color is a semi-, which means it won't wash out the next day. The law does not require that coal tar hair dyes be approved by FDA, as is required for other uses of color additives.

The solution of hair dyes does not allow for any, "gradual," color change when, and if, you feel it's time to do so. However frequent applications would be required to sustain the color as the dye fades with time, exposure to environment and regular washing of hair.

I use to dye my hair blue black and wanted to change it to red. When you color your hair the first time, you have to dye out your normal hair melanin color and replaced it with . Therefore, some bats are marked with black hair dye and the other are marked with red hair dye.

You see that luscious red head on the hair dye box and you think, "Wow! I'm getting ready to do that to my black hair and dye it red on top of that. But the red color is not going to come out exactly as seen in the model of the Hair Dye box. As a rule of thumb, the color you will get depends on your .

If you have dark hair, your red will come out a dark red, and if you have very light, or blonde colored hair, your red well come out flaming red! So, don't always believe that you will be getting exactly the same color as portrayed in the box. Your Hair is your crowning glory. Hair Dye is the direct path to perfect hair color, but what about the risks? Come find out all about Hair Dye at http://HairDye.eabout.info ]]> Avoiding Dishonest Home Business Schemes http://www.artwoo.com/article/avoiding-dishonest-home-business-schemes http://www.artwoo.com/article/avoiding-dishonest-home-business-schemes#comments Sun, 20 Aug 2006 02:27:16 +0000 hard earned moneyaskfastest growing industriesbusiness schemesadsinternet millionairesfifteen minutes http://www.artwoo.com/article/avoiding-dishonest-home-business-schemes
Unscrupulous home are everywhere these days. If you surf the internet, it seems as though everywhere you turn, you are inundated with that tell you how to earn more money than you are now, often for doing something that is easy and non-consequential. These ads usually look like this:

"Be part of one of America's !"

"Earn thousands of dollars a month, from your home, at only a day!"

"Want to Learn The Big Secret of the ! Click Here!"

We've all seen these types of ads both on and off the internet. They are appealing, sure. Who doesn't want to earn ten thousand dollars a month for fifteen minutes of work a day? But you have to be careful. Almost all get-rich-quick schemes are designed to part you from your hard-earned money.

Not all work-at-home opportunities deliver on their promises. What many promoters of home business schemes won't tell you is that you often have to work for many hours before you earn a single cent. This is dishonesty at its worst, for by now you should know that there is no such thing as something for nothing. Even if you are operating from a solid home business, you will have to work hard and work smartly if you want to be successful. If anybody else tells you otherwise, watch out. Something is probably not quite right.

Questions!

Avoiding dishonest home business schemes is strictly a matter of common sense. Since you will be putting your time and money into this venture, you should definitely do some research. You do this by asking intelligent questions.

Some questions you must ask your work-at-home sponsors include the following:

What is the total cost of the program being offered? Dishonest program often carry hidden costs with them. Be sure to check the fine print before proceeding. Ask for all the costs involved in the program, and ask them to clarify exactly what you get in return for your money.

What exactly will I have to do? Your tasks must be clearly outlined, with every step clearly defined. Confusion on this point is often the source of future contention. Again, do not be carried away with promises that you won't have to do much to earn your money. If it sounds too good to be true, it most probably is.

Will I be paid a salary or will my pay be based on commission? This is another point that can cause trouble. Obviously, the compensation package you receive should be well-thought out and commensurate to the service that you will be rendering.

When will I get my first paycheck? Beware of programs that will pay for your services much later after you have done the work. This might cause you short-term financial difficulties.

By exercising a little bit of common sense and asking intelligent questions, you should be able to avoid dishonest home business schemes. To find the best home based business ideas and opportunities so you can work at home visit: http://www.clickaudit.com/goto/?29793 ]]> Why You Need Wedding Favors http://www.artwoo.com/article/why-you-need-wedding-favors http://www.artwoo.com/article/why-you-need-wedding-favors#comments Fri, 09 May 2008 12:18:36 +0000 spectacular celebrationpersonality and abilitypersonal desireshaving a good timeshopping on the internetcolor schemeswedding reception http://www.artwoo.com/article/why-you-need-wedding-favors personality and ability to decorate with great and themes.

You want everyone to feel included at your wedding and in order for that to be the case everyone needs to be comfortable and . There are a lot of different ways that you can accomplish this and you need to explore them all so that you can get a sense of what will really show off your personality and suit your and wishes. Your wedding depends a lot on what you decide to do with the colors and themes that you choose.

Picking a theme will really make everyone enjoy your a lot more because they will have a feeling of unity and also that there is a direct purpose attached to your wedding. This will make everyone feel that there is love in the air and that they are all bonded together in this that they have been invited to be a part of. When everyone feels like they are really together and that they are in a great atmosphere for having fun then they will all be really comfortable and relaxed and every one will begin to have a fantastic time at your wedding reception. Each and every single guest will remember your celebration as one of the best and most unique that they have ever attended.

If you do not really want to spend a whole lot of time trying to plan out your wedding favors and making them match your theme and color schemes then you should try online shopping. By you can save yourself a lot of time and money too. You can definitely find a whole lot of different options with a huge varied selection of wedding favors and accessories online. You can even get everything shipped to wherever you need it to be. You can find anything from seasonal wedding favors to candles or from traditional styles to hilarious jokes. If you think of really creative ways to display the wedding favors then they can definitely become part of your decorations and your guests will all feel really happy that they are there celebrating with you. You will like your wedding a lot if you think of creative and personal ideas that you can make your guests really like and get involved in. Your wedding favors are their personal evidence of your wedding and the fantastic time that they had there. Joe Palladino is the owner of Her Wedding Favors and offers fine http://www.herweddingfavors.com/ wedding favors and unique bridal shower favors. All of his products are discounted, high-quality cheap wedding favors. ]]> Bathroom Remodeling Tips http://www.artwoo.com/article/bathroom-remodeling-tips http://www.artwoo.com/article/bathroom-remodeling-tips#comments Tue, 26 Jun 2007 09:20:00 +0000 bathroom remodelingkitchen remodelingremodeling projectaccessorizefast food restaurantscolorsabound http://www.artwoo.com/article/bathroom-remodeling-tips bathroom remodeling tips . Go to a bookstore and access the remodeling section, and you will find many handyman books that offer both kitchen and bathroom remodeling tips.

Kitchen and bathroom remodeling are the most popular ways to prepare a home for sale. It was once thought that only was necessary to increase house value. Now, however, bathroom remodeling is also considered vital. Stained or yellowed fixtures, old style, etc., are "turn-offs" to prospective buyers. and lighting should also be considered.

Although both kitchen and bathroom remodeling are important, we will focus here on three bathroom remodeling tips.

Bathroom Remodeling Tip #1 - Color

Color is an emotional matter with humans. We all have preferences, and we all are subtly or overtly affected by the colors around us. are notorious for their use of color. For success, they often choose colors that have been shown to arouse the appetite for food: yellow, oranges, and reds abound.

When it comes to bathroom remodeling, the emotional appeal of colors is important. Before you even begin remodeling, establish a color scheme. Then choose fixtures, paint, tile, and other materials to carry out the scheme. Consider what you want the room to be when your bathroom is complete. Is it to be a child's delight or an adult's purely practical room? Or is it to be a serene retreat from stress? Here are some color tips to consider in bathroom remodeling.

1. Red and yellow color schemes awaken lively emotions. They also awaken YOU in the morning! Bright red and yellow are best in small doses. One red wall can be lively. Four red walls can be overbearing, like the too-lively partygoer. When red and yellow are of subtler, darker hues, they can turn your bathroom remodeling project cozy and warm. A good plan is to use darker values of reds and yellows for large spaces and with brighter values of the same colors.

2. Blue and green color schemes tend toward restfulness. The blues of water, whether stream, lake, or ocean, can easily be adapted to your bathroom remodeling project. The greens found in the outdoors can complement blues. Add brown or beige to give your bathroom a subdued, natural atmosphere.

Bathroom Remodeling Tip #2 - Lighting

When you have chosen tentatively what colors you will use in your bathroom remodeling project, subject the colors to proper lighting. You may be changing the lighting fixtures you presently have. You may be upgrading to the popular Tuscan bathroom lighting. You may be using indirect lighting near the ceiling. Test your chosen colors in lighting as nearly as possible like that you will use.

Light fixtures, too, convey emotion and atmosphere. Look at your present bathroom light fixtures before launching any bathroom remodeling project. Are they old and stained? Do they "date" your bathroom as old-fashioned or worse? Visit a lighting store and see what's new =96 especially if your bathroom remodeling project is intended to increase house value.

Bathroom Remodeling Tip #3 - Black

Since black is not a color, we give it third place in a discussion of bathroom remodeling tips. Black is often the missing ingredient in creating a bathroom that will both satisfy you and increase home value.

Once a bathroom remodeling project is complete, there may be a feeling that something is not quite right. Maybe the colors don't "work" after all. Or is it the lighting?

Black may be the answer. Whatever color scheme you have used, a small splash of black can enhance it. Add a black-framed picture to the wall. Or use black tumbler, lotion dispenser, and toothbrush holder. Your other colors will come alive in contrast to the black. =A92007, Anna Hart. Anna Hart invites you to read more of her articles about bathroom remodeling at http://www.easybathroomremodeling.com. Anna has also posted articles on that site about bathroom light fixtures. If you want to learn about light fixtures and where to position them in the bathroom, visit Anna now. ]]> Choose The Best Color Scheme For Your Home http://www.artwoo.com/article/choose-the-best-color-scheme-for-your-home http://www.artwoo.com/article/choose-the-best-color-scheme-for-your-home#comments Mon, 06 Aug 2007 17:25:35 +0000 choosing a color schemedark goldgold lightlight goldday at the seasidefocusescolors http://www.artwoo.com/article/choose-the-best-color-scheme-for-your-home Choosing a color scheme to use in one room or across your house is probably one of the most important decisions you will make when it comes to decorating. Based on this choosing the right color scheme can and should certainly be given almost top priority. The last thing you want to do is steam ahead with the first color scheme that comes to mind and then have to backtrack and work twice as hard to cover up the mistake you made in haste right?

Perhaps looking at more traditional or at least more established color schemes would be a good place to start?

The ever popular European scheme on very rich, and sometimes old-fashioned, . These are mainly dark reds and , as well as blues and purples. They should not be totally matte, or too metallic, but just enough to reflect the light a little bit. To go specifically for a French feel, , light maroon and blue create a truly French theme.

If you fancy going further than the Mediterranean, a tropical theme focuses on greens, light blues, and browns, as well as highlighting colors, and shades that bring the room to life, such as red and yellow. White also works well, as it fits in with the feel of clean air on tropical islands.

Or maybe keep the ocean feel, but bring it back home to a local seaside theme. Light brown, sea blue and medium green, as well as a sandy orange can all be used to give this image. Light grey also goes well if you're aiming to create a rocky feel, or perhaps the tone of a typical rainy !

Perhaps you don't fancy any of these and would prefer to go east with an Asian style room. This theme thrives on blacks and whites, highlighted using red and blue, which gives the room depth, and a small amount of gold can also be used to create a luxurious feel.

After the color scheme is sorted, you should be all set to complete the room with furniture and accessories, resulting in a room that you just simply love! Do you want to avoid doubling your interior decorating budget? Good! Learn how to choose the best interior decorating colors for your home decorating project the right way first time. Source: http://www.DecorSecrets.com ]]> Where do I Get Pension Transfer Advice? http://www.artwoo.com/article/where-do-i-get-pension-transfer-advice http://www.artwoo.com/article/where-do-i-get-pension-transfer-advice#comments Wed, 30 Jul 2008 14:22:22 +0000 independent financial adviserpension investmentslong term investmentpension transferpension administratorsfinancial outcomespension arrangements http://www.artwoo.com/article/where-do-i-get-pension-transfer-advice long term investment, such as a pension scheme, where savings are designed to see us throughout our retirement, there are likely to be many occasions when we wonder whether a better deal is going to be offered elsewhere. That is when we will consider the option of a -- but before converting any such consideration into action it is essential to seek the full and reliable advice of an .

Is the grass really greener?

The incentive for a pension transfer is that the grass appears greener -- in terms of the final pension you are likely to receive, the costs of managing the fund, and the flexibility of the . The only certain response to this is that it might be just as it appears, or it might not. Only with the help and guidance of an independent financial adviser would it be possible to make a properly reasoned judgement.

The first step in reaching such a judgement will be to obtain a transfer value analysis from your existing . You and your financial adviser will need this in order to begin to compare the value and performance of your present . The analysis will include a measure known as the "critical yield" (and is likely to be between 7 and 11 per cent), indicating how quickly any alternative pension fund would have to grow in order to match your existing scheme.

Fees and charges

When comparing the of your present and any alternative schemes, you will also need to consider the charges made for managing and administering them. Clearly, over the life of your pension investments, these can be quite significant and the more you are saving in fees, the more you have to invest in your pension.

Flexibility

Your financial adviser will also ask you about your actual retirement plans. Do you plan to retire early and hope to start drawing your pension at that time or will you delay it? In any event, you will need to know that any replacement pension arrangements remain flexible enough to allow you the choice.

Final salary pension schemes

It is worth sounding a last note about final salary schemes. From the employee's point of view, these are especially attractive schemes since they offer guaranteed, preserved benefits (for the same reason, many employers have started seeing such schemes as albatrosses around their necks. Many companies are winding up the schemes -- to howls of protest from their employees -- and many industry experts predict that such schemes will all but disappear from the private sector in a matter of years). Given the certainty of a final salary scheme, therefore, it will rarely make sense to make a pension transfer to another scheme unless it too offers enhanced, guaranteed benefits.

Once again, therefore, if you are considering a pension transfer from this or any other type of pension scheme, it is extremely wise to seek the advice of an independent financial adviser.Sean Horton is a Director of Enhanced Wealth, a whole of market mortgage broker and IFA specialising in mortgage advice and pension transfer advice.]]> Tips For The Webmaster Preparing A Site For An Affiliate Program http://www.artwoo.com/article/tips-for-the-webmaster-preparing-a-site-for-an-affiliate-program http://www.artwoo.com/article/tips-for-the-webmaster-preparing-a-site-for-an-affiliate-program#comments Wed, 21 Mar 2007 18:31:59 +0000 multi level marketingeffective marketingaggressive marketingright marketingmarketing campaignsgooglesaffiliate programs http://www.artwoo.com/article/tips-for-the-webmaster-preparing-a-site-for-an-affiliate-program aggressive marketing campaigns that can drown out the efforts of smaller companies at getting heard. There are scams and schemes aplenty, all of them disguised as get-rich-quick strategies that may seem like miracles to naïve business people, until the methods backfire.

The World Wide Web, however, is not so dangerous a jungle as it seems. With the schemes, the right technical know-how, and the right website, you can earn money online. One such technique involves joining an affiliate program.

An affiliate program is simply a collection of businesses with the same aims, products, and services. All these businesses are clustered underneath a main affiliate, which markets its goods and services through advertisements posted on affiliate sites. These advertisements may be in the form of text, such as those found in Google's AdSense affiliate program; graphics, such as those found in various banners posted online; and streaming media, such as music or video, that can give life to an entertainment or adult site.

Whenever these advertisements are clicked on, seen, or followed, and whenever the main site earns money or gets responses due to the efforts of its affiliate, the affiliate is paid a certain amount of commission. This referral scheme may make nothing more than online multi-level marketing schemes, but affiliate programs are different. Unlike multi-level marketing schemes, affiliate programs operate on only two tiers, and involve less effort at making sales.

Affiliate programs are simply about . In this case, effective marketing can be carried out by posting advertisements that are provided by the main affiliate site. All the effort at marketing, however, cannot come from the main site. Your website must complement the advertisements, and you as webmaster must make sure that the website is prepared for affiliate marketing.

If you are a webmaster of a business website that wants to engage in affiliate marketing, take note of the following tips before you redo the layout of the site.

• Some affiliate programs will give you advertisements to post based on the density of keywords on your site. This can be easy if your site's contents are already dense in keywords related to the business to which it caters. However, if you find that certain keywords are being misinterpreted, then you may have to re-engineer your site's text to fit both search engine and affiliate program requirements.

• Examine the nature and look of the affiliate program's advertisements. If you are allowed to change the look of the advertisements, or if you are allowed to add graphics or color to an advertisement you would otherwise deem as boring, then do so. However, do not make your advertisement box appear gaudy or overdone, as it can also cheapen the look of your website. Make sure that color schemes match, so that your customers will keep coming back to your site, and will click on the advertisements that you post.

• If the affiliate program will not allow you to tamper with the advertisements, then place the advertisements in a place where they will blend with the color scheme of the site, and where they will still be conspicuous enough to be noticed, visited, and clicked on. Do not place your text-rich advertisement next to text, or your graphics-rich advertisement side by side with other graphics.

• Your site has to be attractive and useful before your company plunges into any affiliate program. You must gather visitors and loyal customers before you can expect anyone to click on your advertisements. In web design, content is always king, so fill your website with useful text, perhaps with facts or tips that can help your website visitors. Make your layout attractive and easy to view.

• Tables add weight to a website file, and this can make your website load much longer on browsers. If you add advertisements, your website may take even a longer time to load, and your customers can be turned off. Instead of using tables, find a way to employ style sheets. These can lighten your HTML files and allow your prospective customers easier access to your website.

As a webmaster, you are confronted by the daunting task of making your website appeal to even more customers. If you follow these tips before making the affiliate program plunge, however, you can be sure that your efforts at affiliate marketing will truly bring profits to the company you work for. Mario Churchill is a freelance author and has written over 200 articles on various subjects. For more information checkout http://www.turnkeyaffiliateprogram.com and http://www.killeraffiliateprogram.com. ]]> Free Advice On Guaranteed Property Rental Schemes http://www.artwoo.com/article/free-advice-on-guaranteed-property-rental-schemes http://www.artwoo.com/article/free-advice-on-guaranteed-property-rental-schemes#comments Thu, 26 Apr 2007 01:50:00 +0000 rental schemefrench leasebackmanagement companyproperty developerproperty investorstrue market valueinvestment property http://www.artwoo.com/article/free-advice-on-guaranteed-property-rental-schemes rental scheme can provide you with peace of mind, safe in the knowledge that you will receive a fixed income for an agreed period of time. Many buyers like to use the guaranteed rental income to pay associated mortgage costs. Additionally, the management of the property is hassle-free as the or is responsible for this aspect over the agreed time period.

Guaranteed rental income

No guaranteed rental scheme is free! If the risk is lower, the return will be lower; a guarantee obviously lowers the risk. A valid guaranteed rental scheme is where the property developer or management company knows what rental income can be achieved and will pay you a smaller amount, the excess being kept by the property developer or management company.

If you want to achieve the maximum possible rental income, then a guaranteed rental scheme may not be the most suitable. In this case, you will be responsible for renting and maintaining the property. You should also budget for the possibility of one or several void periods (where the property is empty).



Although this particular form of investment property can be attractive, care should be taken with guaranteed rental schemes as some are not genuine. In some cases, the price of the guaranteed rental scheme is simply priced into the price of the property by the developer, which in turn makes the price of the property above the . It is important to know what the rental market expectation is so once any guaranteed rental scheme expires there is an attractive market for rentals.

Many investors like guaranteed rental schemes as they do not want to get involved with the management of the property and look to capital growth, rather than rental income, as the main investment criteria.

Guaranteed rental schemes such as have been operating very successfully now for many years and generally are a very popular choice with .

Part of our due diligence with property developers, and whether or not we recommend an area, is to research whether the investment property represents good value and ascertain what the rental market situation is. Ewan McGarrie writes about guaranteed property rental and related matters at http://www.propertyinvestment.co.uk/ ]]> Savings Accounts -- Retire In Style http://www.artwoo.com/article/savings-accounts-retire-in-style http://www.artwoo.com/article/savings-accounts-retire-in-style#comments Sat, 17 Jun 2006 09:32:04 +0000 personal pensionscompany pensionsmoney purchasestate pensionnegligiblesalarydepend http://www.artwoo.com/article/savings-accounts-retire-in-style
Putting a proportion of your earnings towards a pension may seem like a drag right now, but realistically you will need to save for as long as possible to gain a decent income in later years. Not only this, but there are substantial benefits to saving into a pension -- you're not taxed on contributions and there may be additional extras such as life insurance or lump sums included in your scheme.

These days people are investing more and more in private pension schemes and long term savings -- the is likely to become with an ageing national population.

State Pension

At present, the basic pension for a single person is £82.05 a week. This s on you having made sufficient National Insurance Contributions over your working life. Even if you have paid off your mortgage by the time you retire, would this be enough for you to live on? Bear in mind that the age when you can claim your pension (currently 65 for men, 60 for women) is highly likely to rise in the near future, and keep on rising.



Employers are likely to offer some form of pension scheme. The terms and details of these vary from company to company, but usually fall into one of two basic types: 'final ' schemes, based on your salary and how long you've been paying into the pension; and '' schemes, which depend on the amount contributed into the fund. When you retire, you then buy an annuity -- a type of insurance which will pay you a regular income. A money purchase scheme can be more flexible, but slightly more risky.



These schemes offer a lot of flexibility, and there are several different ways to invest, including investment trusts and unit-linked schemes that depend on share prices. Personal pensions operate in roughly the same manner as company pensions, only you have more control over your investment. Currently there are limits on the contributions you can make to personal pensions, but these are set to change in 2006.

The rules on pensions are changing all the time, and are likely to undergo radical changes in the next few years. For up to date advice, check the Pensions Advisory Service at www.pensionsadvisoryservice.org.uk Joe Kenny writes for the loan comparison sites http://www.selectloans.co.uk and also http://www.ukpersonalloanstore.co.uk ]]>